- Portfolio Overview
- Holdings
- Performance
- Calculators
- Rolling Returns
- Drawdowns
Portfolio Overview
The candidate funds are chosen based on their reputation and our knowledge on managers' conservative risk management skills.
- Berwyn Income BERIX
- Vanguard Wellesley Incom VWINX
- Permanent Portfolio PRPFX
- American Century One Choice Very Conservative AONIX
- Manning & Napier Pro-Blend Conservative Terms EXDAX
- Janus Conservtive Allocation JSPCX
- T.Rowe Price Personal Strat Income PRSIX
- Fidelity Strategic Real Return FSRRX
- James Balanced Golden Rainbow GLRBX
- Hussman Strategic Total Return HSTRX
In addition to the above conservative funds, the candidate funds also include several total return bond funds so that in a severe market distress, these funds can be used instead:
- PIMCO Total Return Bond Fund PTTRX
- Loomis Sayles Total Return Bond Fund LSBDX
- Doubleline Total Return Bond Fund DLTNX
- Metropolitan West Total Return Bond Fund MWTRX
At the end of every month, the portfolio selects 3 funds with the
best momentum scores as the next month investments. See P No Load Conservative Mutual Funds Upgrading Quaterly for the quarterly rebalance portfolio.
Holdings
Historical Performance
P No Load Conservative Mutual Funds Upgrading Monthly Historical Returns
| Name | YTD Return | 1Yr AR | 3Yr AR | 5Yr AR | 10Yr AR | 15Yr AR | 20Yr AR | Inception |
|---|---|---|---|---|---|---|---|---|
| P No Load Conservative Mutual Funds Upgrading Monthly | NA | 20.43% | 2.65% | 6.25% | 3.92% | 5.23% | 5.98% | 6.97% |
| VFINX (VANGUARD 500 INDEX FUND INVESTOR SHARES) | NA | 37.82% | 8.86% | 15.20% | 12.89% | 14.04% | 10.46% | 8.70% |
| VSMGX (VANGUARD LIFESTRATEGY MODERATE GROWTH FUND INVESTOR SHARES) | NA | 22.89% | 2.25% | 6.63% | 6.01% | 7.19% | 6.10% | 5.79% |
| Ticker/Portfolio | Last 1 Week | 1 Yr | 3 Yr | 5 Yr | 10 Yr | 15 Yr | 20 Yr | Inception | YTD | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 | 1998 | 1997 | 1996 | 1995 | 1994 | 1993 | 1992 | 1991 | 1990 | 1989 | 1988 | 1987 | 1986 | 1985 | 1984 | 1983 | 1982 | 1981 | 1980 | 1979 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Annualized Return (%) | P No Load Con...g Monthly | -0.53 | 20.43 | 2.65 | 6.25 | 3.92 | 5.23 | 5.98 | 6.97 | NA | 8.72 | 8.60 | -10.00 | 6.49 | 16.02 | 5.31 | -4.35 | 5.58 | 4.54 | -3.03 | 4.79 | 9.97 | 9.49 | 2.41 | 11.56 | 19.18 | -0.07 | 8.71 | 8.23 | 5.26 | 9.83 | 17.04 | 9.01 | 8.40 | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA |
| VFINX (VANGUA...R SHARES) | -1.79 | 37.82 | 8.86 | 15.20 | 12.89 | 14.04 | 10.46 | 8.70 | NA | 24.84 | 26.12 | -18.24 | 28.53 | 18.74 | 31.33 | -4.55 | 21.66 | 11.83 | 1.23 | 13.52 | 32.17 | 15.82 | 1.96 | 14.91 | 26.52 | -37.02 | 5.39 | 15.64 | 4.77 | 10.74 | 28.50 | -22.17 | -12.03 | -9.05 | 21.08 | 28.62 | 33.18 | 22.87 | 37.45 | 1.18 | 10.15 | 8.24 | 32.05 | -3.33 | 28.37 | 14.92 | 3.97 | 9.30 | 22.60 | 3.67 | 17.07 | 19.25 | -8.55 | 27.89 | -2.07 | |
| VSMGX (VANGUA...R SHARES) | -1.02 | 22.89 | 2.25 | 6.63 | 6.01 | 7.19 | 6.10 | 5.79 | NA | 10.28 | 15.51 | -16.01 | 10.08 | 13.59 | 19.30 | -6.28 | 14.86 | 7.09 | -2.21 | 6.38 | 14.73 | 9.78 | 0.12 | 13.14 | 20.35 | -26.49 | 7.21 | 13.30 | 5.68 | 11.76 | 22.40 | -10.34 | -4.78 | 1.27 | 14.09 | 21.59 | 17.90 | 10.77 | 26.58 | 2.04 | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | |
| Sharpe Ratio | P No Load Con...g Monthly | NA | 0.49 | -0.22 | 0.46 | 0.18 | NA | NA | 0.66 | 0.15 | 0.30 | 0.70 | -1.28 | 1.15 | 2.24 | 0.13 | -1.19 | 1.54 | 1.07 | -0.64 | 1.20 | 1.95 | 3.43 | 0.41 | 2.15 | 3.72 | -0.15 | 0.98 | 0.89 | 0.64 | 1.38 | 3.79 | 1.94 | 1.27 | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA |
| VFINX (VANGUA...R SHARES) | NA | 0.85 | 0.91 | 0.82 | 0.67 | NA | NA | 0.46 | 0.62 | 1.67 | 1.73 | -0.82 | 2.17 | 0.53 | 2.39 | -0.35 | 3.16 | 0.89 | 0.08 | 1.19 | 2.90 | 1.25 | 0.08 | 0.82 | 0.97 | -0.92 | 0.14 | 1.22 | 0.24 | 0.88 | 1.63 | -0.90 | -0.68 | -0.60 | 0.97 | 1.23 | 1.61 | 1.62 | 4.31 | -0.19 | 0.90 | 0.57 | 1.91 | -0.55 | 1.71 | 0.59 | -0.01 | 0.30 | 1.47 | -0.26 | 0.79 | 0.63 | -1.30 | 1.17 | -3.84 | |
| VSMGX (VANGUA...R SHARES) | NA | 0.90 | 0.70 | 0.53 | 0.51 | NA | NA | 0.51 | 1.04 | 0.87 | 1.45 | -1.22 | 1.32 | 0.70 | 2.77 | -0.87 | 3.75 | 0.83 | -0.26 | 1.01 | 2.16 | 1.23 | 0.01 | 1.18 | 1.12 | -0.98 | 0.39 | 1.34 | 0.49 | 1.49 | 2.09 | -0.75 | -0.59 | -0.24 | 1.06 | 1.56 | 1.56 | 0.91 | 4.18 | 4.60 | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | |
| Standard Deviation(%) | P No Load Con...g Monthly | NA | 7.05 | 7.49 | 7.06 | 10.77 | NA | NA | 7.98 | 3.32 | 7.08 | 6.24 | 8.87 | 5.62 | 7.03 | 29.01 | 4.76 | 3.22 | 4.04 | 4.76 | 3.98 | 5.09 | 2.75 | 5.85 | 5.33 | 5.13 | 6.56 | 5.84 | 5.56 | 4.79 | 6.45 | 4.31 | 4.07 | 4.81 | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA |
| VFINX (VANGUA...R SHARES) | NA | 19.55 | 17.05 | 17.37 | 18.46 | NA | NA | 18.09 | 22.85 | 12.67 | 13.09 | 24.19 | 13.11 | 34.69 | 12.48 | 17.11 | 6.68 | 13.11 | 15.51 | 11.39 | 11.07 | 12.74 | 23.36 | 18.07 | 27.22 | 40.99 | 16.02 | 10.04 | 10.29 | 11.10 | 17.04 | 25.96 | 21.55 | 22.20 | 18.17 | 20.48 | 18.21 | 11.77 | 7.77 | 9.92 | 8.83 | 9.93 | 14.69 | 16.06 | 13.09 | 17.07 | 33.80 | 16.55 | 11.67 | 12.80 | 13.62 | 18.09 | 14.61 | 16.53 | 23.80 | |
| VSMGX (VANGUA...R SHARES) | NA | 10.38 | 10.05 | 10.06 | 10.41 | NA | NA | 11.47 | 11.77 | 7.69 | 8.26 | 14.34 | 7.62 | 19.08 | 6.43 | 8.81 | 3.80 | 8.31 | 8.51 | 6.28 | 6.80 | 7.99 | 14.68 | 11.10 | 18.01 | 27.95 | 10.37 | 7.43 | 6.96 | 7.25 | 10.38 | 15.37 | 12.42 | 12.30 | 10.07 | 11.65 | 9.10 | 7.74 | 5.41 | 15.57 | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | |
| Draw Down(%) | P No Load Con...g Monthly | NA | 6.10 | 14.42 | 16.81 | 20.76 | NA | NA | 20.76 | 0.21 | 6.10 | 4.96 | 14.48 | 4.25 | 7.84 | 18.47 | 7.66 | 2.89 | 2.83 | 6.02 | 2.70 | 4.55 | 1.53 | 6.12 | 4.44 | 3.42 | 10.74 | 3.89 | 5.27 | 3.39 | 6.67 | 5.93 | 2.44 | 4.10 | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA |
| VFINX (VANGUA...R SHARES) | NA | 18.76 | 18.76 | 24.59 | 33.83 | NA | NA | 55.25 | 18.76 | 8.45 | 9.97 | 24.59 | 5.14 | 33.83 | 6.63 | 19.40 | 2.60 | 10.29 | 12.05 | 7.30 | 5.59 | 9.60 | 18.71 | 15.66 | 27.17 | 47.73 | 9.88 | 7.47 | 7.01 | 7.47 | 13.79 | 33.02 | 29.18 | 16.55 | 11.81 | 19.20 | 10.79 | 7.45 | 2.50 | 8.48 | 4.84 | 5.63 | 5.57 | 19.19 | 7.35 | 7.24 | 33.08 | 11.63 | 7.51 | 10.58 | 7.02 | 13.21 | 15.61 | 16.03 | 2.40 | |
| VSMGX (VANGUA...R SHARES) | NA | 9.62 | 12.88 | 22.29 | 22.43 | NA | NA | 41.18 | 9.62 | 4.17 | 8.15 | 21.74 | 3.53 | 22.43 | 3.12 | 11.47 | 1.14 | 6.20 | 8.34 | 4.70 | 5.67 | 6.27 | 12.90 | 8.64 | 19.61 | 36.81 | 6.11 | 6.13 | 4.74 | 5.89 | 8.91 | 20.06 | 17.93 | 8.77 | 6.26 | 11.99 | 6.02 | 4.75 | 1.82 | 1.89 | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | |
| Yield(%) | P No Load Con...g Monthly | NA | 3.13 | 3.85 | 3.79 | 3.47 | NA | NA | 4.18 | NA | 0.30 | 3.27 | 5.48 | 2.84 | 5.84 | 2.05 | 1.94 | 0.32 | 3.14 | 5.29 | 4.93 | 5.43 | 3.95 | 2.12 | 3.38 | 5.23 | 7.29 | 3.83 | 4.57 | 4.53 | 3.39 | 3.72 | 5.46 | 7.87 | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA |
| VFINX (VANGUA...R SHARES) | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | |
| VSMGX (VANGUA...R SHARES) | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA |
Data as of 10/31/2024, AR inception is 12/31/2000
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P No Load Conservative Mutual Funds Upgrading Monthly Historical Return Chart
Calculators
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Rolling Returns
From 12/31/2000 to 01/08/2025, the worst annualized return of 3-year rolling returns for P No Load Conservative Mutual Funds Upgrading Monthly is
0.37%.
From 12/31/2000 to 01/08/2025, the worst annualized return of 5-year rolling returns for P No Load Conservative Mutual Funds Upgrading Monthly is
1.02%.
From 12/31/2000 to 01/08/2025, the worst annualized return of 10-year rolling returns for P No Load Conservative Mutual Funds Upgrading Monthly is
2.54%.
From 12/31/2000 to 01/08/2025, the worst annualized return of 20-year rolling returns for P No Load Conservative Mutual Funds Upgrading Monthly is
5.6%.
Maximum Drawdown
P No Load Conservative Mutual Funds Upgrading Monthly Maximum Drawdown