MyPlanIQ
Major Brokerage Investor
Longest History Six Core Assets
Investment Options
Total Available Funds: | 7 |
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Total Available Funds: | 7 |
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Total Available Funds: | 7 |
- R*: Redemption (Minimum months to hold).
- RT: Round Trip (number of times allowed to buy/sell in trailing 12 months).
- WP: Waiting Period (minimum months to wait before buy again).
- M*:Mark (p: proxy, n: not used).
Asset Class | Ticker | Description | Rating | R* | RT | WP | Expense | Yield | |||||||||||||||||||||||||||
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Average Expense Ratio: 0.16%
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Model Portfolios
Strategic Asset Allocation - Equal Weight: Click here to see this strategy description | |||||||
Equal Weight & Regular Rebalance | YTD** Return |
1Yr AR* |
3Yr AR* |
5Yr AR* |
10Yr AR* |
15Yr AR* |
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Click for Portfolio Details or Follow | 3.8% | 10.8% | 3.3% | 7.1% | 5.5% | 7.3% | |
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Asset Allocation Composite: Click here to see this strategy description | |||||||
Strategic Asset Allocation with Dynamic Risk Adjustment | YTD** Return |
1Yr AR* |
3Yr AR* |
5Yr AR* |
10Yr AR* |
15Yr AR* |
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Click to Create Model Portfolio | |||||||
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* AR: Annualized Return
** YTD: Year to Date (not annualized)
*** The above portfolios are of moderate risk, which means that more than 40% of assets are in fixed income funds.
** YTD: Year to Date (not annualized)
*** The above portfolios are of moderate risk, which means that more than 40% of assets are in fixed income funds.
Description
The plan consists of 7 funds. It covers 6 major asset classes and 7 minor asset classes. The major asset classes it covers are Commodity, Fixed Income, Foreign Equity, US Equity, REITs and Emerging Market Equity.
This plan is created for benchmarking and historical back testing purpose: it chooses six mutual funds that have longest history to represent six core assets. It differs from Six Core Asset ETFs as we don't have long history for MSCI international stock and emerging market stock funds. These two assets are replaced with European stock fund and paicific stock fund.
Funds used in this plan:
- U.S. stocks: Vanguard 500 Index (VFINX), inception:3/27/1987
- European stocks: Vanguard European (VEURX), inception: 11/1/1990
- Pacific sotcks: Vanguard Pacific (VPACX), inception: 11/1/1990
- US REITs: Vanguard REITs (VGSIX), inception: 6/28/1996
- Gold: GLD, inception:1/4/1971. Before ETF GLD's inception on 11/18/2004, we use London spot gold price (monthly closing).
- US Bonds: Vanguard Total Bond Index (VBMFX), inception: 6/4/1990
- CASH: calculated using 3 month T-Bill interest.