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Frank Armstrong Ideal Index Lazy Portfolio
Investment Options
| Total Available Funds: | 7 |
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| Total Available Funds: | 7 |
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| Total Available Funds: | 7 |
- R*: Redemption (Minimum months to hold).
- RT: Round Trip (number of times allowed to buy/sell in trailing 12 months).
- WP: Waiting Period (minimum months to wait before buy again).
- M*:Mark (p: proxy, n: not used).
| Asset Class | Ticker | Description | Rating | R* | RT | WP | Expense | Yield | |||||||||||||||||||||||||||||||||||||||||||||
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Average Expense Ratio: 0.08%
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Model Portfolios 
| Strategic Asset Allocation - Equal Weight: Click here to see this strategy description | |||||||
| Equal Weight & Regular Rebalance | YTD** Return |
1Yr AR* |
3Yr AR* |
5Yr AR* |
10Yr AR* |
15Yr AR* |
|
 |
Click for Portfolio Details or Follow | 0.3% | 9.8% | 1.7% | 5.5% | 4.7% | 7.2% |
| Sign up or Login first to get rebalance emails for this portfolio | |||||||
| Asset Allocation Composite: Click here to see this strategy description | |||||||
| Strategic Asset Allocation with Dynamic Risk Adjustment | YTD** Return |
1Yr AR* |
3Yr AR* |
5Yr AR* |
10Yr AR* |
15Yr AR* |
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Click to Create Model Portfolio | ||||||
| Sign up or Login and subscribe to get rebalance emails for this portfolio | |||||||
* AR: Annualized Return
** YTD: Year to Date (not annualized)
*** The above portfolios are of moderate risk, which means that more than 40% of assets are in fixed income funds.
** YTD: Year to Date (not annualized)
*** The above portfolios are of moderate risk, which means that more than 40% of assets are in fixed income funds.
| Other Related Portfolios | YTD** Return |
1Yr AR* |
3Yr AR* |
5Yr AR* |
10Yr AR* |
| Frank Armstrong Ideal Index Lazy Portfolio Original | 1.8% | 12.6% | 1.3% | 5.7% | 5.3% |
Description
The plan consists of 7 funds. It covers 4 major asset classes and 7 minor asset classes. The major asset classes it covers are US Equity, Foreign Equity, Fixed Income and REITs.
Frank Armstrong, author of The Informed Investor, proposed this Frank Armstrong Ideal Index for an MSN Money article. The two key points of the portfolio are that it has four asset classes (US, International, REIT, Bonds) and relies on market indices rather than active management.
The portfolio uses index funds because index funds eliminate manager risk. It overweights small-cap stocks as small-cap stocks have historically outperformed large caps stocks. The portfolio has a strong value tilt, based on the theory that, over the long haul, beaten-down stocks will perform better than high-flying growth stocks.
This should be a low cost, well performing portfolio.
The fund selection for testing the strategy is listed below with the ETF alternatives:
Frank Armstrong’s Ideal Index:
- 9.25% in Vanguard Small Cap Value (VISVX) SCZ
- 9.25% in Vanguard Value (VIVAX) [SPY, IYY]
- 6.25% in Vanguard Small-Cap Growth (VISGX) VBK
- 6.25% in Vanguard 500 Index (VFINX) IVW
- 31% in Vanguard Total International Stock (VGTSX) EFA
- 8% in Vanguard REIT (VGSIX) (IYR, VNQ, RWX)
- 30% in Vanguard Short-Term Bond (VBISX)
Things to note:
- This is designed as a lazy portfolio with limited rebalancing specified
- With 70% in equities, this would be considered an aggressive portfolio
- REIT is possibly underweighted
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