Investment options of STONE COAST FUND SERVICES LLC 401(K) PLAN
Total Available Funds: 39
| Investment Description |
|---|
| FIDELITY GNMA MUTUAL FUND |
| FIDELITY CAPITAL & INCOME MUTUAL FUND |
| FIDELITY BALANCED K6 MUTUAL FUND |
| FIDELITY BLUE CHIP GROWTH K6 MUTUAL FUND |
| FIDELITY GOVERNMENT K6 MONEY MARKET FUND |
| FIDELITY TOTAL BOND MUTUAL FUND |
| FIDELITY SMALL CAP GROWTH MUTUAL FUND |
| FIDELITY TOTAL MARKET INDEX PREMIUM MUTUAL FUND |
| FIDELITY INTERNATIONAL GROWTH MUTUAL FUND |
| FIDELITY 500 INDEX PREMIUM MUTUAL FUND |
| FIDELITY INTERNATIONAL INDEX PREMIUM MUTUAL FUND |
| FIDELITY US BOND INDEX PREMIUM MUTUAL FUND |
| FIDELITY MID CAP INDEX PREMIUM MUTUAL FUND |
| FIDELITY SMALL CAP INDEX PREMIUM MUTUAL FUND |
| FIDELITY BROKERAGELINK UNIT MUTUAL FUND |
| FIDELITY BROKERAGELINK COMMON STOCK COMMON STOCK |
| FIDELITY BROKERAGELINK MONEY MARKET MONEY MARKET FUND |
| FIDELITY BROKERAGELINK NON INTEREST BEARING CASH MONEY MARKET FUND |
| FIDELITY BROKERAGELINK FIDELITY FUND MUTUAL FUND |
| FIDELITY BROKERAGELINK EXTERNAL FUND MUTUAL FUND |
| JANUS HENDERSON ENTERPRISE T MUTUAL FUND |
| COHEN & STEERS REALTY SHARES MUTUAL FUND |
| BLACKROCK GLOBAL ALLOCATION INSTL MUTUAL FUND |
| ALLSPRING SPECIAL SMALL CAP VALUE FUND - CLASS ADMIN MUTUAL FUND |
| ALLSPRING SPECIAL MID CAP VALUE FUND - CLASS ADMIN MUTUAL FUND |
| INVESCO DIVERSIFIED DIVIDEND R5 MUTUAL FUND |
| INVESCO ENERGY R5 MUTUAL FUND |
| HARTFORD INTERNATIONAL OPPORTUNITIES R4 MUTUAL FUND |
| MFS MASSACHUSETTS INVESTORS TRUST R3 MUTUAL FUND |
| T. ROWE PRICE RETIREMENT 2020 ADVISOR MUTUAL FUND |
| T. ROWE PRICE RETIREMENT 2025 ADVISOR MUTUAL FUND |
| T. ROWE PRICE RETIREMENT 2030 ADVISOR MUTUAL FUND |
| T. ROWE PRICE RETIREMENT 2035 ADVISOR MUTUAL FUND |
| T. ROWE PRICE RETIREMENT 2040 ADVISOR MUTUAL FUND |
| T. ROWE PRICE RETIREMENT 2045 ADVISOR MUTUAL FUND |
| T. ROWE PRICE RETIREMENT 2050 ADVISOR MUTUAL FUND |
| T. ROWE PRICE RETIREMENT 2055 ADVISOR MUTUAL FUND |
| T. ROWE PRICE RETIREMENT 2060 ADVISOR MUTUAL FUND |
| GLENMEDE SMALL CAP EQUITY ADV MUTUAL FUND |
Investment model portfolios
We provide two types of investment model portfolios for STONE COAST FUND SERVICES LLC 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for STONE COAST FUND SERVICES LLC 401(K) PLAN