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Schwab Commission Free ETFs
Schwab Commission Free ETFs Asset Allocation Composite Moderate
Schwab Commission Free ETFs Asset Allocation Composite Moderate
live (public) 0.03% May 01
Delayed
Holdings (As of 10/31/2025)
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| Asset | Fund in this portfolio | Price change* | Original Fund Description | Percentage |
|---|---|---|---|---|
| General Bond | IBND (SPDR® Bloomberg International Corporate Bond ETF) | 0.34% | SPDR Barclays Capital Intl Corp Bond | 38.57% |
| US Equity | SCHG (Schwab U.S. Large-Cap Growth ETF) | 0.60% | Schwab U.S. Large-Cap Growth ETF | 11.04% |
| US Equity | SCHX (Schwab U.S. Large-Cap ETF) | 0.30% | Schwab U.S. Large-Cap ETF | 10.54% |
| CASH | CASH (CASH) | 0.0% | CASH | 0.59% |
| Real Estate | RWO (SPDR® Dow Jones Global Real Estate ETF) | 0.11% | SPDR Dow Jones Global Real Estate | 9.53% |
| Emerging Market Equity | SCHE (Schwab Emerging Markets Equity ETF) | 0.47% | Schwab Emerging Markets Equity ETF | 9.22% |
| International Equity | CWI (SPDR® MSCI ACWI ex-US ETF) | 0.28% | SPDR MSCI ACWI (ex-US) | 10.26% |
| International Equity | SCHF (Schwab International Equity ETF) | 0.17% | Schwab International Equity ETF | 10.25% |
* Day change on 10/31/2025.
Previous
Beta
Performance (As of 05/01/2026)
Since 12/31/2000
| Name | YTD* Return |
1Yr AR** |
3Yr AR** |
5Yr AR** |
10Yr AR** |
15Yr AR** |
|---|---|---|---|---|---|---|
| Schwab Commission Free ETFs Asset Allocation Composite Moderate | 5.1% | 16.1% | 23.1% | 10.1% | 8.4% | 7.2% |
| VFINX (Vanguard (S&P 500) Index) | 9.1% | 24.3% | 21.1% | 13.3% | 15.3% | 14.5% |
| VBINX (Vanguard Balance (60% stocks/40% bonds) | 6.0% | 16.4% | 14.1% | 7.3% | 9.6% | 9.3% |
* YTD: Year to Date
** AR: Annualized Return
** portfolio AR is delayed
| Last 1 Week* | YTD*(2026) | 1 Yr | 3 Yr | 5 Yr | 10 Yr | 15 Yr | 20 Yr | Since 01/02/2001 |
2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Annualized Return(%) | 0.1 | 5.1 | 16.1 | 23.1 | 10.1 | 8.4 | 7.2 | 7.2 | 7.5 | 11.4 | 39.0 | 13.4 | -17.9 | 10.8 | 6.9 | 17.2 | -10.2 | 11.6 | 6.6 | -1.8 | 9.0 | 11.1 | 11.8 | -2.5 | 7.7 | 20.2 | -2.7 | 3.5 | 10.2 | 5.8 | 9.7 | 25.2 | 1.1 | 2.3 |
| Sharpe Ratio | NA | 0.29 | 1.42 | 1.03 | 0.43 | 0.51 | NA | NA | 0.6 | 0.98 | 1.22 | 1.18 | -1.63 | 1.12 | 0.75 | 2.91 | -1.03 | 2.1 | 0.86 | -0.26 | 1.42 | 1.25 | 1.42 | -0.14 | 0.71 | 1.76 | -0.85 | 0.03 | 0.86 | 0.49 | 1.09 | 2.87 | -4.84 | -2.43 |
| Draw Down(%) | NA | 7.4 | 7.4 | 7.8 | 21.9 | 21.9 | NA | NA | 21.9 | 7.8 | 5.4 | 6.2 | 18.7 | 5.2 | 11.6 | 2.3 | 16.2 | 2.3 | 7.1 | 8.2 | 3.9 | 7.6 | 5.9 | 18.0 | 8.4 | 5.7 | 7.0 | 6.9 | 7.4 | 4.9 | 6.7 | 3.5 | 0.0 | 0.0 |
| Standard Deviation(%) | NA | 11.0 | 8.5 | 18.3 | 15.7 | 12.6 | NA | NA | 10.4 | 8.7 | 29.1 | 8.2 | 11.8 | 9.6 | 8.9 | 5.4 | 11.2 | 5.2 | 7.5 | 6.8 | 6.4 | 8.8 | 8.3 | 17.3 | 10.7 | 11.5 | 4.3 | 9.8 | 7.9 | 7.3 | 8.0 | 8.5 | 0.0 | 0.0 |
| Treynor Ratio | NA | 0.05 | 0.25 | 0.38 | 0.17 | 0.2 | NA | NA | 0.24 | 0.24 | 0.53 | 0.2 | -0.8 | 0.18 | 0.47 | 0.45 | -0.26 | 0.2 | 0.21 | -0.06 | 0.18 | 0.16 | 0.19 | -0.04 | 0.18 | 1.37 | -2.14 | 0.01 | 0.09 | 0.06 | 0.13 | 0.93 | 84.63 | 13.03 |
| Alpha | NA | 0.0 | 0.0 | 0.04 | 0.02 | 0.01 | NA | NA | 0.02 | 0.01 | 0.09 | 0.0 | -0.06 | -0.02 | 0.02 | 0.02 | -0.03 | 0.0 | 0.01 | -0.01 | 0.01 | -0.03 | 0.01 | -0.01 | 0.01 | 0.06 | -0.01 | 0.0 | 0.0 | 0.01 | 0.01 | 0.06 | 0.0 | 0.0 |
| Beta | NA | 0.62 | 0.49 | 0.49 | 0.39 | 0.32 | NA | NA | 0.26 | 0.35 | 0.66 | 0.5 | 0.24 | 0.6 | 0.14 | 0.35 | 0.45 | 0.55 | 0.3 | 0.29 | 0.49 | 0.69 | 0.61 | 0.71 | 0.42 | 0.15 | 0.02 | 0.58 | 0.73 | 0.65 | 0.66 | 0.26 | 0.0 | 0.0 |
| RSquared | NA | 0.63 | 0.51 | 0.13 | 0.15 | 0.18 | NA | NA | 0.22 | 0.57 | 0.06 | 0.63 | 0.25 | 0.67 | 0.31 | 0.64 | 0.48 | 0.49 | 0.28 | 0.44 | 0.76 | 0.75 | 0.89 | 0.92 | 0.49 | 0.12 | 0.03 | 0.91 | 0.86 | 0.85 | 0.83 | 0.28 | 0.0 | 0.0 |
| Sortino Ratio | NA | 0.41 | 2.04 | 3.11 | 0.93 | 0.92 | NA | NA | 0.96 | 1.37 | 6.07 | 1.76 | -1.77 | 1.61 | 0.94 | 4.39 | -1.18 | 3.21 | 1.16 | -0.35 | 2.02 | 1.78 | 2.15 | -0.19 | 1.01 | 2.61 | -1.03 | 0.04 | 1.27 | 0.69 | 1.56 | 4.63 | -3.0 | -2.5 |
| Yield(%) | N/A | 0.7 | 3.9 | 5.1 | 3.4 | 3.7 | 3.9 | 4.8 | 2.16 | 3.7 | 3.8 | 4.8 | 1.7 | 2.7 | 1.9 | 2.7 | 2.2 | 2.8 | 2.4 | 1.8 | 2.4 | 2.6 | 3.1 | 2.4 | 2.5 | 1.9 | 0.8 | 1.7 | 1.7 | 1.3 | 0.9 | 0.8 | 1.1 | 2.3 |
| Dividend Growth(%) | N/A | -80.1 | 53.5 | 106.3 | 75.7 | 138.4 | N/A | N/A | N/A | 35.6 | -11.0 | 138.2 | -31.4 | 47.4 | -15.0 | 10.4 | -11.8 | 23.0 | 30.5 | -15.6 | 0.3 | -8.2 | 27.3 | 3.5 | 58.0 | 131.9 | -51.7 | 7.8 | 39.7 | 68.3 | 33.3 | -25.3 | -51.0 | N/A |
*: NOT annualized;YTD: Year to Date
**Inception: starting from 12/31/2000
Portfolio Description
The risk profile of this portfolio is 40%. The total allocation of the fixed income asset should be at least 40%.
The portfolio’s stock (risk asset) allocation can be dynamically reduced when stock or risk asset markets are in a downtrend.
This portfolio belongs to Schwab Commission Free ETFs
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