Lazy Portfolios in Different Market Conditions
Understanding how lazy portfolios perform under different circumstances and concepts like maximum drawdown , rolling returns , and asset allocatio can help you navigate through various market cycles.
Tax-Efficient Lazy Portfolios
Lazy portfolio tax strategy can help to enhance after-tax returns for taxable investment accounts. While tax-deferred accounts like IRAs or 401(k)s eliminate immediate tax concerns, taxable accounts require careful consideration of tax efficiency to maximize long-term wealth accumulation.
Lazy Portfolios for Retirement Investing
For retirement investors, lazy portfolios can serve as a good tool for their IRAs, 401(k) and taxable investment accounts. This article discusses how to utilize lazy portfolios for these retirement investing accounts.
How to Implement a Lazy Portfolio
Implementing a lazy portfolio doesn’t require advanced knowledge or constant attention. Whether you choose mutual funds or ETFs, rebalance annually or less frequently, or tweak allocations based on changing needs, the principles remain the same: keep costs low, stay diversified, and let time work in your favor.
What Are Lazy Portfolios?
Investing can be intimidating. It’s a complex and time-consuming endeavor. This is especially true for beginners. , Lazy portfolios offer an appealing solution for this group of people. A lazy portfolio is a straightforward investment strategy designed to require minimal effort and oversight while aiming to deliver solid long-term returns.
Option-Based Income Funds: Pros and Cons
Option-based income funds can be a valuable tool for income-focused investors, particularly in low-yield environments. However, their higher expenses, potential underperformance, and tax implications necessitate a cautious approach.
Top 15 ETFs for Self-Directed Brokerage Accounts or Brokerage Window in 401(k) Plans
Top 15 ETFs that average 401(k) investors can use to construct a solid asset allocation portfolio for their self-directed brokerage accounts.
YieldMax ETFs Comparison
YieldMax ETFs are a series of exchange-traded funds designed to enhance income by generating high monthly distributions, primarily through options strategies such as covered call writing. These ETFs focus on providing income from underlying assets, which mostly...
Quality Business Models Triumph: What Insurance Broker Stock Returns Can Teach Us
In this newsletter, we highlight stocks from a particularly excellent yet somewhat surprising industry—insurance brokers—that have consistently delivered higher returns compared to stock indexes such as the S&P 500.
Gold’s Long-Term Performance: Historical Returns and Key Drivers
We review gold’s long-term returns since 1971. We further examine key drivers that are behind gold returns and point out these factors, inflation, inflation expectation, interest rates, economic uncertainties, international demand and geopolitical events, have a more complex relationship with gold prices.
150+ Years of Long-Term Earnings and Stock Returns of the ‘Conglomerate’ of Collective S&P 500 Index Companies
We look at over 150 years data on S&P 500 earnings and total returns. We then study the rolling returns and compare it with a moving average based portfolio. We conclude that S&P 500 index represents a fantastic ‘business’ to own.
Factor ETFs For Diversification & Return Improvement
We review smart factor ETFs and a momentum portfolio based on these factor ETFs. We argue that major factor ETFs like Quality, Momentum, GARP, Minimum Volatility, Value and Size all have potential to outperform cap-weighted stock indexes such as S&P 500. These ETFs can be effective builindg components for a core portfolio.
Newsletter Collection Update
We list our latest newsletter articles since last update and briefly overview current market conditions
Total Return Investments vs. High Yields: Yield Chasing at Your Own Peril
We examine various high dividend ETFs and a closed end fund and discuss how they fare in terms of total returns that combine both capital appreciation and dividend income.
Foreign Stock Investments — Currency Hedged Or Not?
We delve into the details to examine the role of currency-hedged ETFs in international stock investing within an asset allocation portfolio.
Unlocking Investment Potentials With 401(k) Brokerage Link Accounts
We discuss the pros and cons of 401(k) brokerage link accounts
Ranking Biggest 401(K) Stock And Bond Funds
We discuss how to utilize our newly upgraded free comparison tool to better evaluate and compare ETFs, mutual funds and portfolios using rolling returns
Rolling Returns: A Better Way To Evaluate & Compare Investments
We discuss how to utilize our newly upgraded free comparison tool to better evaluate and compare ETFs, mutual funds and portfolios using rolling returns
Index Funds As Businesses — Fundamental Indexing
Introducing fundamental index funds that align with business owner’s approach in investing. We also show how these funds have consistently outperformed.
Investing In Industries With Better Business Models To Outperform Market Indexes
Investing in ‘good’ industry sectors that exhibit strong business models can beat a broad base market index like S&P 500