MONSTER WORLDWIDE, INC. 401(k) SAVINGS PLAN
Investment Model Portfolios

Monster Worldwide, Inc., together with its subsidiaries, provides online employment solutions in North America, Europe, and Asia.

Total Available Funds: 16
Asset Class Ticker Description
FIXED INCOME
Inflation-Protected Bond ACITX American Century Inflation — Adjusted Bond Fund Registered investment company.
High Yield Bond GSHTX Goldman Sachs High Yield Institutional Shares Registered investment company.
Intermediate-Term Bond PTTRX PIMCO Total Return Fund Registered investment company.
SHORT GOVERNMENT STABLEVALUE Schwab Stable Value Fund Registered investment company.
US EQUITY
Small Growth BSCFX Baron Small Cap Registered investment company.
LARGE VALUE UMBIX Columbia Value & Restructuring Registered investment company.
Mid-Cap Growth HLGEX JP Morgan Diversified Mid Cap Growth Registered investment company.
MID-CAP VALUE JMCVX Perkins Mid Cap Value Inv Registered investment company.
SMALL BLEND RTRIX Royce Total Return Investment Fund Registered investment company.
Others
Moderate Allocation CIMFX American Funds Grth Fund of Amer Registered investment company.
Moderate Allocation OAKBX Oakmark Equity Income Fund Registered investment company.
ROOT ISLCX Schwab S&P 500 Investor SHS Registered investment company.
INTERNATIONAL EQUITY
Foreign Large Growth SWOIX Laudus International MarketMasters Fund Registered investment company.
Emerging Market
DIVERSIFIED EMERGING MKTS ODMAX Oppenheimer Developing Markets A Registered investment company.
REAL ESTATE
Global Real Estate TAREX Third Avenue Real Estate Value Registered investment company.
REAL ESTATE VGSLX Vanguard REIT Index Investor SHS

The following is a moderate-risk model portfolio constructed from the investment options of MONSTER WORLDWIDE, INC. 401(k) SAVINGS PLAN.

This portfolio is proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation. We offer customization features, allowing subscribers to tailor the portfolio to align with their own risk tolerance and return expectations by changing risk profile parameter.

Our model portfolio is rooted in the MyPlanIQ Asset Allocation Composite (AAC) strategy. This dynamic (tactical) asset allocation and quantitative fund selection algorithm prioritize risk management by dynamically adjusting stock allocations based on prevailing asset momentum. Extensive research has shown that this momentum-based tactical approach can potentially reduce temporary losses while maintaining or outperforming traditional buy-and-hold strategies.

Both historical back test and real-time portfolio return and risk data are shown in the table on this page. These metrics are compared with stock and moderate allocation index funds.

Furthermore, subscribers have the option to explore alternative strategies such as Strategic Asset Allocation Optimal (SAA) and Tactical Asset Allocation (TAA) to further customize their model portfolio. See our investment methodology for more details on the investment strategies