Investment options of VERRILL DANA LLP PENSION PLAN
Total Available Funds: 25
| Investment Description |
|---|
| JPMORGAN U. S. SMALL COMPANY R6 MUTUAL FUND |
| VANGUARD DEVELOPED MARKETS INDEX |
| ADMIRAL FUND MUTUAL FUND |
| MFS VALUE FUND R6 MUTUAL FUND |
| BLACKROCK TOTAL RETURN K MUTUAL FUND |
| FIDELITY LOW PRICE STOCK FUND MUTUAL FUND |
| FIDELITY GOVERNMENT MONEY MARKET FUND MONEY MARKET FUND |
| FIDELITY CONTRAFUND K MUTUAL FUND |
| FIDELITY DIVERSIFIED INTERNATIONAL FUND CLASS K MUTUAL FUND |
| FIDELITY US BOND INDEX FUND MUTUAL FUND |
| FIDELITY 500 INDEX FUND MUTUAL FUND |
| FIDELITY EXTENDED MARKET INDEX FUND MUTUAL FUND |
| FIDELITY FREEDOM INCOME FUND CLASS K MUTUAL FUND |
| FIDELITY FREEDOM 2010 FUND CLASS K MUTUAL FUND |
| FIDELITY FREEDOM 2015 FUND CLASS K MUTUAL FUND |
| FIDELITY FREEDOM 2020 FUND CLASS K MUTUAL FUND |
| FIDELITY FREEDOM 2025 FUND CLASS K MUTUAL FUND |
| FIDELITY FREEDOM 2030 FUND CLASS K MUTUAL FUND |
| FIDELITY FREEDOM 2035 FUND CLASS K MUTUAL FUND |
| FIDELITY FREEDOM 2040 FUND CLASS K MUTUAL FUND |
| FIDELITY FREEDOM 2045 FUND CLASS K MUTUAL FUND |
| FIDELITY FREEDOM 2050 FUND CLASS K MUTUAL FUND |
| FIDELITY FREEDOM 2055 FUND CLASS K MUTUAL FUND |
| FIDELITY FREEDOM 2060 FUND CLASS K MUTUAL FUND |
| MELLON STABLE VALUE FUND COLLECTIVE TRUST |
Investment model portfolios
We provide two types of investment model portfolios for VERRILL DANA LLP PENSION PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for VERRILL DANA LLP PENSION PLAN