Investment options of BEACH FORD, INC. RETIREMENT SAVINGS PLAN AND TRUST
Total Available Funds: 35
| Investment Description |
|---|
| T. ROWE PRICE BLUE CHIP GROWTH I |
| T. ROWE PRICE RETIREMENT I 2025 |
| VANGUARD VANGUARD 500 INDEX FUND ADMIRAL |
| MFS MFS MID CAP VALUE R6 |
| FIDELITY INVESTMENTS FIDELITY INTERNATIONAL INDEX |
| T. ROWE PRICE T. ROWE PRICE RETIREMENT I 2045 |
| T. ROWE PRICE T. ROWE PRICE RETIREMENT I 2020 |
| T. ROWE PRICE T. ROWE PRICE RETIREMENT I 2015 |
| DODGE & COX DODGE & COX INCOME FUND |
| FIDELITY INVESTMENTS FIDELITY SMALL CAP INDEX |
| VANGUARD VANGUARD EQUITY-INCOME ADM |
| LEGG MASON WESTERN ASSET CORE BOND IS |
| T. ROWE PRICE T. ROWE PRICE RETIREMENT I 2050 |
| T. ROWE PRICE T. ROWE PRICE RETIREMENT I 2030 |
| VANGUARD VANGUARD SHORT-TERM INVESTMENT-GRADE ADM |
| FIDELITY INVESTMENTS FIDELITY MID CAP INDEX |
| BLACKROCK BLACKROCK LIQUIDITY FEDFUND INSTL |
| JOHN HANCOCK JHANCOCK INTERNATIONAL GROWTH R6 |
| VANGUARD VANGUARD TOTAL BOND MARKET INDEX ADMIRAL |
| T. ROWE PRICE T. ROWE PRICE RETIREMENT I 2035 |
| DIMENSIONAL FUND ADVISORS DFA LARGE CAP INTERNATIONAL |
| BLACKROCK BLACKROCK INFLATION PRTED BD BLACKROCK K |
| VANGUARD VANGUARD EMERGING MKTS STOCK IDX ADM |
| LORD ABBETT LORD ABBETT HIGH YIELD R6 |
| JPMORGAN JPMORGAN US EQUITY R6 |
| FIDELITY INVESTMENTS FIDELITY REAL ESTATE INVESTMENT |
| DIMENSIONAL FUND ADVISORS DFA COMMODITY STRATEGY I |
| IVY FUNDS IVY MID CAP GROWTH N |
| DIMENSIONAL FUND ADVISORS DFA US TARGETED VALUE I |
| BLACKROCK BLACKROCK HEALTH SCIENCES OPPS K |
| COLUMBIA COLUMBIA SELIGMAN COMMS & INFO INST3 |
| DIMENSIONAL FUND ADVISORS DFA WORLD EX US GOVERNMENT FXD INC I |
| INVESTSCO INVESCO DEVELOPING MARKETS R6 |
| PEAR TREE FUNDS PEAR TREE POLARIS FOREIGN VALUE R6 |
| FEDERATED INVESTORS TRUST CO. FEDERATED CAPITAL PRESERVATION FUND |
Investment model portfolios
We provide two types of investment model portfolios for BEACH FORD, INC. RETIREMENT SAVINGS PLAN AND TRUST participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for BEACH FORD, INC. RETIREMENT SAVINGS PLAN AND TRUST