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UPS/IPA 401(K) SAVINGS PLAN

Contribution & Savings

UPS/IPA 401(K) SAVINGS PLAN Average Participant Retirement Account Value

In 2024, the average participant retirement account value for UPS/IPA 401(K) SAVINGS PLAN is $412,781.00

UPS/IPA 401(K) SAVINGS PLAN Estimated Average Employee Contribution Amount

In 2024, the estimated average employee contribution amount per participant for UPS/IPA 401(K) SAVINGS PLAN is $36,589.00. If you contribute an amount exceeding this, you have saved more than your colleagues. Congratulations! Keep up the good work. Otherwise, you might want to consider contributing more to ensure a better retirement future.
2,341,729.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 36,589.00 in UPS/IPA 401(K) SAVINGS PLAN, assuming a 10%* annual return.

2023 & 2024 401(k) contribution limits by IRS

 Pretax and roth employee contributionsEmployee and employer contributions combinedCatch-up contributions (in addition to the employee and employer combined limit, age 50 and over)
401(k) contribution limit for 2023$22,500$66,000$7,500
401(k) contribution limit for 2024$23,000$69,000$7,500

$1,440,056: this is the amount you will have saved 20 years later if you contribute the maximum of $22,500 annually for 20 years, assuming a 10%* annual return.

$4,224,165: for those who can maximize employee and employer annual $66,000 contributions for 20 years, assuming a 10%* annual return, you will be 3 times richer!

Use the 401(k) Savings Calculator to determine how much your contributions will accumulate over time.

Keep researching UPS/IPA 401(K) SAVINGS PLAN

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