Investment options of Teamsters National 401 K Savings Plan
Total Available Funds: 23
| Investment Description |
|---|
| COLUMBIA DIVIDEND VALUE ISP |
| PRUDENTIAL INVESCO SCG STRATEGY |
| PRUDENTIAL HI YIELD BOND/PRUDENTIAL |
| PRUDENTIAL SMALL CAP VALUE/VI |
| T. ROWE PRICE LARGE CAP GROWTH I |
| BNYM SMARTPATH RET INC T |
| BNYM SMARTPATH RET TD 2020 T |
| BNYM SMARTPATH RET TD 2025 T |
| BNYM SMARTPATH RET TD 2030 T |
| BNYM SMARTPATH RET TD 2035 T |
| BNYM SMARTPATH RET TD 2040 T |
| BNYM SMARTPATH RET TD 2045 T |
| BNYM SMARTPATH RET TD 2050 T |
| BNYM SMARTPATH RET TD 2055 T |
| BNYM SMARTPATH RET TD 2060 T |
| MANAGED INCOME II (FIDELITY MIP II: CLASS II) |
| BNYM MELLON TIPS INDEX |
| BNYM MELLON AFL-CIO SL ST |
| JOHN HANCOCK CORE PLUS FI FUND |
| TEAMSTERS BALANCED OPTION FUND |
| BNY MELLON AFL-CIO SL BROAD MARKET STOCK INDEX FUND |
| AMER:EUROPACIFIC GROW R6 |
| PSVF - Q18 |
Investment model portfolios
We provide two types of investment model portfolios for Teamsters National 401 K Savings Plan participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for Teamsters National 401 K Savings Plan