Investment options of KBKG, INC. 401(K) PROFIT SHARING PLAN
Total Available Funds: 36
| Investment Description |
|---|
| ALGER ALGER CAPITAL APPRECIATION INSTITUTIONAL FUND CLASS Y |
| AMERICAN FUNDS AMERICAN FUNDS AMERICAN BALANCED FUND CLASS R6 |
| AMERICAN FUNDS AMERICAN FUNDS CAPITAL INCOME BUILDER CLASS R6 |
| AMERICAN FUNDS AMERICAN FUNDS NEW WORLD FUND CLASS R6 |
| BLACKROCK BLACKROCK HEALTH SCIENCES OPPORTUNITIES PORTFOLIO CLASS K |
| FRANKLIN TEMPLETON INVESTMENTS BRANDYWINEGLOBAL GLOBAL OPPORTUNITIES BOND FUND CLASS IS |
| DWS DWS RREEF REAL ESTATE SECURITIES FUND CLASS R6 |
| FRANKLIN TEMPLETON INVESTMENTS FRANKLIN INTERNATIONAL GROWTH FUND CLASS R6 |
| FRANKLIN TEMPLETON INVESTMENTS FRANKLIN SMALL CAP VALUE FUND CLASS R6 |
| INVESCO INVESCO GOLD & SPECIAL MINERALS FUND CLASS R6 |
| JPMORGAN JPMORGAN EQUITY INCOME FUND CLASS R6 |
| JPMORGAN JPMORGAN LARGE CAP GROWTH FUND CLASS R6 |
| JPMORGAN JPMORGAN SHORT DURATION BOND FUND CLASS R6 |
| JPMORGAN JPMORGAN SMALL CAP GROWTH FUND CLASS R6 |
| MFS MFS MID CAP GROWTH FUND CLASS R6 |
| MFS MFS RESEARCH INTERNATIONAL FUND CLASS R6 |
| MFS MFS TECHNOLOGY FUND CLASS R6 |
| PIMCO PIMCO INCOME FUND INSTITUTIONAL CLASS |
| PIMCO PIMCO REAL RETURN FUND INSTITUTIONAL CLASS |
| TIAA INVESTMENTS TIAA- CREF SOCIAL CHOICE EQUITY FUND INSTITUTIONAL CLASS |
| VICTORY CAPITAL USAA NASDAQ 100 INDEX FUND |
| VANGUARD VANGUARD 500 INDEX FUND ADMIRAL CLASS |
| VANGUARD VANGUARD MID CAP INDEX FUND ADMIRAL CLASS |
| VANGUARD VANGUARD SMALL CAP INDEX FUND ADMIRAL CLASS |
| FRANKLIN TEMPLETON INVESTMENTS WESTERN ASSET CORE PLUS BOND FUND CLASS IS |
| WILMINGTON TRUST, N. A. INDEXSELECT AGGRESSIVE 2035 FUND CLASS I |
| WILMINGTON TRUST, N. A. INDEXSELECT AGGRESSIVE 2045 FUND CLASS I |
| WILMINGTON TRUST, N. A. INDEXSELECT AGGRESSIVE 2055 FUND CLASS I |
| WILMINGTON TRUST, N. A. INDEXSELECT AGGRESSIVE RETIREMENT FUND CLASS I |
| WILMINGTON TRUST, N. A. INDEXSELECT CONSERVATIVE 2025 FUND CLASS I |
| WILMINGTON TRUST, N. A. INDEXSELECT CONSERVATIVE 2035 FUND CLASS I |
| WILMINGTON TRUST, N. A. INDEXSELECT CONSERVATIVE 2045 FUND CLASS I |
| WILMINGTON TRUST, N. A. INDEXSELECT CONSERVATIVE 2055 FUND CLASS I |
| WILMINGTON TRUST, N. A. INDEXSELECT CONSERVATIVE RETIREMENT FUND CLASS I |
| WILMINGTON TRUST, N. A. INDEXSELECT MODERATE 2025 FUND CLASS I |
| WILMINGTON |
Investment model portfolios
We provide two types of investment model portfolios for KBKG, INC. 401(K) PROFIT SHARING PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for KBKG, INC. 401(K) PROFIT SHARING PLAN