Investment options of BUCHALTER ASSOCIATE ATTORNEY 401(K) PLAN
Total Available Funds: 24
| Investment Description |
|---|
| ALGER SMALL CAP FOCUS Y |
| ALLSPRING SPECIAL MID CAP VALUE |
| AMERICAN US GOVERNMENT SECURITIES - R-6 |
| BARON REAL ESTATE INSTITUTIONAL |
| BLACKROCK CAPITAL APPRECIATION - INSTL |
| BLACKROCK EMERGING MARKETS INSTITUTIONAL |
| COLUMBIA DIVIDEND INCOME-I3 |
| COLUMBIA SMALL CAP INDES INSTITUTIONAL 3 |
| INVESCO BALANCED-RISK CMDTY STRAT R6 |
| ISHARES S&P 500 INDEX FUND K |
| JANUS HENDERSON DEV WORLD BOND-N |
| JANUS HENDERSON GLOBAL EQUITY INCOME |
| MFS MID CAP GROWTH R6 |
| PARNASSUS VALUE EQUITY FUND |
| PIMCO INCOME INSTITUTIONAL |
| PIMCO REAL RETURN-INSTUTIONAL |
| PRINCIPAL HIGH YIELD R6 |
| THORNBURG INVESTMENT INCOME BUILDER - R6 |
| UNDISCOVERED MGRS BEHAVIORAL VALUE - R6 |
| VANGUARD FEDERAL MONEY MARKET INVESTOR |
| VANGUARD INTERMEDIATE BOND INDEX-ADM |
| VANGUARD INTERNATIONAL GROWTH - ADMIRAL |
| VANGUARD MID CAP INDEX ADM |
| VIRTUS NEWFLEET LOW DURATION CORE PL BOND R6 |
Investment model portfolios
We provide two types of investment model portfolios for BUCHALTER ASSOCIATE ATTORNEY 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for BUCHALTER ASSOCIATE ATTORNEY 401(K) PLAN