EnjoyIt wrote: ↑Sun Apr 28, 2024 2:57 pm Over the years I have educated my spouse on the basics of a three fund portfolio. She understands fees are bad. Upon death her instruction is to go to boglheads and ask for advice. This is an excellent idea. Who needs a paid adviser.
Normie wrote: ↑Sun Apr 28, 2024 3:42 pm Thank you for the reply. Yeah what's being transferred is the ownership of the policy. There is about 30K in the accumulation fund of the policy, on which taxes were not paid by me, it's basically the interest value. I though that (similar to an inherited mutual […]
retiringwhen wrote: ↑Sat Apr 27, 2024 2:26 pm toddthebod wrote: ↑Fri Apr 26, 2024 10:16 pm I'm not aware of any broker that publishes the necessary data to calculate this figure on anything other than the annual totals. Monthly SEC EDGAR reports required for all money market funds provide enough detail to perform monthly calculations […]
watchnerd wrote: ↑Sun Apr 28, 2024 3:04 pm If we're going to have fun with market timing... This leads to questions about the current policy stance. Policy may be tight enough because interest rates aren't high enough. For example, the 10-year Treasury (which the Fed cannot control) trades just 1.84% above the core PCE rate. […]
You just need to decide what you want to do and then stay with it. Depending on you tax situation and the types of investments you have, generally you don't want income producing assets in your taxable account because of the tax burden. Write an investment policy statement. You are writing it to yourself. The […]