Google Inc. 401(k) Savings Plan
Investment Model Portfolios

Google (NASDAQ: GOOG) is an internet search and advertising company that pioneered in search technology. It dominates search and its related advertising business. It is headquartered in the old SGI building in Mountain View, California. Google is well known for its talented employees and innovation friendly work environment. Google offers generous 401K match to its employees.

Plan investment options

Total Available Funds: 29
Asset Class Ticker Description Rating Expense
REAL ESTATE
REAL ESTATE VGSNX Vanguard REIT Index Fund Institutional Shares 0.12%
Global Real Estate EIIGX E.I.I. Global Property Fund Class Institutional 1%
INTERNATIONAL EQUITY
Foreign Large Blend FDIVX Fidelity Diversified International Fund 0.65%
Foreign Large Blend VTPSX Vanguard Total International Stock Index Fund Institutional Plus Shares 0.07%
Others
Target Date 2021-2025 VTTVX Target Retirement 2025 Trust Plus 0.08%
Target Date 2041-2045 VTIVX Target Retirement 2045 Trust Plus 0.08%
Retirement Income VTINX Target Retirement Income Trust Plus 0.08%
Target Date 2031-2035 VTTHX Target Retirement 2035 Trust Plus 0.08%
Conservative Allocation VWIAX Vanguard Wellesley Income Fund Admiral Shares 0.16%
Target Date 2051+ VFFVX Target Retirement 2055 Trust Plus 0.08%
Target Date 2046-2050 VFIFX Target Retirement 2050 Trust Plus 0.08%
Target Date 2051+ VTTSX Target Retirement 2060 Trust Plus 0.08%
Target Date 2036-2040 VFORX Target Retirement 2040 Trust Plus 0.08%
Target Date 2026-2030 VTHRX Target Retirement 2030 Trust Plus 0.08%
Target Date 2016-2020 VTWNX Target Retirement 2020 Trust Plus 0.08%
ROOT CASH Vanguard Prime Money Market Fund Institutional Shares NA
Target Date 2011-2015 VTXVX Target Retirement 2015 Trust Plus 0.08%
Target Date 2000-2010 VTENX Target Retirement 2010 Trust Plus 0.17%
FIXED INCOME
Intermediate-Term Bond MWTIX Metropolitan West Total Return Bond I 0.52%
Intermediate-Term Bond VBMPX Vanguard Total Bond Market Index Fund Institutional Plus Shares 0.03%
Intermediate-Term Bond MWTSX Metropolitan West Total Return Bond Fund Plan Class 0.52%
US EQUITY
LARGE VALUE DODGX Dodge & Cox Stock Fund 0.52%
SMALL BLEND CRISX CRM Small Cap Value Fund Class Institutional 0.94%
LARGE BLEND VIIIX Vanguard Institutional Index Fund Institutional Plus Shares 0.02%
LARGE BLEND TICRX TIAA-CREF Social Choice Equity Fund Institutional Class 0.27%
LARGE GROWTH RGAGX The Growth Fund of America R6 0.3%
MID-CAP BLEND VEMPX Vanguard Extended Market Index Fund Institutional Plus Shares 0.06%
MID-CAP BLEND FLPSX Fidelity Low-Priced Stock Fund 0.92%
Mid-Cap Growth TCMMX TCM Small-Mid Cap Growth 0.95%
Average Expense Ratio: 0.29%

The following is a moderate-risk model portfolio constructed from the investment options of Google Inc. 401(k) Savings Plan.

This portfolio is proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation. We offer customization features, allowing subscribers to tailor the portfolio to align with their own risk tolerance and return expectations by changing risk profile parameter.

Our model portfolio is rooted in the MyPlanIQ Asset Allocation Composite (AAC) strategy. This dynamic (tactical) asset allocation and quantitative fund selection algorithm prioritize risk management by dynamically adjusting stock allocations based on prevailing asset momentum. Extensive research has shown that this momentum-based tactical approach can potentially reduce temporary losses while maintaining or outperforming traditional buy-and-hold strategies.

Both historical back test and real-time portfolio return and risk data are shown in the table on this page. These metrics are compared with stock and moderate allocation index funds.

Furthermore, subscribers have the option to explore alternative strategies such as Strategic Asset Allocation Optimal (SAA) and Tactical Asset Allocation (TAA) to further customize their model portfolio. See our investment methodology for more details on the investment strategies



Puzzled on what to invest?

  • We ask a few questions to decide your personal return and risk expectations
  • We build a custom portfolio for your plan (401(k), 403(b), 529 ...) or for a  brokerage account
  • We monitor and send timely rebalance emails on what investment funds to buy and sell