MyPlanIQ 401k Investor Direct Energy (USA) 401K Plan

Direct Energy (USA) 401K Plan

This Plan is unrated.
Investment Options
Total Available Funds: 30
Asset Class Ticker Description Rating
INTERNATIONAL EQUITY
WORLD STOCK AGGRX American Century Global Growth A
Foreign Large Growth JIGRX Janus Overseas S
Foreign Large Blend THVRX Thornburg International Value R4
Others
Target Date 2050+ FFFLX Fidelity Advisor Freedom 2050 A
Target Date 2041-2045 FFFZX Fidelity Advisor Freedom 2045 A
Target Date 2031-2035 FATHX Fidelity Advisor Freedom 2035 A
FIXED INCOME
Multisector Bond ETSIX Eaton Vance Strategic Income A
Intermediate-Term Bond ADFAX American Century Diversified Bond A
Inflation-Protected Bond AIAVX American Century Infl-Adj Bond Adv
Total Available Funds: 30
Asset Class Ticker Description Rating
INTERNATIONAL EQUITY
WORLD STOCK AGGRX American Century Global Growth A
Foreign Large Growth JIGRX Janus Overseas S
Foreign Large Blend THVRX Thornburg International Value R4
Others
Target Date 2050+ FFFLX Fidelity Advisor Freedom 2050 A
Target Date 2041-2045 FFFZX Fidelity Advisor Freedom 2045 A
Target Date 2031-2035 FATHX Fidelity Advisor Freedom 2035 A
Target Date 2000-2010 FACFX Fidelity Advisor Freedom 2010 A
Target Date 2021-2025 FATWX Fidelity Advisor Freedom 2025 A
Target Date 2011-2015 FFVAX Fidelity Advisor Freedom 2015 A
Target Date 2000-2010 FFAVX Fidelity Advisor Freedom 2005 A
Moderate Allocation EVIFX Eaton Vance Balanced A
Target Date 2026-2030 FAFEX Fidelity Advisor Freedom 2030 A
Target Date 2036-2040 FAFFX Fidelity Advisor Freedom 2040 A
Target Date 2016-2020 FDAFX Fidelity Advisor Freedom 2020 A
Retirement Income FAFAX Fidelity Advisor Freedom Inc A
FIXED INCOME
Multisector Bond ETSIX Eaton Vance Strategic Income A
Intermediate-Term Bond ADFAX American Century Diversified Bond A
Inflation-Protected Bond AIAVX American Century Infl-Adj Bond Adv
SHORT GOVERNMENT STABLEVALUE Fidelity Advisor Stable Value Portfolio - Class II
High Yield Bond FHIAX Fidelity Advisor High Income A
US EQUITY
LARGE BLEND PEOPX Dreyfus S&P 500 Index
Mid-Cap Growth BMEAX BlackRock US Opportunities Inv A
SMALL BLEND NBGAX Neuberger Berman Genesis Adv
LARGE BLEND EVTMX Eaton Vance Dividend Builder A
SMALL VALUE CSMIX Columbia Small Cap Value I A
LARGE GROWTH FNIAX Fidelity Advisor New Insights A
LARGE VALUE EHSTX Eaton Vance Large-Cap Value A
MID-CAP VALUE CMUAX Columbia Mid Cap Value A
Small Growth ANOAX American Century New Opportunities II A
MID-CAP BLEND SSVSX Victory Special Value A
Total Available Funds: 30
  • R*: Redemption (Minimum months to hold).
  • RT: Round Trip (number of times allowed to buy/sell in trailing 12 months).
  • WP: Waiting Period (minimum months to wait before buy again).
  • M*:Mark (p: proxy, n: not used).
Asset Class Ticker Description Rating R* RT WP Expense Yield
INTERNATIONAL EQUITY
WORLD STOCK AGGRX American Century Global Growth A 53% 3 60 0 0.9% 11.36%
Foreign Large Growth JIGRX Janus Overseas S 28% 3 60 0 2.06% 2.21%
Foreign Large Blend THVRX Thornburg International Value R4 25% 3 60 0 1.36% 0.42%
Others
Target Date 2050+ FFFLX Fidelity Advisor Freedom 2050 A 73% 3 60 0 1% 1.7%
Target Date 2041-2045 FFFZX Fidelity Advisor Freedom 2045 A 67% 3 60 0 1.25% 1.8%
Target Date 2031-2035 FATHX Fidelity Advisor Freedom 2035 A 65% 3 60 0 0.96% 1.77%
Target Date 2000-2010 FACFX Fidelity Advisor Freedom 2010 A 64% 3 60 0 0.49% 2.97%
Target Date 2021-2025 FATWX Fidelity Advisor Freedom 2025 A 63% 3 60 0 1.62% 2.94%
Target Date 2011-2015 FFVAX Fidelity Advisor Freedom 2015 A 63% 3 60 0 1.54% 2.81%
Target Date 2000-2010 FFAVX Fidelity Advisor Freedom 2005 A 62% 3 60 0 1.47% 3.15%
Moderate Allocation EVIFX Eaton Vance Balanced A 61% 3 60 0 1.72% 2.04%
Target Date 2026-2030 FAFEX Fidelity Advisor Freedom 2030 A 57% 3 60 0 0.66% 2.05%
Target Date 2036-2040 FAFFX Fidelity Advisor Freedom 2040 A 57% 3 60 0 1.75% 1.52%
Target Date 2016-2020 FDAFX Fidelity Advisor Freedom 2020 A 56% 3 60 0 0.51% 2.58%
Retirement Income FAFAX Fidelity Advisor Freedom Inc A 46% 3 60 0 1.47% 2.93%
FIXED INCOME
Multisector Bond ETSIX Eaton Vance Strategic Income A 69% 3 60 0 1.12% 7.01%
Intermediate-Term Bond ADFAX American Century Diversified Bond A 65% 3 60 0 0.39% 3.88%
Inflation-Protected Bond AIAVX American Century Infl-Adj Bond Adv 60% 3 60 0 0.21% 6%
SHORT GOVERNMENT STABLEVALUE Fidelity Advisor Stable Value Portfolio - Class II 16% 1 60 0 NA 27.03%
High Yield Bond FHIAX Fidelity Advisor High Income A 0% 3 60 0 1.04% 4.66%
US EQUITY
LARGE BLEND PEOPX Dreyfus S&P 500 Index 72% 3 60 0 0.5% 5.68%
Mid-Cap Growth BMEAX BlackRock US Opportunities Inv A 61% 3 60 0 0.8% 6.07%
SMALL BLEND NBGAX Neuberger Berman Genesis Adv 55% 3 60 0 0.84% 0%
LARGE BLEND EVTMX Eaton Vance Dividend Builder A 52% 3 60 0 0.75% 3.28%
SMALL VALUE CSMIX Columbia Small Cap Value I A 50% 3 60 0 0.86% 7.79%
LARGE GROWTH FNIAX Fidelity Advisor New Insights A 48% 3 60 0 0.7% 6.28%
LARGE VALUE EHSTX Eaton Vance Large-Cap Value A 48% 3 60 0 1.27% 2.98%
MID-CAP VALUE CMUAX Columbia Mid Cap Value A 41% 3 60 0 1.13% 1.24%
Small Growth ANOAX American Century New Opportunities II A 40% 3 60 0 0.97% 0%
MID-CAP BLEND SSVSX Victory Special Value A 36% 3 60 0 1.15% 9.71%
Average Expense Ratio: 1.05%
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Model Portfolios
Strategic Asset Allocation - Equal Weight: Click here to see this strategy description
Equal Weight & Regular Rebalance YTD**
Return		 1Yr
AR*		 3Yr
AR*		 5Yr
AR*		 10Yr
AR*		 15Yr
AR*
Click for Portfolio Details or Follow 3.0% 20.2% 9.8% 9.7% 5.9% 7.7%

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Asset Allocation Composite: Click here to see this strategy description
Strategic Asset Allocation with Dynamic Risk Adjustment YTD**
Return		 1Yr
AR*		 3Yr
AR*		 5Yr
AR*		 10Yr
AR*		 15Yr
AR*
Click to Create Model Portfolio

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*     AR: Annualized Return
**   YTD: Year to Date (not annualized)
*** The above portfolios are of moderate risk, which means that more than 40% of assets are in fixed income funds.


Description(Ticker:)
The plan consists of 30 funds. It covers 3 major asset classes and 28 minor asset classes. The major asset classes it covers are US Equity, Foreign Equity and Fixed Income.

This plan is created upon a user's request. 



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