MyPlanIQ 401k Investor The Bright Directions ILLINOIS College Savings Program

The Bright Directions ILLINOIS College Savings Program

Investment Menu Rating:

Investment Options
Total Available Funds: 34
Asset Class Ticker Description Rating
Emerging Market
Emerging Market JIEGX John Hancock Small Company 529 Portfolio
Others
Moderate Allocation RPBAX T. Rowe Price Balanced 529 Portfolio
ROOT CASH BlackRock Cash Funds 529 Portfolio
INTERNATIONAL EQUITY
Foreign Large Growth OIGAX Oppenheimer International Growth 529 Portfolio
Foreign Large Growth OIGAX Calvert Income 529 Portfolio
Foreign Large Value ABIAX AllianceBernstein International Value 529 Portfolio
REAL ESTATE
REAL ESTATE TRREX T. Rowe Price Real Estate 529 Portfolio
Global Real Estate IGLIX ING Global Real Estate 529 Portfolio
US EQUITY
MID-CAP BLEND ARGFX Ariel Fund 529 Portfolio
Mid-Cap Growth VMGIX NCM Capital Mid-Cap Growth 529 Portfolio
LARGE VALUE PRFDX T. Rowe Price Equity Income 529 Portfolio
Total Available Funds: 34
Asset Class Ticker Description Rating
Emerging Market
Emerging Market JIEGX John Hancock Small Company 529 Portfolio
Others
Moderate Allocation RPBAX T. Rowe Price Balanced 529 Portfolio
ROOT CASH BlackRock Cash Funds 529 Portfolio
INTERNATIONAL EQUITY
Foreign Large Growth OIGAX Oppenheimer International Growth 529 Portfolio
Foreign Large Growth OIGAX Calvert Income 529 Portfolio
Foreign Large Value ABIAX AllianceBernstein International Value 529 Portfolio
REAL ESTATE
REAL ESTATE TRREX T. Rowe Price Real Estate 529 Portfolio
Global Real Estate IGLIX ING Global Real Estate 529 Portfolio
US EQUITY
MID-CAP BLEND ARGFX Ariel Fund 529 Portfolio
Mid-Cap Growth VMGIX NCM Capital Mid-Cap Growth 529 Portfolio
LARGE VALUE PRFDX T. Rowe Price Equity Income 529 Portfolio
LARGE BLEND BEQGX American Century Equity Growth 529 Portfolio
LARGE BLEND SDVGX Sit Dividend Growth 529 Portfolio
LARGE VALUE EILVX Eaton Vance Large-Cap Value 529 Portfolio
LARGE GROWTH TWGIX American Century Growth 529 Portfolio
SMALL VALUE NOSGX Northern Small Cap Value 529 Portfolio
LARGE VALUE AVLIX American Century Value 529 Portfolio
LARGE GROWTH CEYIX Calvert Social Investment Equity 529 Portfolio
Mid-Cap Growth WSMDX William Blair Small Cap Growth 529 Portfolio
LARGE GROWTH TRLGX T. Rowe Price Instl. Large-Cap Growth 529 Portfolio
MID-CAP BLEND PEXMX T. Rowe Price Extended Equity Market Index 529 Portfolio
SMALL BLEND DCCIX Delaware Small Cap Core 529 Portfolio
Small Growth FFSCX Forward Small Cap Equity 529 Portfolio
LARGE GROWTH PUGLX Payden U.S. Growth Leaders 529 Portfolio
LARGE BLEND BEIAX Northern Institutional International Equity Index 529 Portfolio
LARGE BLEND BEIAX Northern Institutional Small Company Index 529 Portfolio
Mid-Cap Growth WCGIX William Blair Mid Cap Growth 529 Portfolio
LARGE BLEND BEIAX Northern Institutional Equity Index 529 Portfolio
FIXED INCOME
Intermediate-Term Bond PTTRX PIMCO Total Return 529 Portfolio
Inflation-Protected Bond BPLBX BlackRock Inflation Protected Bond 529 Portfolio
Short-Term Bond PTLDX PIMCO Low Duration 529 Portfolio
ULTRASHORT BOND PTSHX PIMCO Short-Term 529 Portfolio
Intermediate-Term Bond NOBOX Northern Bond Index 529 Portfolio
Intermediate-Term Bond EPFTX Earnest Partners Fixed Income 529 Portfolio
Total Available Funds: 34
  • R*: Redemption (Minimum months to hold).
  • RT: Round Trip (number of times allowed to buy/sell in trailing 12 months).
  • WP: Waiting Period (minimum months to wait before buy again).
  • M*:Mark (p: proxy, n: not used).
Asset Class Ticker Description Rating R* RT WP Expense Yield
Emerging Market
Emerging Market JIEGX John Hancock Small Company 529 Portfolio 0% 1 60 0 NA 0%
Others
Moderate Allocation RPBAX T. Rowe Price Balanced 529 Portfolio 85% 1 60 0 0.47% 7.63%
ROOT CASH BlackRock Cash Funds 529 Portfolio 0% 1 60 0 NA 2.53%
INTERNATIONAL EQUITY
Foreign Large Growth OIGAX Oppenheimer International Growth 529 Portfolio 60% 1 60 0 0.76% 32.44%
Foreign Large Growth OIGAX Calvert Income 529 Portfolio 60% 1 60 0 0.76% 32.44%
Foreign Large Value ABIAX AllianceBernstein International Value 529 Portfolio 32% 1 60 0 1.25% 3.1%
REAL ESTATE
REAL ESTATE TRREX T. Rowe Price Real Estate 529 Portfolio 66% 1 60 0 1.09% 10.13%
Global Real Estate IGLIX ING Global Real Estate 529 Portfolio 0% 1 60 0 1.01% 21.25%
US EQUITY
MID-CAP BLEND ARGFX Ariel Fund 529 Portfolio 100% 1 60 0 0.68% 12.89%
Mid-Cap Growth VMGIX NCM Capital Mid-Cap Growth 529 Portfolio 98% 1 60 0 0.19% 0.56%
LARGE VALUE PRFDX T. Rowe Price Equity Income 529 Portfolio 97% 1 60 0 1.23% 4.14%
LARGE BLEND BEQGX American Century Equity Growth 529 Portfolio 96% 1 60 0 0.91% 12.32%
LARGE BLEND SDVGX Sit Dividend Growth 529 Portfolio 90% 1 60 0 0.7% 10.49%
LARGE VALUE EILVX Eaton Vance Large-Cap Value 529 Portfolio 90% 1 60 0 0.77% 6.57%
LARGE GROWTH TWGIX American Century Growth 529 Portfolio 89% 1 60 0 0% 16.61%
SMALL VALUE NOSGX Northern Small Cap Value 529 Portfolio 88% 1 60 0 1% 36.09%
LARGE VALUE AVLIX American Century Value 529 Portfolio 81% 1 60 0 2.01% 10.46%
LARGE GROWTH CEYIX Calvert Social Investment Equity 529 Portfolio 79% 1 60 0 0.59% 16.11%
Mid-Cap Growth WSMDX William Blair Small Cap Growth 529 Portfolio 79% 1 60 0 1.24% 3.08%
LARGE GROWTH TRLGX T. Rowe Price Instl. Large-Cap Growth 529 Portfolio 77% 1 60 0 0.7% 13.98%
MID-CAP BLEND PEXMX T. Rowe Price Extended Equity Market Index 529 Portfolio 76% 1 60 0 0.25% 7.82%
SMALL BLEND DCCIX Delaware Small Cap Core 529 Portfolio 75% 1 60 0 0.69% 4.75%
Small Growth FFSCX Forward Small Cap Equity 529 Portfolio 0% 1 60 0 1.39% 0%
LARGE GROWTH PUGLX Payden U.S. Growth Leaders 529 Portfolio 0% 1 60 0 0.97% 0.76%
LARGE BLEND BEIAX Northern Institutional International Equity Index 529 Portfolio 0% 1 60 0 0.1% 1.09%
LARGE BLEND BEIAX Northern Institutional Small Company Index 529 Portfolio 0% 1 60 0 0.1% 1.09%
Mid-Cap Growth WCGIX William Blair Mid Cap Growth 529 Portfolio 0% 1 60 0 1.2% 118.8%
LARGE BLEND BEIAX Northern Institutional Equity Index 529 Portfolio 0% 1 60 0 0.1% 1.09%
FIXED INCOME
Intermediate-Term Bond PTTRX PIMCO Total Return 529 Portfolio 96% 1 60 0 0.83% 4.63%
Inflation-Protected Bond BPLBX BlackRock Inflation Protected Bond 529 Portfolio 96% 1 60 0 0.81% 3.94%
Short-Term Bond PTLDX PIMCO Low Duration 529 Portfolio 90% 1 60 0 1.05% 4.2%
ULTRASHORT BOND PTSHX PIMCO Short-Term 529 Portfolio 88% 1 60 0 0.55% 4.52%
Intermediate-Term Bond NOBOX Northern Bond Index 529 Portfolio 69% 1 60 0 0.07% 3.72%
Intermediate-Term Bond EPFTX Earnest Partners Fixed Income 529 Portfolio 0% 1 60 0 NA 3.19%
Average Expense Ratio: 0.8%
Sign up to get fund ranking change alerts

* If you find the above investment options have changed, please email us the latest change or directly Modify Investment Options after you login
Model Portfolios
Strategic Asset Allocation - Optimal: Click here to see this strategy description
Optimal Weight & Regular Rebalance YTD**
Return		 1Yr
AR*		 3Yr
AR*		 5Yr
AR*		 10Yr
AR*		 15Yr
AR*
Click for Portfolio Details or Follow 6.5% 8.5% 5.0% 5.5% 6.6% 5.8%

Sign up or Login and subscribe to get rebalance emails for this portfolio

Tactical Asset Allocation: Click here to see this strategy description
Dynamic Asset Switching YTD**
Return		 1Yr
AR*		 3Yr
AR*		 5Yr
AR*		 10Yr
AR*		 15Yr
AR*
Click for Portfolio Details or Follow -7.3% -8.9% 0.7% 3.7% 4.9% 6.3%

Sign up or Login and subscribe to get rebalance emails for this portfolio

Asset Allocation Composite: Click here to see this strategy description
Strategic Asset Allocation with Dynamic Risk Adjustment YTD**
Return		 1Yr
AR*		 3Yr
AR*		 5Yr
AR*		 10Yr
AR*		 15Yr
AR*
Click for Portfolio Details or Follow 4.3% 18.6% 8.7% 4.8% 6.3% 6.0%

Sign up or Login and subscribe to get rebalance emails for this portfolio
*     AR: Annualized Return
**   YTD: Year to Date (not annualized)
*** The above portfolios are of moderate risk, which means that more than 40% of assets are in fixed income funds.


Description
The plan consists of 35 funds. It covers 5 major asset classes and 18 minor asset classes. The major asset classes it covers are Fixed Income, Foreign Equity, US Equity, REITs and Emerging Market Equity.

The Bright Directions College Savings Program is one of the Illinois' 529 plan. In addition to the age-based and target portfolios, Bright Directions® allows you to choose from 27 individual fund portfolios and 8 female- and minority-owned portfolios, which are from various fund family. With the idividual portfolio option, the assets in your  529 Plan account will be reallocated only at your instruction, but changes to existing investments within the plan can be made only once per calendar year. MyPlanIQ.com provides asset allo cation strategies for the third-way investors to constructs customized 529 portfolios, which is better tailored to their risk profile. The model portfolios are constructed basing on the plan custom portfolios below. 

Money Market
BlackRock Cash Funds 529 Portfolio

Fixed Income
PIMCO Short-Term 529 Portfolio
PIMCO Low Duration 529 Portfolio
Northern Bond Index 529 Portfolio
PIMCO Total Return 529 Portfolio
Calvert Income 529 Portfolio
BlackRock Inflation Protected Bond 529 Portfolio

Balanced
T. Rowe Price Balanced 529 Portfolio

Real Estate
T. Rowe Price Real Estate 529 Portfolio
ING Global Real Estate 529 Portfolio

Socially Responsible
Calvert Social Investment Equity 529 Portfolio
Domestic (US) Equity

Large-Cap
Eaton Vance Large-Cap Value 529 Portfolio
T. Rowe Price Equity Income 529 Portfolio
American Century Value 529 Portfolio
American Century Equity Growth 529 Portfolio
Northern Institutional Equity Index 529 Portfolio
American Century Growth 529 Portfolio
T. Rowe Price Instl. Large-Cap Growth 529 Portfolio

Mid-Cap
T. Rowe Price Extended Equity Market Index 529 Portfolio
William Blair Mid Cap Growth 529 Portfolio

Small-Cap
Northern Small Cap Value 529 Portfolio
Northern Institutional Small Company Index 529 Portfolio
Delaware Small Cap Core 529 Portfolio
William Blair Small Cap Growth 529 Portfolio

International Equity
AllianceBernstein International Value 529 Portfolio
Northern Institutional International Equity Index 529 Portfolio
Oppenheimer International Growth 529 Portfolio

Female- and Minority-Owned Portfolios
Female- and Minority-Owned Growth Portfolio
Earnest Partners Fixed Income 529 Portfolio
Sit Dividend Growth 529 Portfolio
Payden U.S. Growth Leaders 529 Portfolio
Ariel Fund 529 Portfolio
NCM Capital Mid-Cap Growth 529 Portfolio
John Hancock Small Company 529 Portfolio
Forward Small Cap Equity 529 Portfolio

The other two Illinois' 529 Plans are also maintained on MyPlanIQ, please visit : Bright Start College Savings (a direct and advisor-sold tuition plan) and College Illinois (a pre-paid college tuition plan).

For further information, please visit the official website.



Register for FREE No Credit Card Required
Or Start FREE 30-day trial now >>
MyPlanIQ Newsletters
Get Started
Search

Members enjoy Free features

  • Customize and follow a diversified strategic allocation portfolio for your 401k, IRA and brokerage investments within minutes
  • Receive monthly or quarterly re-balance emails
  • Enter funds and percentages in your portfolio, see its historical performance and receive ongoing rebalance emails
  • Real time fund ranking and selection for your plans
  • Quality retirement investing newsletter emails
  • Fund ranking and selection for your plans

Tens of thousands of users have signed up!

Join Now (Free)
No Credit Card Required

User names can only consist of alphabetic and
numeric characters.(eg: 0-9a-zA-Z)
I agree to the Terms of use

Login With Facebook:

Get Started Now. It's Free!

Get portfolio suggestions for your
401k plan or brokerage accounts

Powered by MyPlanIQ
You have created an account on MyPlanIQ.com by using this email "", please login MyPlanIQ account or reset your password.