MyPlanIQ 401k Investor Gemological Institute of America 401K Plan

Gemological Institute of America 401K Plan

This Plan is unrated.
Investment Options
Total Available Funds: 51
Asset Class Ticker Description Rating
REAL ESTATE
REAL ESTATE FRESX FIDELITY REAL ESTATE INVESTMENT PORTFOLIO
INTERNATIONAL EQUITY
Foreign Large Growth FDIVX FIDELITY DIVERSIFIED INTERNATIONAL FUND
DIVERSIFIED PACIFIC/ASIA MPACX MATTHEWS ASIA-PACIFIC FUND
PACIFIC/ASIA EX-JAPAN STK MAPTX MATTHEWS PACIFIC TIGER FUND
Others
Equity Energy VGENX VANGUARD ENERGY FUND
Target Date 2026-2030 STLDX BLACKROCK LIFEPATH INDEX 2030 FUND
Retirement Income STLAX BLACKROCK LIFEPATH INDEX RETIREMENT FUND
US EQUITY
MID-CAP BLEND NICSX NICHOLAS FUND INC NICHOLAS FUND
LARGE VALUE VWNFX VANGUARD WINDSOR II FUND
LARGE BLEND VFINX VANGUARD 500 INDEX FUND
Total Available Funds: 51
Asset Class Ticker Description Rating
REAL ESTATE
REAL ESTATE FRESX FIDELITY REAL ESTATE INVESTMENT PORTFOLIO
INTERNATIONAL EQUITY
Foreign Large Growth FDIVX FIDELITY DIVERSIFIED INTERNATIONAL FUND
DIVERSIFIED PACIFIC/ASIA MPACX MATTHEWS ASIA-PACIFIC FUND
PACIFIC/ASIA EX-JAPAN STK MAPTX MATTHEWS PACIFIC TIGER FUND
Foreign Large Blend MVIEX MTB GROUP FUND INTERNATIONAL EQUITY
Foreign Large Blend NIIAX COLUMBIA MULTI-ADVISOR INTERNATIONAL EQUITY FUND
Others
Equity Energy VGENX VANGUARD ENERGY FUND
Target Date 2026-2030 STLDX BLACKROCK LIFEPATH INDEX 2030 FUND
Retirement Income STLAX BLACKROCK LIFEPATH INDEX RETIREMENT FUND
Target Date 2036-2040 STLEX BLACKROCK LIFEPATH INDEX 2040 FUND
Conservative Allocation VWIAX VANGUARD WELLESLEY INCOME FUND
Moderate Allocation VWELX VANGUARD WELLINGTON FUND
Target Date 2050+ LPVIX BLACKROCK LIFEPATH INDEX 2055 FUND
Target Date 2050+ STLFX BLACKROCK LIFEPATH INDEX 2050 FUND
Moderate Allocation FASMX FIDELITY ASSET MANAGER
Target Date 2021-2025 LPBIX BLACKROCK LIFEPATH INDEX 2025 FUND
Target Date 2041-2045 LPHIX BLACKROCK LIFEPATH INDEX 2045 FUND
Target Date 2031-2035 LPJIX BLACKROCK LIFEPATH INDEX 2035 FUND
ROOT CASH COLUMBIA CASH RESERVES CAPITAL CLASS
Target Date 2016-2020 STLCX BLACKROCK LIFEPATH INDEX 2020 FUND
Target Date 2011-2015 BIPBX BLACKROCK LIFEPATH INDEX 2015 FUND
US EQUITY
MID-CAP BLEND NICSX NICHOLAS FUND INC NICHOLAS FUND
LARGE VALUE VWNFX VANGUARD WINDSOR II FUND
LARGE BLEND VFINX VANGUARD 500 INDEX FUND
LARGE VALUE FEQTX FIDELITY FINANCIAL TRUST EQUITY INCOME II FUND
LARGE VALUE VWNDX VANGUARD WINDSOR FUND
LARGE BLEND FDEQX FIDELITY DISCIPLINED EQUITY FUND
LARGE BLEND VTSMX VANGUARD TOTAL STK MKT INDEX FD
LARGE VALUE DODGX DODGE & COX STOCK FUND
LARGE BLEND VITPX VANGUARD INSTITUTIONAL TOTAL STOCK MARKET INDEX FUND
SMALL BLEND LMSIX LEGG MASON BATTERYMARCH US SMALL CAP EQUITY PORTFOLIO INSTITUTIONAL FUND
MID-CAP BLEND NTIAX COLUMBIA MID CAP INDEX FUND
SMALL BLEND NMSAX COLUMBIA SMALL CAP INDEX FUND
LARGE GROWTH NFEAX COLUMBIA MARSICO FOCUSED EQUITIES FUND
LARGE BLEND NEIAX COLUMBIA LARGE CAP INDEX FUND
LARGE BLEND NEIAX COLUMBIA CORE BOND FUND
LARGE GROWTH RGAGX AMERICAN FUNDS GROWTH FD AMER INC
LARGE VALUE NVLEX COLUMBIA LARGE CAP VALUE FUND
FIXED INCOME
Inflation-Protected Bond VIPSX VANGUARD INFLATION PROTECTED SECURITIES FUND
Intermediate Government VFIIX VANGUARD GNMA FUND
Intermediate Government VFITX VANGUARD INTER TERM TREAS FUND
High Yield Bond HIO WESTERN ASSET HIGH INCOME OPPORTUNITY FUND INC
Intermediate Government FGMNX FIDELITY GINNIE MAE PORTFOLIO
Intermediate-Term Bond WATFX WESTERN ASSET CORE BD PORT FUND
Short-Term Bond PPILX DWS SHORT DURATION PLUS FUND
Multisector Bond COSIX COLUMBIA STRATEGIC INCOME FUND
Short-Term Bond NSTRX COLUMBIA SHORT TERM BOND FUND
Intermediate-Term Bond ABQRX ALLIANCEBERNSTEIN INTERMEDIATE BD PORTFOLIO
Intermediate Government VKMGX VAN KAMPEN US MORTGAGE FUND
Intermediate-Term Bond NSFAX COLUMBIA TOTAL RETURN BOND FUND
Intermediate Government CFSAX COLUMBIA FEDERAL SECURITIES FUND
Total Available Funds: 51
  • R*: Redemption (Minimum months to hold).
  • RT: Round Trip (number of times allowed to buy/sell in trailing 12 months).
  • WP: Waiting Period (minimum months to wait before buy again).
  • M*:Mark (p: proxy, n: not used).
Asset Class Ticker Description Rating R* RT WP Expense Yield
REAL ESTATE
REAL ESTATE FRESX FIDELITY REAL ESTATE INVESTMENT PORTFOLIO 97% 3 60 0 0.72% 2.28%
INTERNATIONAL EQUITY
Foreign Large Growth FDIVX FIDELITY DIVERSIFIED INTERNATIONAL FUND 98% 3 60 0 0.65% 1.59%
DIVERSIFIED PACIFIC/ASIA MPACX MATTHEWS ASIA-PACIFIC FUND 90% 3 60 0 1.07% 1.83%
PACIFIC/ASIA EX-JAPAN STK MAPTX MATTHEWS PACIFIC TIGER FUND 72% 3 60 0 1.03% 3%
Foreign Large Blend MVIEX MTB GROUP FUND INTERNATIONAL EQUITY 0% 3 60 0 1.36% 1.43%
Foreign Large Blend NIIAX COLUMBIA MULTI-ADVISOR INTERNATIONAL EQUITY FUND 0% 3 60 0 1.29% 1.59%
Others
Equity Energy VGENX VANGUARD ENERGY FUND 97% 3 60 0 0.46% 4.14%
Target Date 2026-2030 STLDX BLACKROCK LIFEPATH INDEX 2030 FUND 94% 3 60 0 0.34% 3.1%
Retirement Income STLAX BLACKROCK LIFEPATH INDEX RETIREMENT FUND 92% 3 60 0 0.84% 3.62%
Target Date 2036-2040 STLEX BLACKROCK LIFEPATH INDEX 2040 FUND 92% 3 60 0 1.04% 3.18%
Conservative Allocation VWIAX VANGUARD WELLESLEY INCOME FUND 91% 3 60 0 0.16% 3.46%
Moderate Allocation VWELX VANGUARD WELLINGTON FUND 90% 3 60 0 0.17% 12.31%
Target Date 2050+ LPVIX BLACKROCK LIFEPATH INDEX 2055 FUND 85% 3 60 0 0.59% 1.16%
Target Date 2050+ STLFX BLACKROCK LIFEPATH INDEX 2050 FUND 81% 3 60 0 0.34% 1.14%
Moderate Allocation FASMX FIDELITY ASSET MANAGER 76% 3 60 0 0.92% 2.14%
Target Date 2021-2025 LPBIX BLACKROCK LIFEPATH INDEX 2025 FUND 56% 3 60 0 0.59% 1.83%
Target Date 2041-2045 LPHIX BLACKROCK LIFEPATH INDEX 2045 FUND 54% 3 60 0 0.34% 1.27%
Target Date 2031-2035 LPJIX BLACKROCK LIFEPATH INDEX 2035 FUND 53% 3 60 0 0.34% 1.5%
ROOT CASH COLUMBIA CASH RESERVES CAPITAL CLASS 0% 1 60 0 NA 4.14%
Target Date 2016-2020 STLCX BLACKROCK LIFEPATH INDEX 2020 FUND 0% 3 60 0 0.67% 1.74%
Target Date 2011-2015 BIPBX BLACKROCK LIFEPATH INDEX 2015 FUND 0% 3 60 0 0.22% 1.99%
US EQUITY
MID-CAP BLEND NICSX NICHOLAS FUND INC NICHOLAS FUND 100% 3 60 0 0.71% 0.32%
LARGE VALUE VWNFX VANGUARD WINDSOR II FUND 99% 3 60 0 0.26% 1.52%
LARGE BLEND VFINX VANGUARD 500 INDEX FUND 98% 3 60 0 0.14% 1.27%
LARGE VALUE FEQTX FIDELITY FINANCIAL TRUST EQUITY INCOME II FUND 97% 3 60 0 0.58% 2.44%
LARGE VALUE VWNDX VANGUARD WINDSOR FUND 97% 3 60 0 0.32% 1.77%
LARGE BLEND FDEQX FIDELITY DISCIPLINED EQUITY FUND 96% 3 60 0 0.37% 0.32%
LARGE BLEND VTSMX VANGUARD TOTAL STK MKT INDEX FD 94% 3 60 0 0.03% 1.26%
LARGE VALUE DODGX DODGE & COX STOCK FUND 93% 3 60 0 0.52% 4.95%
LARGE BLEND VITPX VANGUARD INSTITUTIONAL TOTAL STOCK MARKET INDEX FUND 83% 3 60 0 0.02% 1.36%
SMALL BLEND LMSIX LEGG MASON BATTERYMARCH US SMALL CAP EQUITY PORTFOLIO INSTITUTIONAL FUND 65% 3 60 0 0.94% 1.09%
MID-CAP BLEND NTIAX COLUMBIA MID CAP INDEX FUND 44% 3 60 0 0.2% 7.77%
SMALL BLEND NMSAX COLUMBIA SMALL CAP INDEX FUND 41% 3 60 0 0.45% 5.38%
LARGE GROWTH NFEAX COLUMBIA MARSICO FOCUSED EQUITIES FUND 40% 3 60 0 0.8% 0%
LARGE BLEND NEIAX COLUMBIA LARGE CAP INDEX FUND 36% 3 60 0 0.2% 8.76%
LARGE BLEND NEIAX COLUMBIA CORE BOND FUND 36% 3 60 0 0.2% 8.76%
LARGE GROWTH RGAGX AMERICAN FUNDS GROWTH FD AMER INC 25% 3 60 0 0.3% 0%
LARGE VALUE NVLEX COLUMBIA LARGE CAP VALUE FUND 0% 3 60 0 1.18% 1.43%
FIXED INCOME
Inflation-Protected Bond VIPSX VANGUARD INFLATION PROTECTED SECURITIES FUND 98% 3 60 0 0.07% 4.24%
Intermediate Government VFIIX VANGUARD GNMA FUND 98% 3 60 0 0.11% 3.24%
Intermediate Government VFITX VANGUARD INTER TERM TREAS FUND 97% 3 60 0 0.2% 3.38%
High Yield Bond HIO WESTERN ASSET HIGH INCOME OPPORTUNITY FUND INC 95% 3 60 0 NA 10.1%
Intermediate Government FGMNX FIDELITY GINNIE MAE PORTFOLIO 87% 3 60 0 0.45% 2.87%
Intermediate-Term Bond WATFX WESTERN ASSET CORE BD PORT FUND 76% 3 60 0 0.42% 3.96%
Short-Term Bond PPILX DWS SHORT DURATION PLUS FUND 70% 3 60 0 0.38% 4.11%
Multisector Bond COSIX COLUMBIA STRATEGIC INCOME FUND 65% 3 60 0 0.64% 4.63%
Short-Term Bond NSTRX COLUMBIA SHORT TERM BOND FUND 58% 3 60 0 0.96% 3.78%
Intermediate-Term Bond ABQRX ALLIANCEBERNSTEIN INTERMEDIATE BD PORTFOLIO 46% 3 60 0 1.02% 3.73%
Intermediate Government VKMGX VAN KAMPEN US MORTGAGE FUND 23% 3 60 0 0.61% 3.49%
Intermediate-Term Bond NSFAX COLUMBIA TOTAL RETURN BOND FUND 0% 3 60 0 NA 0%
Intermediate Government CFSAX COLUMBIA FEDERAL SECURITIES FUND 0% 3 60 0 NA NA
Average Expense Ratio: 0.54%
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Model Portfolios

Asset Allocation Composite: Click here to see this strategy description
Strategic Asset Allocation with Dynamic Risk Adjustment YTD**
Return		 1Yr
AR*		 3Yr
AR*		 5Yr
AR*		 10Yr
AR*		 15Yr
AR*
Click to Create Model Portfolio

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*     AR: Annualized Return
**   YTD: Year to Date (not annualized)
*** The above portfolios are of moderate risk, which means that more than 40% of assets are in fixed income funds.


Description(Ticker:BAC)
The plan consists of 53 funds. It covers 5 major asset classes and 27 minor asset classes. The major asset classes it covers are Fixed Income, US Equity, Foreign Equity, REITs and Emerging Market Equity.

Bank of America Corporation (Ticker: BAC), a financial holding company, provides banking and nonbanking financial services and products to individual consumers, small- and middle-market businesses, large corporations, and governments in the United States and internationally. Bank of America acquired Merill Lynch in 2008.



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