Retirement Savings Tracker
Monitor your savings progress, get up-to-date estimated pension at retirement
Create a Static Portfolio
Enter fund allocation and create a ‘static’ or ‘lazy’ portfolio with back test and ongoing monitoring.
See What We Offer: The following shows the model portfolios we support.
Model portfolios
Stock ETF model portfolios
The return data shown below all delayed by 3 months. Their latest dates are all the same: 02/28/2025.
| Name | YTD Return | 1Yr AR | 3Yr AR | 5Yr AR | 10Yr AR | 15Yr AR | 20Yr AR | Inception |
|---|---|---|---|---|---|---|---|---|
| MyPlanIQ ETF Strategic Stock Allocation | 4.58% | 14.38% | 10.62% | 14.61% | 10.87% | NA | NA | 11.94% |
| MyPlanIQ ETF Tactical Stock Allocation | 0.21% | 10.62% | 10.35% | 14.48% | 11.00% | 13.44% | 15.17% | 11.03% |
| VT (Vanguard Total World Stock ETF) | 2.63% | 14.89% | 8.85% | 12.55% | 9.12% | 9.68% | NA | 9.14% |
Fixed-income ETF portfolio
The return data shown below all delayed by 3 months. Their latest dates are all the same: 02/28/2025.
| Name | YTD Return | 1Yr AR | 3Yr AR | 5Yr AR | 10Yr AR | 15Yr AR | 20Yr AR | Inception |
|---|---|---|---|---|---|---|---|---|
| MPIQ ETF Fixed Income | 1.04% | 2.34% | 0.38% | -0.10% | 2.27% | NA | NA | 2.41% |
Fixed-income mutual fund portfolios customized to brokerages
The return data shown below all delayed by 3 months. Their latest dates are all the same: 02/28/2025.
| Name | YTD Return | 1Yr AR | 3Yr AR | 5Yr AR | 10Yr AR | 15Yr AR | 20Yr AR | Inception |
|---|---|---|---|---|---|---|---|---|
| Schwab Total Return Bond | 1.71% | 3.55% | 2.10% | 0.45% | 2.27% | 4.57% | 5.73% | 5.77% |
| Fidelity Total Return Bond | 1.71% | 3.57% | 2.06% | 0.44% | 2.73% | 5.00% | 6.06% | 6.16% |
| Etrade Total Return Bond | 1.71% | 3.55% | 2.10% | 0.45% | 2.74% | 4.88% | 5.97% | 6.05% |
| Merrill Edge Total Return Bond | 2.00% | 4.24% | 2.33% | 0.58% | 2.74% | 5.20% | 5.65% | 6.15% |
| Vanguard Brokerage Total Return Bond | 1.44% | 4.87% | 2.06% | 0.28% | 2.50% | 4.50% | 5.72% | 5.76% |
| BND (Vanguard Total Bond Market ETF) | 2.77% | 5.98% | -0.41% | -0.56% | 1.51% | 2.36% | NA | 3.15% |
You can create a single model portfolio with a custom risk profile (custom percentage/weight on the ETF stock portfolio and the ETF fixed income portfolio) using our Get Started Now flow:
Selected advanced model portfolios
The return data shown below all delayed by 3 months. Their latest dates are all the same: 02/28/2025.
| Name | YTD Return | 1Yr AR | 3Yr AR | 5Yr AR | 10Yr AR | 15Yr AR | 20Yr AR | Inception |
|---|---|---|---|---|---|---|---|---|
| P Composite Momentum Scoring Factor ETFs | 5.56% | 22.09% | 16.04% | 17.47% | 14.12% | 14.93% | NA | 14.47% |
| P Composite Momentum Scoring Fidelity Select Funds | 1.38% | 6.93% | 16.69% | 21.09% | 15.18% | 15.38% | 16.59% | 15.18% |
| SPY (SPDR S&P 500 ETF Trust) | 1.38% | 18.87% | 12.45% | 16.69% | 12.80% | 13.85% | 10.36% | 10.73% |
See this link for more Advanced Portfolios.
Custom 401(k) or ETF portfolios
All paid subscribers can customize a model portfolio for a 401(k) or 403(b) plan. Click on the following button to follow the step by step guide: