We look at the historical year by year return patterns for the past 45 years and discuss how a trend following based tactical strategy can obtain returns in current low return environment. 

We review the misses and hits in 2014 and make claim that knowing what to do when forecast fails is the foremost task in investing. 

We review long term asset returns and point it out the long term might be more than what you think.

We review several beaten down assets that are approaching to their 2008-2009 lows. 

We discussed how to implement our Simpler Is Better (SIB) core asset portfolios in major brokerages. 

We addressed two key questions often asked by users: how can I trust an investment strategy and which strategies should I use. 

We review the performance of various buy and hold and tactical portfolios in a retirement withdrawal/spending strategy. 

We present a list of articles that should be read by serious investors. 

Using total return bond fund upgrade portfolios as cash substitute can boost returns substantially in a tactical or market timing portfolio. 

We review current trends and point out several noticeable divergence. We again stress the concept of core satellite investing. 

We revisited our understanding on investment loss vs. mistakes and market cycle concept. We also discuss why it is important to read behind a media claim by looking at data more closely. 

We review several ways to construct a portfolio that can reduce volatility while still using a strategic or conventional buy and hold method. 

Embrace volatility and its induced loss. This is part of a normal investment course. The key is to understand its nature and embrace it.  

We discuss several common issues on 401k contributions, IRA or taxable selection and what is considered to be a good or bad 401k plan. 

Bill Gross’ departure from PIMCO has generated some big sensational reports from media. Apart from the interesting entertaining stories for the event, we believe there is a thing or two one can learn from this. 

We discuss in more details how total return bond funds work and how the total return bond rotation upgrade portfolios work in more details. 

Total return bond fund rotation portfolios prove to be very effective. We discuss in more details how to utilize this portfolio with other equity portfolios together to construct better portfolios. 

We review the performance of momentum portfolios at several levels.