MyPlanIQ
Major Brokerage Investor
Richard Ferri Personal Retirement Savings Lazy Portfolio
Investment Options
| Total Available Funds: | 11 |
| Asset Class | Ticker | Description | Rating | ||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
|
|||||||||||||||||||
|
|||||||||||||||||||
|
|||||||||||||||||||
|
|||||||||||||||||||
|
|||||||||||||||||||
| Total Available Funds: | 11 |
| Asset Class | Ticker | Description | Rating | ||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
|
|||||||||||||||||||
|
|||||||||||||||||||
|
|||||||||||||||||||
|
|||||||||||||||||||
|
|||||||||||||||||||
| Total Available Funds: | 11 |
- R*: Redemption (Minimum months to hold).
- RT: Round Trip (number of times allowed to buy/sell in trailing 12 months).
- WP: Waiting Period (minimum months to wait before buy again).
- M*:Mark (p: proxy, n: not used).
| Asset Class | Ticker | Description | Rating | R* | RT | WP | Expense | Yield | ||||||||||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
|
||||||||||||||||||||||||||||||||||||||||||||
|
||||||||||||||||||||||||||||||||||||||||||||
|
||||||||||||||||||||||||||||||||||||||||||||
|
||||||||||||||||||||||||||||||||||||||||||||
|
||||||||||||||||||||||||||||||||||||||||||||
Average Expense Ratio: 0.21%
Sign up and subscribe as an expert user to create plans with your own specified investment options.
Model Portfolios 
| Strategic Asset Allocation - Equal Weight: Click here to see this strategy description | |||||||
| Equal Weight & Regular Rebalance | YTD** Return |
1Yr AR* |
3Yr AR* |
5Yr AR* |
10Yr AR* |
15Yr AR* |
|
 |
Click for Portfolio Details or Follow | 2.3% | 7.1% | 4.1% | 6.1% | 4.8% | 5.7% |
| Sign up or Login first to get rebalance emails for this portfolio | |||||||
| Strategic Asset Allocation - Optimal: Click here to see this strategy description | |||||||
| Optimal Weight & Regular Rebalance | YTD** Return |
1Yr AR* |
3Yr AR* |
5Yr AR* |
10Yr AR* |
15Yr AR* |
|
|
Click for Portfolio Details or Follow | -0.3% | 6.9% | 0.0% | 4.2% | 4.4% | 5.5% |
| Sign up or Login and subscribe to get rebalance emails for this portfolio | |||||||
| Tactical Asset Allocation: Click here to see this strategy description | |||||||
| Dynamic Asset Switching | YTD** Return |
1Yr AR* |
3Yr AR* |
5Yr AR* |
10Yr AR* |
15Yr AR* |
|
|
|
Click for Portfolio Details or Follow | 0.1% | 4.2% | -2.4% | 4.6% | 2.5% | 4.2% |
| Sign up or Login and subscribe to get rebalance emails for this portfolio | |||||||
| Asset Allocation Composite: Click here to see this strategy description | |||||||
| Strategic Asset Allocation with Dynamic Risk Adjustment | YTD** Return |
1Yr AR* |
3Yr AR* |
5Yr AR* |
10Yr AR* |
15Yr AR* |
|
|
|
Click to Create Model Portfolio | ||||||
| Sign up or Login and subscribe to get rebalance emails for this portfolio | |||||||
* AR: Annualized Return
** YTD: Year to Date (not annualized)
*** The above portfolios are of moderate risk, which means that more than 40% of assets are in fixed income funds.
** YTD: Year to Date (not annualized)
*** The above portfolios are of moderate risk, which means that more than 40% of assets are in fixed income funds.
| Other Related Portfolios | YTD** Return |
1Yr AR* |
3Yr AR* |
5Yr AR* |
10Yr AR* |
| P Richard Ferri Personal Retirement Savings Portfolio | -0.1% | 11.4% | 2.4% | 5.4% | 5.7% |
Description
The plan consists of 11 funds. It covers 5 major asset classes and 11 minor asset classes. The major asset classes it covers are US Equity, REITs, Emerging Market Equity, Foreign Equity and Fixed Income.
This plan is based on an article on New York Times on Richard Ferri's personal portfolio.
The following is the list of funds used in the plan:
| Asset | Fund in this portfolio |
|---|---|
| asset1 | VTI (Vanguard Total Stock Market ETF) |
| asset2 | IJS (iShares S&P SmallCap 600 Value Index) |
| asset3 | BRSIX (Bridgeway Ultra-Small Company Market ) |
| asset4 | VNQ (Vanguard REIT Index ETF) |
| asset5 | VPL (Vanguard Pacific Stock ETF) |
| asset6 | VGK (Vanguard European ETF) |
| asset7 | DLS (WisdomTree International SmallCap Div) |
| asset8 | VWO (Vanguard Emerging Markets Stock ETF) |
| asset9 | BND (Vanguard Total Bond Market ETF) |
| asset10 | VIPSX (Vanguard Inflation-Protected Secs Inv ) |
| asset11 | VWEHX (Vanguard High-Yield Corporate Inv ) |
It uses a mixed of ETF and index funds. Refer to Richard Ferri Personal Retirement Savings Portfolio for the actual lazy portfolio that is re-balanced annually.
Register for FREE
No Credit Card Required
Or Start FREE 30-day trial now >>
Or Start FREE 30-day trial now >>
