CHEVRON EMPLOYEE SAVINGS INVESTMENT PLAN
Investment Model Portfolios

Plan investment options

Total Available Funds: 19
Asset Class Ticker Description Rating Expense
INTERNATIONAL EQUITY
Foreign Large Blend AEPGX Capital Group EuroPacific Growth TrustSM(US) Class U3 0.9%
Others
EQUITY LIZIX BlackRock LifePath® Index 2060 Account C 0.39%
Target Date 2051 LIVIX BlackRock LifePath® Index 2055 Account C 0.39%
Target Date 2046-2050 LIPIX BlackRock LifePath® Index 2050 Account C 0.39%
Target Date 2041-2045 LIHIX BlackRock LifePath® Index 2045 Account C 0.39%
Target Date 2031-2035 LIJIX BlackRock LifePath® Index 2035 Account C 0.39%
Target Date 2021-2025 LIBIX BlackRock LifePath® Index 2025 Account C 0.39%
Target Date 2036-2040 LIKIX BlackRock LifePath® Index 2040 Account C 0.39%
Target Date 2026-2030 LINIX BlackRock LifePath® Index 2030 Account C 0.39%
EQUITY BSPGX Equity Index Account C 0.03%
EQUITY LIWIX BlackRock LifePath® Index 2065 Account C 0.39%
Retirement Income LIRIX BlackRock LifePath® Index Retirement Account C 0.39%
Conservative Allocation PDRDX Principal Diversified Real Asset CIT Tier 3 0.84%
ROOT VMFXX Vanguard Prime Money Market Fund Institutional Shares 0.19%
ROOT CVX Chevron Common Stock Fund NA
EQUITY WBRMAX BlackRock MSCI ACWI ex-U.S. Index Account C NA
US EQUITY
MID-CAP BLEND PEXMX Extended Equity Market Fund M 0.25%
FIXED INCOME
Intermediate-Term Bond AGG U.S. Debt Index Account C 0.03%
Intermediate-Term Bond DODIX Dodge & Cox Income Separate Account 0.33%
Average Expense Ratio: 0.38%

The following is a moderate-risk model portfolio constructed from the investment options of CHEVRON EMPLOYEE SAVINGS INVESTMENT PLAN.

This portfolio is proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation. We offer customization features, allowing subscribers to tailor the portfolio to align with their own risk tolerance and return expectations by changing risk profile parameter.

Our model portfolio is rooted in the MyPlanIQ Asset Allocation Composite (AAC) strategy. This dynamic (tactical) asset allocation and quantitative fund selection algorithm prioritize risk management by dynamically adjusting stock allocations based on prevailing asset momentum. Extensive research has shown that this momentum-based tactical approach can potentially reduce temporary losses while maintaining or outperforming traditional buy-and-hold strategies.

Both historical back test and real-time portfolio return and risk data are shown in the table on this page. These metrics are compared with stock and moderate allocation index funds.

Furthermore, subscribers have the option to explore alternative strategies such as Strategic Asset Allocation Optimal (SAA) and Tactical Asset Allocation (TAA) to further customize their model portfolio. See our investment methodology for more details on the investment strategies



Puzzled on what to invest?

  • We ask a few questions to decide your personal return and risk expectations
  • We build a custom portfolio for your plan (401(k), 403(b), 529 ...) or for a  brokerage account
  • We monitor and send timely rebalance emails on what investment funds to buy and sell