Investment options of CLINICS OF NORTH TEXAS 401K PROFIT SHARING PLAN
Total Available Funds: 33
| Investment Description |
|---|
| FIDELITY BROKERAGE LINK SELF-DIRECTED BROKERAGE FUND |
| MIP CL 1 COMMON COLLECTIVE TRUSTS |
| AM CENT OC 2060 I MUTUAL FUND |
| AB SM CAP GRTH Z MUTUAL FUND |
| PIM REAL RETURN INST MUTUAL FUND |
| JPM MIDCAP VALUE L MUTUAL FUND |
| ABF SM CAP VAL R5 MUTUAL FUND |
| BARON GROWTH INST MUTUAL FUND |
| AM CENT OC IN RTM I MUTUAL FUND |
| AM CENT OC 2025 I MUTUAL FUND |
| AM CENT OC 2030 I MUTUAL FUND |
| AM CENT OC 2035 I MUTUAL FUND |
| AM CENT OC 2040 I MUTUAL FUND |
| AM CENT OC 2045 I MUTUAL FUND |
| AM CENT OC 2050 I MUTUAL FUND |
| JHANCOCK DSCPL VAL I MUTUAL FUND |
| AM CENT OC 2055 I MUTUAL FUND |
| INVS EQUITY & INC R5 MUTUAL FUND |
| FID CAPITAL & INCOME MUTUAL FUND |
| FID GOVT MMKT MUTUAL FUND |
| FID INTL SMALL CAP MUTUAL FUND |
| FID CONTRAFUND K MUTUAL FUND |
| FID DIVERSIFD INTL K MUTUAL FUND |
| FID EMERGING MKTS K MUTUAL FUND |
| FID GROWTH CO K MUTUAL FUND |
| FID LOW PRICED STK K MUTUAL FUND |
| FID MID CAP STOCK K MUTUAL FUND |
| FID US BOND IDX MUTUAL FUND |
| FID 500 INDEX MUTUAL FUND |
| FID INTL INDEX MUTUAL FUND |
| FID EXTD MKT IDX MUTUAL FUND |
| BR STRAT GLB BD K MUTUAL FUND |
| PIM TOTAL RT INST MUTUAL FUND |
Investment model portfolios
We provide two types of investment model portfolios for CLINICS OF NORTH TEXAS 401K PROFIT SHARING PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for CLINICS OF NORTH TEXAS 401K PROFIT SHARING PLAN