Intel Corporation -- Leader in Technology -- Leader in Retirement

10/26/2010 Share 1 comments

Conservative Allocation: AOK 
Convertibles: CWB 
Diversified Emerging Mkts: EEM , GMM , PXH , DEM , SCHE 
Emerging Markets Bond: PCY 
Equity Precious Metals: DBP 
Foreign Large Blend: EFA , VEU , GWL , PFA 
Foreign Large Value: EFV , PID , DWM 
Foreign Small/mid Value: SCZ 
High Yield Bond: HYG , JNK , PHB 
Inflation-protected Bond: TIP 
Intermediate-term Bond: AGG , CIU , BIV , BND 
Large Blend: IVV , IYY , IWV , VTI , VV , SPY , DLN , RSP , SCHX 
Large Growth: IVW , IWZ , JKE , VUG , ELG , QQQQ , RPG , SCHG 
Large Value: IVE , IWW , JKF , VTV , ELV , PWV , RPV , SCHV 
Long Government: TLT , TLH , IEF , EDV , VGLT , TLO , PLW 
Long-short: 
Long-term Bond: CLY , LQD , BLV , VCLT 
Mid-cap Blend: IJH , IWR , JKG , VO , MDY , EMM , PJG , DON , EZM , MVV 
Mid-cap Growth: IJK , IWP , VOT , EMG , PWJ , RFG , UKW 
Mid-cap Value: IJJ , IWS , JKI , VOE , EMV , PWP , RFV , UVU 
Moderate Allocation: AOM 
Multisector Bond: AGG , GBF , BND , LAG 
Real Estate: IYR , ICF , VNQ 
Small Blend: IJR , IWM , JKJ , VB , DSC , PJM , DES , SAA , UWM , SCHA
Small Growth: IJT , IWO , JKK , VBK , DSG , PWT , RZG , UKK 
Small Value: IJS , IWN , JKL , VBR , DSV , PWY , RZV , UVT 
Us Equity: IVV , IYY , IWV , VTI , VV , SPY , DLN , RSP , SCHX 
World Allocation: AOR , AOA 
World Bond: IGOV , BWX , WIP 
World Stock: IOO , VT

As of Oct 25, 2010, this plan investment choice is rated as above average based on MyPlanIQ Plan Rating methodology that was designed to measure how effective a plan's available investment funds are . It has the following detailed ratings:

Diversification -- Rated as great (99%) 
Fund Quality -- Rated as below average (32%) 
Portfolio Building -- Rated as above average (82%) 
Overall Rating: above average (72%)

The chart and table below show the historical performance of moderate model portfolios employing strategic and tactical asset allocation strategies ( SAA and TAA , both provided by MyPlanIQ). For comparison purpose, we also include the moderate model portfolios of a typical 5 asset SIB (Simpler Is Better) plan . This SIB plan has the following candidate index funds and their ETFs equivalent:

US Equity :( SPY or VTI ) 
Foreign Equity :( EFA or VEU ) 
REITs :( IYR or VNQ or ICF ) 
Emerging Market Equity :( EEM or VWO ) 
Fixed Income :( AGG or BND ) 

Performance chart (as of Oct 25, 2010)

Performance table (as of Oct 25, 2010)

Currently, asset classes in Emerging Market Equity (EEM, VWO) ,REITs (IYR, VNQ, ICF) and Fixed Income (AGG, BND ) are doing relatively well. These asset classes are available to Intel Corporation 401(k) Savings Plan participants. 

Having a large number of funds and five asset classes enable both strategic and tactical asset allocation to perform to optimal levels. Note that even in the strategic asset allocation there will be some styles rotation to slightly improve returns.

To summarize, the Intel Corporation 401(k) Savings Plan plan gives participantsthe ability to build a solid portfolio to achieve good investment returns using asset allocation strategies that are tailored to their risk profiles. 

Currently, the tactical asset allocation strategy indicates overweighing on Emerging Market Equity , REITs and Fixed Income funds.

labels:investment,Symbols,SPY,VTI,EFA,VEU,EEM,VWO,IYR,VNQ,ICF,AGG,BND,IVV,IYY,IWV,VV,DLN,RSP,SCHX,HYG,JNK,PHB,AOM,AOK,CIU,BIV,AOR,AOA,GWL,PFA,IVE,IWW,JKF,VTV,ELV,PWV,RPV,SCHV,SCZ,EFV,PID,DWM,IGOV,BWX,WIP,IOO,VT,TLT,TLH,IEF,EDV,VGLT,TLO,PLW,IVW,IWZ,JKE,VUG,ELG,QQQQ,RPG,SCHG,IJJ,IWS,