Wal-Mart Profit Sharing and 401(k) Plan
Investment Model Portfolios

Wal-Mart Stores, Inc. (Ticker: WMT) operates retail stores in various formats worldwide. The company‘s Walmart U.S. segment offers meat, produce, deli, bakery, dairy, frozen foods, floral, and dry grocery; health and beauty aids, household chemicals, paper goods, and pet supplies; electronics, toys, cameras and supplies, photo processing services, cellular phones, cellular service plan contracts, and prepaid service; fabrics and crafts, stationery and books, automotive accessories, hardware and paint, horticulture and accessories, sporting goods, outdoor entertaining, and seasonal merchandise; apparel, shoes, and jewelry; pharmacy and optical services; and home furnishings, housewares, and small appliances through discount stores, supercenters, and neighborhood markets, as well as through walmart.com. Its International segment includes various formats of retail stores and restaurants, including supermarkets, combination discount and grocery stores, supercenters, Sam’s Clubs, hypermarkets, cash-n-carry stores, department stores, and general merchandise stores. The company‘s Sam’s Club segment offers merchandise, including hardgoods, softgoods, and selected private-label items under the MEMBER‘S MARK, BAKERS & CHEFS, and SAM’S CLUB brands through warehouse membership clubs in the United States, as well as through samsclub.com. As of January 31, 2010, it operated 803 discount stores, 2,747 supercenters, 158 neighborhood markets, and 596 Sam’s Clubs in the United States; 43 units in Argentina, 434 in Brazil, 317 in Canada, 252 in Chile, 170 in Costa Rica, 77 in El Salvador, 164 in Guatemala, 53 in Honduras, 1 in India, 371 in Japan, 1,469 in Mexico, 55 in Nicaragua, 56 in Puerto Rico, and 371 in the United Kingdom, as well as 279 stores in the Peoples Republic of China. The company was founded in 1945 and is based in Bentonville, Arkansas.

Plan investment options

Total Available Funds: 21
Asset Class Ticker Description Rating Expense
INTERNATIONAL EQUITY
Foreign Large Blend ACWX Barclays MSCI ACWI Ex- US Index Trust 0.34%
FOREIGN SMALL/MID GROWTH FIASX Victory International Small Cap Equity Trust 1.29%
Foreign Large Blend RERGX American Europacific Growth Fund R6 0.9%
Foreign Large Value LIEIX Mondrian International Value Equity Trust,  , 1.05%
Others
Moderate Allocation PAAIX PIMCO All Asset Institutional 1.84%
World Allocation FGLAX Wellington Diversified Inflation Hedges Trust 1.37%
US EQUITY
SMALL BLEND IWM BGI Russell 2000 Index Trust 0.19%
LARGE BLEND IWB BGI Russell 1000 Index Trust 0.15%
Mid-Cap Growth SDSCX The Boston Company (TBC) SMID Cap Growth Trust 0.76%
LARGE BLEND NYVTX Davis NY Venture Trust,  , 1.75%
LARGE BLEND SVSPX Ssga s&p 500 Index Fund 0.16%
LARGE BLEND PREIX T.Rowe Price Equity Index 500 0.3%
Small Growth MGSEX Managers Special Equity Fund 0.93%
LARGE GROWTH SBLGX Legg Mason Large Cap Growth (A) 0.68%
SMALL BLEND WWSAx Westwood SMID Cap Value Equity Trust,  , 1.25%
LARGE BLEND ZBGRIT BlackRock Russell 1000 Index Trust NA
LARGE GROWTH RAIEX Rainer Large Cap Growth Trust 0.92%
FIXED INCOME
Intermediate-Term Bond GUGAX Prudential Core Plus Bond 0.4%
Intermediate-Term Bond PTTRX PIMCO Total Return Institutional Class, 0.83%
Inflation-Protected Bond BPRIX Barclays Treasury Inflation protected Securities Index Trust 0.81%
SHORT GOVERNMENT STABLEVALUE ML Retirement Preservation Trust NA
Average Expense Ratio: 0.84%

The following is a moderate-risk model portfolio constructed from the investment options of Wal-Mart Profit Sharing and 401(k) Plan.

This portfolio is proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation. We offer customization features, allowing subscribers to tailor the portfolio to align with their own risk tolerance and return expectations by changing risk profile parameter.

Our model portfolio is rooted in the MyPlanIQ Asset Allocation Composite (AAC) strategy. This dynamic (tactical) asset allocation and quantitative fund selection algorithm prioritize risk management by dynamically adjusting stock allocations based on prevailing asset momentum. Extensive research has shown that this momentum-based tactical approach can potentially reduce temporary losses while maintaining or outperforming traditional buy-and-hold strategies.

Both historical back test and real-time portfolio return and risk data are shown in the table on this page. These metrics are compared with stock and moderate allocation index funds.

Furthermore, subscribers have the option to explore alternative strategies such as Strategic Asset Allocation Optimal (SAA) and Tactical Asset Allocation (TAA) to further customize their model portfolio. See our investment methodology for more details on the investment strategies



Puzzled on what to invest?

  • We ask a few questions to decide your personal return and risk expectations
  • We build a custom portfolio for your plan (401(k), 403(b), 529 ...) or for a  brokerage account
  • We monitor and send timely rebalance emails on what investment funds to buy and sell