MyPlanIQ Major Brokerage Investor Richard Ferri Personal Retirement Savings Lazy Portfolio

Richard Ferri Personal Retirement Savings Lazy Portfolio

Investment Menu Rating:

Investment Options
Total Available Funds: 11
Asset Class Ticker Description Rating
Emerging Market
DIVERSIFIED EMERGING MKTS VWO Vanguard Emerging Markets Stock ETF
REAL ESTATE
REAL ESTATE VNQ Vanguard REIT Index ETF
INTERNATIONAL EQUITY
EUROPE STOCK VGK Vanguard European ETF
Foreign Small/Mid Value DLS WisdomTree International SmallCap Div
DIVERSIFIED PACIFIC/ASIA VPL Vanguard Pacific Stock ETF
FIXED INCOME
Intermediate-Term Bond BND Vanguard Total Bond Market ETF
Inflation-Protected Bond VIPSX Vanguard Inflation-Protected Secs Inv
High Yield Bond VWEHX Vanguard High-Yield Corporate Inv
US EQUITY
SMALL VALUE IJS iShares S&P SmallCap 600 Value Index
LARGE BLEND VTI Vanguard Total Stock Market ETF
SMALL BLEND BRSIX Bridgeway Ultra-Small Company Market
Total Available Funds: 11
Asset Class Ticker Description Rating
Emerging Market
DIVERSIFIED EMERGING MKTS VWO Vanguard Emerging Markets Stock ETF
REAL ESTATE
REAL ESTATE VNQ Vanguard REIT Index ETF
INTERNATIONAL EQUITY
EUROPE STOCK VGK Vanguard European ETF
Foreign Small/Mid Value DLS WisdomTree International SmallCap Div
DIVERSIFIED PACIFIC/ASIA VPL Vanguard Pacific Stock ETF
FIXED INCOME
Intermediate-Term Bond BND Vanguard Total Bond Market ETF
Inflation-Protected Bond VIPSX Vanguard Inflation-Protected Secs Inv
High Yield Bond VWEHX Vanguard High-Yield Corporate Inv
US EQUITY
SMALL VALUE IJS iShares S&P SmallCap 600 Value Index
LARGE BLEND VTI Vanguard Total Stock Market ETF
SMALL BLEND BRSIX Bridgeway Ultra-Small Company Market
Total Available Funds: 11
  • R*: Redemption (Minimum months to hold).
  • RT: Round Trip (number of times allowed to buy/sell in trailing 12 months).
  • WP: Waiting Period (minimum months to wait before buy again).
  • M*:Mark (p: proxy, n: not used).
Asset Class Ticker Description Rating R* RT WP Expense Yield
Emerging Market
DIVERSIFIED EMERGING MKTS VWO Vanguard Emerging Markets Stock ETF 97% 0 60 0 0.08% 3.1%
REAL ESTATE
REAL ESTATE VNQ Vanguard REIT Index ETF 95% 0 60 0 0.12% 4.16%
INTERNATIONAL EQUITY
EUROPE STOCK VGK Vanguard European ETF 95% 0 60 0 0.09% 3.38%
Foreign Small/Mid Value DLS WisdomTree International SmallCap Div 93% 0 60 0 0.58% 4.67%
DIVERSIFIED PACIFIC/ASIA VPL Vanguard Pacific Stock ETF 43% 0 60 0 0.08% 3.12%
FIXED INCOME
Intermediate-Term Bond BND Vanguard Total Bond Market ETF 99% 0 60 0 0.15% 3.83%
Inflation-Protected Bond VIPSX Vanguard Inflation-Protected Secs Inv 98% 3 60 0 0.07% 2.87%
High Yield Bond VWEHX Vanguard High-Yield Corporate Inv 95% 3 60 0 0.13% 5.75%
US EQUITY
SMALL VALUE IJS iShares S&P SmallCap 600 Value Index 99% 0 60 0 0.18% 1.96%
LARGE BLEND VTI Vanguard Total Stock Market ETF 96% 0 60 0 0.03% 1.37%
SMALL BLEND BRSIX Bridgeway Ultra-Small Company Market 62% 3 60 0 0.78% 0.75%
Average Expense Ratio: 0.21%
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Model Portfolios
Strategic Asset Allocation - Equal Weight: Click here to see this strategy description
Equal Weight & Regular Rebalance YTD**
Return
1Yr
AR*
3Yr
AR*
5Yr
AR*
10Yr
AR*
15Yr
AR*
Click for Portfolio Details or Follow 2.3% 7.1% 4.1% 6.1% 4.8% 5.7%

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Strategic Asset Allocation - Optimal: Click here to see this strategy description
Optimal Weight & Regular Rebalance YTD**
Return
1Yr
AR*
3Yr
AR*
5Yr
AR*
10Yr
AR*
15Yr
AR*
Click for Portfolio Details or Follow -0.3% 6.9% 0.0% 4.2% 4.4% 5.5%

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Tactical Asset Allocation: Click here to see this strategy description
Dynamic Asset Switching YTD**
Return
1Yr
AR*
3Yr
AR*
5Yr
AR*
10Yr
AR*
15Yr
AR*
Click for Portfolio Details or Follow 0.1% 4.2% -2.4% 4.6% 2.5% 4.2%

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Asset Allocation Composite: Click here to see this strategy description
Strategic Asset Allocation with Dynamic Risk Adjustment YTD**
Return
1Yr
AR*
3Yr
AR*
5Yr
AR*
10Yr
AR*
15Yr
AR*
Click to Create Model Portfolio

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*     AR: Annualized Return
**   YTD: Year to Date (not annualized)
*** The above portfolios are of moderate risk, which means that more than 40% of assets are in fixed income funds.


Other Related Portfolios YTD**
Return
1Yr
AR*
3Yr
AR*
5Yr
AR*
10Yr
AR*
P Richard Ferri Personal Retirement Savings Portfolio -0.1% 11.4% 2.4% 5.4% 5.7%
Description
The plan consists of 11 funds. It covers 5 major asset classes and 11 minor asset classes. The major asset classes it covers are US Equity, REITs, Emerging Market Equity, Foreign Equity and Fixed Income.

This plan is based on an article on New York Times on Richard Ferri's personal portfolio.

The following is the list of funds used in the plan:

Asset Fund in this portfolio
asset1 VTI (Vanguard Total Stock Market ETF)
asset2 IJS (iShares S&P SmallCap 600 Value Index)
asset3 BRSIX (Bridgeway Ultra-Small Company Market )
asset4 VNQ (Vanguard REIT Index ETF)
asset5 VPL (Vanguard Pacific Stock ETF)
asset6 VGK (Vanguard European ETF)
asset7 DLS (WisdomTree International SmallCap Div)
asset8 VWO (Vanguard Emerging Markets Stock ETF)
asset9 BND (Vanguard Total Bond Market ETF)
asset10 VIPSX (Vanguard Inflation-Protected Secs Inv )
asset11 VWEHX (Vanguard High-Yield Corporate Inv )

It uses a mixed of ETF and index funds. Refer to Richard Ferri Personal Retirement Savings Portfolio for the actual lazy portfolio that is re-balanced annually.



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