Investment options of DEVELOPMENTAL SERVICES RETIREMENT PLAN
Total Available Funds: 55
| Investment Description |
|---|
| VALIC Stock Index Fund Pooled separate accounts N/A |
| VALIC Internatl Equities Index Fund Pooled separate accounts N/A |
| VALIC International Government Bond Fund Pooled separate accounts N/A |
| VALIC Small Cap Index Fund Pooled separate accounts N/A |
| VALIC Systematic Core Fund Pooled separate accounts N/A |
| VALIC Science & Technology Fund Pooled separate accounts N/A |
| Vanguard LT Inv-Grade Fund Pooled separate accounts N/A |
| Vanguard Long-term Treasury Pooled separate accounts N/A |
| Vanguard Windsor II Pooled separate accounts N/A |
| Vanguard Wellington Fund Inc Pooled separate accounts N/A |
| Nasdaq-100(R) Index Fund Pooled separate accounts N/A |
| VALIC Mid Cap Strategic Growth Pooled separate accounts N/A |
| VALIC Systematic Growth Fund Pooled separate accounts N/A |
| VALIC Systematic Value Fund Pooled separate accounts N/A |
| VALIC Inflation Protected Fund Pooled separate accounts N/A |
| VALIC Large Capital Growth Fund Pooled separate accounts N/A |
| VALIC Small Cap Special Value Fund Pooled separate accounts N/A |
| VALIC Emerging Economies Pooled separate accounts N/A |
| VALIC International Value Fund Pooled separate accounts N/A |
| American Beacon Broadway Large Cap Growth IPooled separate accounts N/A |
| Invesco Balanced Risk Commod Str R5 Pooled separate accounts N/A |
| VALIC International Opportunities Pooled separate accounts N/A |
| VALIC Internataional Socially Resp Fd Pooled separate accounts N/A |
| VALIC Small Cap Growth Fund Pooled separate accounts N/A |
| VALIC Small Cap Value Fund Pooled separate accounts N/A |
| VALIC Mid Cap Value Fund Pooled separate accounts N/A |
| VALIC US Socially Responsible Fund Pooled separate accounts N/A |
| VALIC Core Bond Fund Pooled separate accounts N/A |
| VALIC High Yield Bond Fund Pooled separate accounts N/A |
| VALIC Government Money Mkt FS Inst Pooled separate accounts N/A |
| VC I Capital Appreciation Pooled separate accounts N/A |
| VOYA Fixed Account Pooled separate accounts N/A |
| AB Small Cap Growth Prt Z Pooled separate accounts N/A |
| American Funds 2010 Target Date R6 Pooled separate accounts N/A |
| American Funds 2015 Target Date R6 Pooled separate accounts N/A |
| American Funds 2020 Target Date R6 Pooled separate accounts N/A |
| American Funds 2025 Target Date R6 Pooled separate accounts N/A |
| American Funds 2030 Target Date R6 Pooled separate accounts N/A |
| American Funds 2035 Target Date R6 Pooled separate accounts N/A |
| American Funds 2040 Target Date R6 Pooled separate accounts N/A |
| American Funds 2045 Target Date R6 Pooled separate accounts N/A |
| American Funds 2050 Target Date R6 Pooled separate accounts N/A |
| American Funds 2055 Target Date R6 Pooled separate accounts N/A |
| American Funds 2060 Target Date R6 Pooled separate accounts N/A |
| American Funds 2065 Target Date R7 Pooled separate accounts N/A |
| American Funds Am Balanced R6 Pooled separate accounts N/A |
| American Funds Amer Mutual R6 Pooled separate accounts N/A |
| DFA U.S. Vector Equity Port Inst Pooled separate accounts N/A |
| Fidelity 500 Index Fund Pooled separate accounts N/A |
| Fidelity Adv Equity Grw Fnd Z Pooled separate accounts N/A |
| Fidelity Adv Intl Growth Fnd Z Pooled separate accounts N/A |
| Fidelity Mid Cap Index Fund Pooled separate accounts N/A |
| Fidelity Small Cap Ind Fund Pooled separate accounts N/A |
| JPMorgan Mid Cap Growth Fd R6 Pooled separate accounts N/A |
| PGIM High Yield Fund R6 Pooled separate accounts N/A |
Investment model portfolios
We provide two types of investment model portfolios for DEVELOPMENTAL SERVICES RETIREMENT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for DEVELOPMENTAL SERVICES RETIREMENT PLAN