MyPlanIQ 401k Investor City of Palo Alto 403B Retirement Plan

City of Palo Alto 403B Retirement Plan

This Plan is unrated.
Investment Options
Total Available Funds: 48
Asset Class Ticker Description Rating
REAL ESTATE
REAL ESTATE FARCX Nuveen Real Estate Secs Y
INTERNATIONAL EQUITY
Foreign Large Blend FDIVX Fidelity Diversified International
Foreign Large Blend HRINX Harbor International Administrative
Foreign Large Blend VPOEX Vantagepoint Overseas Equity Index II
Others
Moderate Allocation FPURX VT Puritan Fund
Moderate Allocation VPTGX Vantagepoint MP Traditional Growth
Conservative Allocation VPCGX Vantagepoint MP Conservative Growth
US EQUITY
LARGE GROWTH FCNTX Fidelity Contrafund
SMALL VALUE PSVIX Allianz NFJ Small Cap Value Instl
MID-CAP VALUE GCMAX Goldman Sachs Mid Cap Value A
Total Available Funds: 48
Asset Class Ticker Description Rating
REAL ESTATE
REAL ESTATE FARCX Nuveen Real Estate Secs Y
INTERNATIONAL EQUITY
Foreign Large Blend FDIVX Fidelity Diversified International
Foreign Large Blend HRINX Harbor International Administrative
Foreign Large Blend VPOEX Vantagepoint Overseas Equity Index II
Foreign Large Blend VPINX Vantagepoint International
Others
Moderate Allocation FPURX VT Puritan Fund
Moderate Allocation VPTGX Vantagepoint MP Traditional Growth
Conservative Allocation VPCGX Vantagepoint MP Conservative Growth
Conservative Allocation VPSOX Vantagepoint MP Savings Oriented
Target Date 2000-2010 VPRQX Vantagepoint Milestone 2045
Target Date 2036-2040 VPRKX Vantagepoint Milestone 2040
Target Date 2031-2035 VPRLX Vantagepoint Milestone 2035
Target Date 2026-2030 VPRMX Vantagepoint Milestone 2030
Target Date 2021-2025 VPRNX Vantagepoint Milestone 2025
Target Date 2016-2020 VPROX Vantagepoint Milestone 2020
Target Date 2011-2015 VPRPX Vantagepoint Milestone 2015
Target Date 2000-2010 VPRQX Vantagepoint Milestone 2010
Retirement Income VPRRX Vantagepoint Milestone Retirement Income
Retirement Income VPRRX VT Retirement Income Advantage
ROOT CASH VantageTrust Cash Management
US EQUITY
LARGE GROWTH FCNTX Fidelity Contrafund
SMALL VALUE PSVIX Allianz NFJ Small Cap Value Instl
MID-CAP VALUE GCMAX Goldman Sachs Mid Cap Value A
LARGE GROWTH EKJYX Wells Fargo Advantage Prem Lg Co Gr I
Mid-Cap Growth TMDIX TimesSquare Mid Cap Growth Instl
LARGE VALUE DDFIX Invesco Diversified Dividend Instl
LARGE BLEND PRILX Parnassus Core Equity
Mid-Cap Growth HRMGX Harbor Mid Cap Growth Adm
LARGE GROWTH TRSAX T. Rowe Price Growth Stock Adv
Small Growth ODIIX Oppenheimer Discovery I
SMALL BLEND VPDSX Vantagepoint Discovery
Mid-Cap Growth VPAOX Vantagepoint Aggressive Opportunities
MID-CAP BLEND VPMSX Vantagepoint Mid/Small Co Index Class II
LARGE BLEND IOMSX Oppenheimer Main Street
MID-CAP VALUE VPSVX Vantagepoint Select Value
LARGE GROWTH VPGRX Vantagepoint Growth
LARGE BLEND VPBMX Vantagepoint Broad Market Index Cl II
LARGE BLEND VPGIX Vantagepoint Growth & Income
LARGE BLEND VPSKX Vantagepoint 500 Stock Index Class II
LARGE VALUE ANDAX Allianz NFJ Dividend Value Admin
LARGE VALUE VPEIX Vantagepoint Equity Income
LARGE BLEND VPAGX Vantagepoint MP All-Equity Growth
LARGE BLEND VPLGX Vantagepoint MP Long-Term Growth
FIXED INCOME
Intermediate-Term Bond WACPX Western Asset Core Plus Bond I
High Yield Bond PHYAX PIMCO High-Yield Admin
Short-Term Bond VPIPX Vantagepoint Low Duration Bond
Inflation-Protected Bond VPTSX Vantagepoint Inflation Prot. Securities
Intermediate-Term Bond VPCDX VP Core Bond Index Class II
Total Available Funds: 48
  • R*: Redemption (Minimum months to hold).
  • RT: Round Trip (number of times allowed to buy/sell in trailing 12 months).
  • WP: Waiting Period (minimum months to wait before buy again).
  • M*:Mark (p: proxy, n: not used).
Asset Class Ticker Description Rating R* RT WP Expense Yield
REAL ESTATE
REAL ESTATE FARCX Nuveen Real Estate Secs Y 87% 3 60 0 1.22% 2.73%
INTERNATIONAL EQUITY
Foreign Large Blend FDIVX Fidelity Diversified International 98% 3 60 0 0.65% 3.76%
Foreign Large Blend HRINX Harbor International Administrative 59% 3 60 0 0.69% 3.34%
Foreign Large Blend VPOEX Vantagepoint Overseas Equity Index II 0% 3 60 0 0.34% 0.07%
Foreign Large Blend VPINX Vantagepoint International 0% 3 60 0 0.97% 0.06%
Others
Moderate Allocation FPURX VT Puritan Fund 81% 3 60 0 0.5% 10.58%
Moderate Allocation VPTGX Vantagepoint MP Traditional Growth 0% 3 60 0 0.88% 12.29%
Conservative Allocation VPCGX Vantagepoint MP Conservative Growth 0% 3 60 0 0.85% 9.25%
Conservative Allocation VPSOX Vantagepoint MP Savings Oriented 0% 3 60 0 0.84% 2.64%
Target Date 2000-2010 VPRQX Vantagepoint Milestone 2045 0% 3 60 0 0.29% 9.2%
Target Date 2036-2040 VPRKX Vantagepoint Milestone 2040 0% 3 60 0 0.28% 15.17%
Target Date 2031-2035 VPRLX Vantagepoint Milestone 2035 0% 3 60 0 0.29% 13.93%
Target Date 2026-2030 VPRMX Vantagepoint Milestone 2030 0% 3 60 0 0.27% 12.84%
Target Date 2021-2025 VPRNX Vantagepoint Milestone 2025 0% 3 60 0 0.88% 11.79%
Target Date 2016-2020 VPROX Vantagepoint Milestone 2020 0% 3 60 0 0.85% 11.06%
Target Date 2011-2015 VPRPX Vantagepoint Milestone 2015 0% 3 60 0 0.88% 10.15%
Target Date 2000-2010 VPRQX Vantagepoint Milestone 2010 0% 3 60 0 0.29% 9.2%
Retirement Income VPRRX Vantagepoint Milestone Retirement Income 0% 3 60 0 0.3% 7.5%
Retirement Income VPRRX VT Retirement Income Advantage 0% 3 60 0 0.3% 7.5%
ROOT CASH VantageTrust Cash Management 0% 0 60 0 NA 2.6%
US EQUITY
LARGE GROWTH FCNTX Fidelity Contrafund 96% 3 60 0 0.55% 5.37%
SMALL VALUE PSVIX Allianz NFJ Small Cap Value Instl 93% 3 60 0 0.91% 3.58%
MID-CAP VALUE GCMAX Goldman Sachs Mid Cap Value A 93% 3 60 0 1.18% 7.17%
LARGE GROWTH EKJYX Wells Fargo Advantage Prem Lg Co Gr I 92% 3 60 0 0.75% 17.2%
Mid-Cap Growth TMDIX TimesSquare Mid Cap Growth Instl 89% 3 60 0 1.18% 7.86%
LARGE VALUE DDFIX Invesco Diversified Dividend Instl 87% 3 60 0 0.82% 11.5%
LARGE BLEND PRILX Parnassus Core Equity 61% 3 60 0 0.61% 9.71%
Mid-Cap Growth HRMGX Harbor Mid Cap Growth Adm 48% 3 60 0 0.83% 0%
LARGE GROWTH TRSAX T. Rowe Price Growth Stock Adv 36% 3 60 0 0.93% 7.29%
Small Growth ODIIX Oppenheimer Discovery I 2% 3 60 0 1.28% 5.47%
SMALL BLEND VPDSX Vantagepoint Discovery 0% 3 60 0 0.97% 0%
Mid-Cap Growth VPAOX Vantagepoint Aggressive Opportunities 0% 3 60 0 0.83% 1.9%
MID-CAP BLEND VPMSX Vantagepoint Mid/Small Co Index Class II 0% 3 60 0 0.23% 0.24%
LARGE BLEND IOMSX Oppenheimer Main Street 0% 3 60 0 NA 1.09%
MID-CAP VALUE VPSVX Vantagepoint Select Value 0% 3 60 0 0.98% 0.71%
LARGE GROWTH VPGRX Vantagepoint Growth 0% 3 60 0 0.79% 0.91%
LARGE BLEND VPBMX Vantagepoint Broad Market Index Cl II 0% 3 60 0 0.21% 0.81%
LARGE BLEND VPGIX Vantagepoint Growth & Income 0% 3 60 0 0.78% 0.3%
LARGE BLEND VPSKX Vantagepoint 500 Stock Index Class II 0% 3 60 0 0.22% 0.19%
LARGE VALUE ANDAX Allianz NFJ Dividend Value Admin 0% 3 60 0 1.72% 13.64%
LARGE VALUE VPEIX Vantagepoint Equity Income 0% 3 60 0 0.82% 0.65%
LARGE BLEND VPAGX Vantagepoint MP All-Equity Growth 0% 3 60 0 0.99% 17.95%
LARGE BLEND VPLGX Vantagepoint MP Long-Term Growth 0% 3 60 0 0.92% 15.75%
FIXED INCOME
Intermediate-Term Bond WACPX Western Asset Core Plus Bond I 78% 3 60 0 0.82% 3.95%
High Yield Bond PHYAX PIMCO High-Yield Admin 51% 3 60 0 0.66% 5.03%
Short-Term Bond VPIPX Vantagepoint Low Duration Bond 0% 3 60 0 0.62% 0.91%
Inflation-Protected Bond VPTSX Vantagepoint Inflation Prot. Securities 0% 3 60 0 0.64% 1.67%
Intermediate-Term Bond VPCDX VP Core Bond Index Class II 0% 3 60 0 0.21% 1.78%
Average Expense Ratio: 0.74%
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Model Portfolios
Strategic Asset Allocation - Equal Weight: Click here to see this strategy description
Equal Weight & Regular Rebalance YTD**
Return		 1Yr
AR*		 3Yr
AR*		 5Yr
AR*		 10Yr
AR*		 15Yr
AR*
Click for Portfolio Details or Follow 2.0% 2.1% 3.1% 5.6% 4.7% 6.5%

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Strategic Asset Allocation - Optimal: Click here to see this strategy description
Optimal Weight & Regular Rebalance YTD**
Return		 1Yr
AR*		 3Yr
AR*		 5Yr
AR*		 10Yr
AR*		 15Yr
AR*
Click for Portfolio Details or Follow 2.7% 2.5% 3.1% 6.5% 5.0% 7.0%

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Tactical Asset Allocation: Click here to see this strategy description
Dynamic Asset Switching YTD**
Return		 1Yr
AR*		 3Yr
AR*		 5Yr
AR*		 10Yr
AR*		 15Yr
AR*
Click for Portfolio Details or Follow 4.8% 4.8% 1.5% 5.3% 6.9% 8.6%

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Asset Allocation Composite: Click here to see this strategy description
Strategic Asset Allocation with Dynamic Risk Adjustment YTD**
Return		 1Yr
AR*		 3Yr
AR*		 5Yr
AR*		 10Yr
AR*		 15Yr
AR*
Click for Portfolio Details or Follow 3.6% 2.2% 6.3% 7.3% 9.1%

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*     AR: Annualized Return
**   YTD: Year to Date (not annualized)
*** The above portfolios are of moderate risk, which means that more than 40% of assets are in fixed income funds.


Description
The plan consists of 48 funds. It covers 4 major asset classes and 27 minor asset classes. The major asset classes it covers are US Equity, REITs, Foreign Equity and Fixed Income.

This plan was created based on a user's request. See www.icmarc.org



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