In this issue:
In this issue:
In this issue:
Year-by-Year Annual 401(k) Contribution Limits since 1978. Also we include CPI inflation increase as a reference
A realistic accumulated savings figures by age in 2025 for various income level people.
ExxonMobil Savings Plan has simplest investment options lineup. Yet their expenses are extremely low, in fact the lowest among all.
Cadence Design Systems 401(k) Plan includes mainly ultra low-cost target date and index funds. We show these are good enough for its participants, experienced or novice.
We review top 9 popular target date funds for young professionnals. We look at their stock/bond allocations and recent returns.
Target date funds are becoming more and more popular. We review the top 10 target date fund providers and discuss index-based and actively-manged.
Comprehensive retirement plans (401(k), 403(b, 457(b), Solo 401(k), SEP IRA, SIMPLE IRA, IRA, Roth IRA, TSP, HSA etc.) contribution limits for 2025
Need to tap your 401(k) savings, follow the following order: Hardship Withdrawal, 401(k) Loan, and, as a last resort, a 401(k) withdrawal with penalties.
A cheat sheet for the important milestone ages such as Rule of 55, Catch-up Contributions, Medicare age,…
For individuals with multiple income streams, such as physicians, small business owners, startup founders, entrepreneurs, and consultants in tech or other fields, it’s possible to exceed the IRS’s annual limit for tax-deferred retirement savings ($69,000 for 2024 and $70,000 for 2025).
The Mega Backdoor Roth 401(k) or Mega Backdoor Roth Conversion is a powerful tool for high-income earners who want to maximize their retirement savings and enjoy tax-free withdrawals. By leveraging this strategy, you can compound your savings dramatically over time, providing significant long-term financial benefits.
We discuss the pros and cons of 401(k) brokerage link accounts
We discuss how to utilize our newly upgraded free comparison tool to better evaluate and compare ETFs, mutual funds and portfolios using rolling returns
We propose a core satellite portfolio solution to 401k accounts that have active constant new contributions.
At the current market environment, it is pertinent to explore how to adding a risk management layer to a strategic buy and hold portfolio.
The latest newsletter collection that incorporates newsletters since last update in March.