Make More on Your Cash

04/22/2010 0 comments

April 22, 2010

Make More on Your Cash

Too Many Investors Are Settling for Near-Zero Yields; Redefining What's 'Risky'

By JANE J. KIM

The economy is gaining strength and stocks continue to surge. But investors still can't drum up much interest from their cash accounts.

But that doesn't mean investors have to settle for nothing. There are plenty of ways to get fatter yields on money that otherwise would sit in a bank savings account. And some of these strategies are much less risky than they seem.

It starts with old-fashioned asset allocation. Over the long term, a diversified portfolio often produces higher returns and more safety than simply chasing the yields of any one cash product. Even over the shorter term, time is your friend: A plunge in one market often means a rally in another, so losses aren't as steep and can be made up more quickly than if all eggs are placed in one losing basket.

http://online.wsj.com/article/SB10001424052702304830104575171831330217258.html?mod=rss_Investing



comments 0   Share/Bookmark
Register for FREE No Credit Card Required
Or Start FREE 30-day trial now >>

Members enjoy Free features

  • Customize and follow a diversified strategic allocation portfolio for your 401k, IRA and brokerage investments within minutes
  • Receive monthly or quarterly re-balance emails
  • Enter funds and percentages in your portfolio, see its historical performance and receive ongoing rebalance emails
  • Real time fund ranking and selection for your plans
  • Quality retirement investing newsletter emails
  • Fund ranking and selection for your plans

Tens of thousands of users have signed up!

Join Now (Free)
No Credit Card Required

User names can only consist of alphabetic and
numeric characters.(eg: 0-9a-zA-Z)
I agree to the Terms of use

Login With Facebook:

Get Started Now. It's Free!

Get portfolio suggestions for your
401k plan or brokerage accounts

Powered by MyPlanIQ
You have created an account on MyPlanIQ.com by using this email "", please login MyPlanIQ account or reset your password.