Intuit 401K for Small Businesses
Investment Model Portfolios

Last update of the investment options: 5/13/2011

Intuit 401k provides low cost 401(k) plans to small businesses (be aware this is different from Intuit 401K for Employees plan). The investment choices are based on model portfolios from Morningstar Investment Services, Inc. Static model portfolios include conservative, Income & Growth, Moderate Growth, Growth and Aggressive Growth. The following is from its web site:

Asset allocation strategy (illustration)


Currently, the following funds are from its conservative model portfolio and other model portfolios.

 

Plan investment options

Total Available Funds: 19
Asset Class Ticker Description Rating Expense
REAL ESTATE
Global Real Estate IGLAX ING Global Real Estate A 1.26%
INTERNATIONAL EQUITY
Foreign Large Value DODFX Dodge & Cox International Stock 0.52%
Foreign Large Blend JETIX Artio International Equity II I 0.9%
COMMODITIES
COMMODITIES BROAD BASKET PCRIX PIMCO Commodity Real Ret Strat Instl 1.96%
Others
Long-Short CMNIX Calamos Market Neutral Income I 1.22%
ROOT CASH PMIXX (Money Market) NA
FIXED INCOME
Inflation-Protected Bond VIPSX Vanguard Inflation-Protected Secs Inv 0.07%
Intermediate-Term Bond PTTRX PIMCO Total Return Instl 0.83%
Intermediate-Term Bond MWTIX Metropolitan West Total Return Bond I 0.52%
WORLD BOND TGBAX Templeton Global Bond Adv 0.64%
High Yield Bond HYFAX Harbor High-Yield Bond Instl 0.9%
US EQUITY
LARGE BLEND NBSRX NB socially response investment fund 1.06%
Mid-Cap Growth EISMX Eaton Vance Atlanta Capital SMID-Cap I 1.14%
MID-CAP VALUE GCMAX Goldman Sachs Mid Cap Value 1.18%
LARGE VALUE DHLRX Diamond Hill Large Cap I 0.67%
LARGE GROWTH POGRX PRIMECAP Odyssey Growth 0.66%
Mid-Cap Growth FMCSX Fidelity Mid-Cap Stock fund 0.75%
SMALL VALUE ARIMX Aston/River Road Select Value I 0.98%
LARGE VALUE ICSLX MainStay ICAP Select Equity I 0.9%
Average Expense Ratio: 0.9%

The following is a moderate-risk model portfolio constructed from the investment options of Intuit 401K for Small Businesses.

This portfolio is proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation. We offer customization features, allowing subscribers to tailor the portfolio to align with their own risk tolerance and return expectations by changing risk profile parameter.

Our model portfolio is rooted in the MyPlanIQ Asset Allocation Composite (AAC) strategy. This dynamic (tactical) asset allocation and quantitative fund selection algorithm prioritize risk management by dynamically adjusting stock allocations based on prevailing asset momentum. Extensive research has shown that this momentum-based tactical approach can potentially reduce temporary losses while maintaining or outperforming traditional buy-and-hold strategies.

Both historical back test and real-time portfolio return and risk data are shown in the table on this page. These metrics are compared with stock and moderate allocation index funds.

Furthermore, subscribers have the option to explore alternative strategies such as Strategic Asset Allocation Optimal (SAA) and Tactical Asset Allocation (TAA) to further customize their model portfolio. See our investment methodology for more details on the investment strategies


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Puzzled on what to invest?

  • We ask a few questions to decide your personal return and risk expectations
  • We build a custom portfolio for your plan (401(k), 403(b), 529 ...) or for a  brokerage account
  • We monitor and send timely rebalance emails on what investment funds to buy and sell
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