Investing For The Long Term

Time-tested investment strategies

We provide valuable information and resources on asset allocation, diversification, and low-cost funds: 

  • Customized strategic and tactical asset allocation portfolios: based on time-tested strategies, these portfolios optimize returns while managing risk effectively.
  • Income investment portfolios: based on excellent bond mutual funds or ETFs, these portfolios provide stable income and potential capital appreciation.
  • Lazy portfolios from various guru investors: inspired by renowned guru investors, these portfolios offer a hands-off approach to investing, utilizing low-cost index funds or ETFs. 
  • Investment tools: portfolio simulation and backtesting, investment and portfolio calculators, asset class trends and correlation, mutual fund, ETF, and stocks analysis. 

We offer regular free newsletters to keep you informed and stay the course in a long-term investment journey. Our premium subscription plans let you customize, monitor investment model portfolios for 401(k) plans and brokerage accounts.

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High quality resources for 401k, 403b, 529 retirement plans on investment, contribution, fees, retirement planning and much more ...

Time-tested asset allocation strategies

  • Strategic allocation portfolios
  • Tactical dynamic allocation portfolios
  • Taylored to personal risk profile
  • With low-cost ETFs or mutual funds
  • Applied to retirement plans (401(k), annuities …)
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Model portfolios for brokerage investors

  • Model portfolios for major brokerages
  • Retirement IRAs or solo 401(k)
  • Taxable brokerage investment accounts
  • ETFs or no-load no-transaction fee mutual funds
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Model portfolios for income investors

  • Model portfolios for major brokerages
  • Based on excellent total return bond mutual fund
  • Based on total return bond ETFs
  • Outperformed even best bond mutual funds for past decade
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Advanced Portfolios

  • Global tactical allocation portfolios
  • Factor, style, sector and Fidelity select fund rotation portfolios
  • Various timing and seasonality portfolios
  • Tools for asset trends, correlation, smart fund manager …
Advanced Portfolios

Lazy portfolios from investment gurus

  • Comprehensive collection of lazy portfolios
  • Gurus like Warrent Buffett, David Swensen, Scott Burns etc.
  • Detailed historical returns, rolling returns, maximum drawdowns etc.
Lazy portfolio collection

ETFs & Mutual Funds

  • Historical total returns & risk data
  • Dividend histories and up to date dividend data
  • Charts and tables for comparison
  • Risk managed ETF or mutual fund clones
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Featured Investment Articles

S&P Good Sectors Review

We examine the latest business metrics for the four favorable S&P 500 sectors and discuss the latest performance of the portfolios using these sector ETFs as candidate funds.

Growth At A Reasonable Price (GARP) Stock ETFs

We discuss two Growth At A Reasonable Price (GARP) ETFs: T. Rowe Price Capital Appreciation ETF TCAF and Invesco S&P GARP ETF SPGP. We further show one can again do better to outperform PRWCX by utilizing the GARP ETFs and total return bond portfolios

More on investments

Portfolio Calculator (Simulator)

Quickly enter fund allocation and get a back test result on the performance of this 'lazy' portfolio.

Retirement Calculator

See how much you can save for retirement.

Customize Asset Allocation Portfolios

Build a custom model portfolio using our asset strategic or tactical strategies, tailored to a 401(k) plan or for a brokerage account.

Investment Calculator

Grow your wealth and see the power of compounding

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Example Plans with Investment Model Portfolios