MyPlanIQ 401k Investor First Federal of Northern Michigan Employees #8217 Savings Profit Sharing Plan

First Federal of Northern Michigan Employees #8217 Savings Profit Sharing Plan

This Plan is unrated.
Investment Options
Total Available Funds: 19
Asset Class Ticker Description Rating
Emerging Market
DIVERSIFIED EMERGING MKTS PEPSX Principal Life Insurance Company Principal International Emerging Mkts
INTERNATIONAL EQUITY
Foreign Large Blend Principal Diversified Intl Principal Life Insurance Company Principal Diversified International
Others
Target Date 2050+ PTEFX Principal Life Insurance Company Principal Lifetime 2050
Target Date 2036-2040 PTDPX Principal Life Insurance Company Principal Lifetime 2040
Target Date 2026-2030 PTCPX Principal Life Insurance Company Principal Lifetime 2030
US EQUITY
MID-CAP VALUE PABVX Principal Life Insurance Company Principal Partner Mid-Cap Value I
MID-CAP BLEND PMFPX Principal Life Insurance Company Principal Mid-Cap S P 400 Index
SMALL BLEND PSSPX Principal Life Insurance Company Principal Partner Small-Cap S P 600 Index
FIXED INCOME
Intermediate-Term Bond PBMPX Principal Life Insurance Company Principal Bond & Mortgage
Total Available Funds: 19
Asset Class Ticker Description Rating
Emerging Market
DIVERSIFIED EMERGING MKTS PEPSX Principal Life Insurance Company Principal International Emerging Mkts
INTERNATIONAL EQUITY
Foreign Large Blend Principal Diversified Intl Principal Life Insurance Company Principal Diversified International
Others
Target Date 2050+ PTEFX Principal Life Insurance Company Principal Lifetime 2050
Target Date 2036-2040 PTDPX Principal Life Insurance Company Principal Lifetime 2040
Target Date 2026-2030 PTCPX Principal Life Insurance Company Principal Lifetime 2030
Target Date 2016-2020 PTBPX Principal Life Insurance Company Principal Lifetime 2020
Retirement Income PLSPX Principal Life Insurance Company Principal Lifetime Str income
Target Date 2000-2010 PTAPX Principal Life Insurance Company Principal Lifetime 2010
ROOT CASH The Principal Interest Bearing Cash - Cash Account
US EQUITY
MID-CAP VALUE PABVX Principal Life Insurance Company Principal Partner Mid-Cap Value I
MID-CAP BLEND PMFPX Principal Life Insurance Company Principal Mid-Cap S P 400 Index
SMALL BLEND PSSPX Principal Life Insurance Company Principal Partner Small-Cap S P 600 Index
LARGE BLEND PCWPX Principal Life Insurance Company Principal Partner Growth
Mid-Cap Growth PPQPX Principal Life Insurance Company Principal Partner Mid-Cap Growth III
SMALL VALUE PSVPX Principal Life Insurance Company Principal Small-Cap Value
Small Growth PPMPX Principal Life Insurance Company Principal Partner Small-Cap Growth II
LARGE VALUE PAFBX Principal Life Insurance Company Principal Partner Large-Cap Value I
LARGE BLEND PDPBX Principal Life Insurance Company Principal Disciplined Large-Cap Blend
FIXED INCOME
Intermediate-Term Bond PBMPX Principal Life Insurance Company Principal Bond & Mortgage
Total Available Funds: 19
  • R*: Redemption (Minimum months to hold).
  • RT: Round Trip (number of times allowed to buy/sell in trailing 12 months).
  • WP: Waiting Period (minimum months to wait before buy again).
  • M*:Mark (p: proxy, n: not used).
Asset Class Ticker Description Rating R* RT WP Expense Yield
Emerging Market
DIVERSIFIED EMERGING MKTS PEPSX Principal Life Insurance Company Principal International Emerging Mkts 90% 3 60 0 1.11% 1.14%
INTERNATIONAL EQUITY
Foreign Large Blend Principal Diversified Intl Principal Life Insurance Company Principal Diversified International 0% 3 60 0 NA NA
Others
Target Date 2050+ PTEFX Principal Life Insurance Company Principal Lifetime 2050 99% 3 60 0 1.04% 1.35%
Target Date 2036-2040 PTDPX Principal Life Insurance Company Principal Lifetime 2040 93% 3 60 0 1% 1.65%
Target Date 2026-2030 PTCPX Principal Life Insurance Company Principal Lifetime 2030 91% 3 60 0 1.45% 2.1%
Target Date 2016-2020 PTBPX Principal Life Insurance Company Principal Lifetime 2020 88% 3 60 0 0.91% 2.54%
Retirement Income PLSPX Principal Life Insurance Company Principal Lifetime Str income 83% 3 60 0 1.4% 4.54%
Target Date 2000-2010 PTAPX Principal Life Insurance Company Principal Lifetime 2010 0% 3 60 0 0.72% 7.25%
ROOT CASH The Principal Interest Bearing Cash - Cash Account 0% 1 60 0 NA 4.14%
US EQUITY
MID-CAP VALUE PABVX Principal Life Insurance Company Principal Partner Mid-Cap Value I 79% 3 60 0 0.7% 6.39%
MID-CAP BLEND PMFPX Principal Life Insurance Company Principal Mid-Cap S P 400 Index 78% 3 60 0 0.42% 1%
SMALL BLEND PSSPX Principal Life Insurance Company Principal Partner Small-Cap S P 600 Index 77% 3 60 0 0.54% 9.35%
LARGE BLEND PCWPX Principal Life Insurance Company Principal Partner Growth 74% 3 60 0 1.09% 10.56%
Mid-Cap Growth PPQPX Principal Life Insurance Company Principal Partner Mid-Cap Growth III 70% 3 60 0 1.06% 0%
SMALL VALUE PSVPX Principal Life Insurance Company Principal Small-Cap Value 0% 3 60 0 NA 0.18%
Small Growth PPMPX Principal Life Insurance Company Principal Partner Small-Cap Growth II 0% 3 60 0 1.27% 14.29%
LARGE VALUE PAFBX Principal Life Insurance Company Principal Partner Large-Cap Value I 0% 3 60 0 1.02% 83.58%
LARGE BLEND PDPBX Principal Life Insurance Company Principal Disciplined Large-Cap Blend 0% 3 60 0 NA 0%
FIXED INCOME
Intermediate-Term Bond PBMPX Principal Life Insurance Company Principal Bond & Mortgage 74% 3 60 0 0.88% 3.01%
Average Expense Ratio: 0.97%
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Model Portfolios
Strategic Asset Allocation - Equal Weight: Click here to see this strategy description
Equal Weight & Regular Rebalance YTD**
Return
1Yr
AR*
3Yr
AR*
5Yr
AR*
10Yr
AR*
15Yr
AR*
Click for Portfolio Details or Follow 1.7% 2.2% -6.4% 1.6% 2.6% 5.3%

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Asset Allocation Composite: Click here to see this strategy description
Strategic Asset Allocation with Dynamic Risk Adjustment YTD**
Return
1Yr
AR*
3Yr
AR*
5Yr
AR*
10Yr
AR*
15Yr
AR*
Click to Create Model Portfolio

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*     AR: Annualized Return
**   YTD: Year to Date (not annualized)
*** The above portfolios are of moderate risk, which means that more than 40% of assets are in fixed income funds.


Description(Ticker:FFNM)
The plan consists of 20 funds. It covers 3 major asset classes and 17 minor asset classes. The major asset classes it covers are Fixed Income, US Equity and Emerging Market Equity.
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