In this issue:
Year-by-Year Annual 401(k) Contribution Limits since 1978. Also we include CPI inflation increase as a reference
Year-by-Year Income Levels for Low, Middle and Upper Income Tiers in the U.S. since 1977
A realistic accumulated savings figures by age in 2025 for various income level people.
Start the new year with 9 sensible and useful rules of thumbs in personal finance, savings & retirement investing.
We look at how the volaitlity of a portfolio affects retirement spending and purchase power again by studying two portfolios.
Brokerage specific conservative allocation mutual fund upgrade portfolios deliver steady returns with lower risk compared with holding individual conservative funds all the time.