Vanguard ETFs
Investment Model Portfolios
Investment Model Portfolios
Based on an article published by Bank Investment Consultant by Matt Ackermann, Vanguard, one of the largest index fund and ETF providers, will offer commission-free trading to its brokerage clients that use its lineups of 46 proprietary ETFs. This represents a comparable move as Fidelity and Schwab. In addition to Fidelity and Schwab plans, MyPlanIQ now has a Vanguard major ETF plan. Notice since most Vanguard ETFs have short history, the performance data of the model portfolios are meaningful since 2003 (before that, most ETFs did not exist). The following is the list of the ETFs supported in this plan (for up to date info, please see the Vanguard ETF page.
Consumer Discretionary | VCR | Stock - Sector | 21.61% | 55.94% | 3.59% | — | 2.71% | 01/26/2004 | |
Consumer Staples | VDC | Stock - Sector | 5.66% | 30.32% | 6.76% | — | 6.87% | 01/26/2004 | |
Dividend Appreciation | VIG | Stock - Large-Cap Blend | 7.99% | 34.67% | — | — | 1.88% | 04/21/2006 | |
Emerging Markets | VWO | International | 3.10% | 55.90% | 15.64% | — | 12.96% | 03/04/2005 | |
Energy | VDE | Stock - Sector | 6.40% | 35.05% | 10.06% | — | 12.18% | 09/23/2004 | |
Europe Pacific | VEA | International | –0.82% | 34.51% | — | — | –10.68% | 07/20/2007 | |
European | VGK | International | –4.15% | 34.33% | 3.42% | — | 2.16% | 03/04/2005 | |
Extended Duration Treasury | EDV | Bond - Long-term Treasury | 3.78% | –7.29% | — | — | 1.17% | 12/06/2007 | |
Extended Market | VXF | Stock - Mid-Cap Blend | 16.43% | 51.39% | 6.46% | — | 7.20% | 12/27/2001 | |
Financials | VFH | Stock - Sector | 16.43% | 50.47% | –5.64% | — | –4.30% | 01/26/2004 | |
FTSE All-World ex-US | VEU | International | 0.69% | 40.55% | — | — | –2.43% | 03/02/2007 | |
FTSE All-World ex-US Small-Cap | VSS | International | 6.38% | 55.17% | — | — | 61.56% | 04/02/2009 | |
Growth | VUG | Stock - Large-Cap Growth | 7.80% | 38.97% | 4.29% | — | 2.85% | 01/26/2004 | |
Health Care | VHT | Stock - Sector | 2.55% | 33.76% | 2.94% | — | 2.66% | 01/26/2004 | |
High Dividend Yield | VYM | Stock - Large-Cap Value | 7.89% | 37.46% | — | — | –3.19% | 11/10/2006 | |
Industrials | VIS | Stock - Sector | 18.80% | 50.93% | 4.44% | — | 5.24% | 09/23/2004 | |
Information Technology | VGT | Stock - Sector | 6.05% | 44.78% | 7.15% | — | 2.50% | 01/26/2004 | |
Intermediate-Term Bond | BIV | Bond - Inter-term Treasury | 3.23% | 11.57% | — | — | 7.13% | 04/03/2007 | |
Intermediate-Term Corporate Bond | VCIT | Bond - Inter-term Investment | 4.07% | — | — | — | 4.48% | 11/19/2009 | |
Intermediate-Term Government Bond | VGIT | Bond - Inter-term Treasury | 2.09% | — | — | — | 0.67% | 11/19/2009 | |
Large-Cap | VV | Stock - Large-Cap Blend | 8.73% | 39.52% | 3.27% | — | 3.23% | 01/27/2004 | |
Long-Term Bond | BLV | Bond - Long-term Treasury | 4.16% | 15.05% | — | — | 6.84% | 04/03/2007 | |
Long-Term Corporate Bond | VCLT | Bond - Long-term Investment | 4.30% | — | — | — | 4.33% | 11/19/2009 | |
Long-Term Government Bond | VGLT | Bond - Long-term Treasury | 3.22% | — | — | — | –0.21% | 11/19/2009 | |
Materials | VAW | Stock - Sector | 5.99% | 42.18% | 7.42% | — | 8.00% | 01/26/2004 | |
Mega Cap 300 | MGC | Stock - Large-Cap Blend | 7.58% | 37.17% | — | — | –5.92% | 12/17/2007 | |
Mega Cap 300 Growth | MGK | Stock - Large-Cap Growth | 6.74% | 37.22% | — | — | –3.29% | 12/17/2007 | |
Mega Cap 300 Value | MGV | Stock - Large-Cap Value | 8.39% | 37.45% | — | — | –8.55% | 12/17/2007 | |
Mid-Cap | VO | Stock - Mid-Cap Blend | 14.37% | 51.25% | 5.68% | — | 6.22% | 01/26/2004 | |
Mid-Cap Growth | VOT | Stock - Mid-Cap Growth | 12.92% | 46.60% | — | — | 1.68% | 08/17/2006 | |
Mid-Cap Value | VOE | Stock - Mid-Cap Value | 15.80% | 55.78% | — | — | 1.78% | 08/17/2006 | |
Mortgage-Backed Securities | VMBS | Bond - Inter-term Treasury | 1.72% | — | — | — | 1.34% | 11/19/2009 | |
Pacific | VPL | International | 6.01% | 35.31% | 4.67% | — | 3.37% | 03/04/2005 | |
REIT | VNQ | Stock - Sector | 21.94% | 71.42% | 4.46% | — | 6.56% | 09/23/2004 | |
Short-Term Bond | BSV | Bond - Short-term Treasury | 1.38% | 5.04% | — | — | 5.63% | 04/03/2007 | |
Short-Term Corporate Bond | VCSH | Bond - Short-term Investment | 2.34% | — | — | — | 2.58% | 11/19/2009 | |
Short-Term Government Bond | VGSH | Bond - Short-term Treasury | 0.80% | — | — | — | 0.40% | 11/19/2009 | |
Small-Cap | VB | Stock - Small-Cap Blend | 18.18% | 54.19% | 6.77% | — | 5.83% | 01/26/2004 | |
Small-Cap Growth | VBK | Stock - Small-Cap Growth | 16.97% | 52.45% | 7.59% | — | 5.41% | 01/26/2004 | |
Small-Cap Value | VBR | Stock - Small-Cap Value | 19.40% | 55.82% | 5.68% | — | 5.98% | 01/26/2004 | |
Telecommunication Services | VOX | Stock - Sector | 1.29% | 23.71% | 4.66% | — | 4.84% | 09/23/2004 | |
Total Bond Market | BND | Bond - Inter-term Treasury | 2.34% | 8.20% | — | — | 6.35% | 04/03/2007 | |
Total Stock Market | VTI | Stock - Large-Cap Blend | 9.85% | 41.32% | 3.63% | — | 2.08% | 05/24/2001 | |
Total World Stock | VT | International | 3.84% | 39.52% | — | — | –5.01% | 06/24/2008 | |
Utilities | VPU | Stock - Sector | 1.57% | 24.74% | 4.24% | — | 7.66% | 01/26/2004 | |
Value | VTV | Stock - Large-Cap Value | 9.63% | 40.34% | 2.10% | — | 3.14% |
01/26/2004 |
Plan investment options
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The following is a moderate-risk model portfolio constructed from the investment options of Vanguard ETFs.
This portfolio is proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation. We offer customization features, allowing subscribers to tailor the portfolio to align with their own risk tolerance and return expectations by changing risk profile parameter.
Our model portfolio is rooted in the MyPlanIQ Asset Allocation Composite (AAC) strategy. This dynamic (tactical) asset allocation and quantitative fund selection algorithm prioritize risk management by dynamically adjusting stock allocations based on prevailing asset momentum. Extensive research has shown that this momentum-based tactical approach can potentially reduce temporary losses while maintaining or outperforming traditional buy-and-hold strategies.
Both historical back test and real-time portfolio return and risk data are shown in the table on this page. These metrics are compared with stock and moderate allocation index funds.
Furthermore, subscribers have the option to explore alternative strategies such as Strategic Asset Allocation Optimal (SAA) and Tactical Asset Allocation (TAA) to further customize their model portfolio. See our investment methodology for more details on the investment strategies
Puzzled on what to invest?
- We ask a few questions to decide your personal return and risk expectations
- We build a custom portfolio for your plan (401(k), 403(b), 529 ...) or for a brokerage account
- We monitor and send timely rebalance emails on what investment funds to buy and sell