Buy and Hold (Annually Rebalance)
USLargeCapStocks VTI 10%
USLargeCapValue VTV 10%
USSmallCap IJR 10%
USSmallCapValue IJS 10%
DevelopedMktStocks VEA 10%
ForeignValue EFV 10%
ForeignSmallCap SCZ 10%
ForeignSmallCapValue DLS 10%
EmergingMktStocks VWO 10%
REITs VNQ 10%
Simulated from 12/12/2007