Washington State Deferred Compensation Program
Investment Model Portfolios

(Ticker:STFC) has the "Washington State Deferred Compensation Program".

Plan investment options

Total Available Funds: 9
Asset Class Ticker Description Rating Expense
INTERNATIONAL EQUITY
Foreign Large Blend EFA International Stock Fund 0.33%
Others
Moderate Allocation VBINX Socially Responsible Balanced Fund 0.07%
ROOT CASH Savings Pool NA
US EQUITY
SMALL BLEND IWM U.S. Small Stock Index Fund 0.19%
LARGE BLEND VTSMX U.S. Stock Market Index Fund 0.03%
LARGE VALUE LSVEX Active U.S. Value Stock Fund 0.66%
LARGE GROWTH FDGRX Fidelity Growth Company Fund 0.79%
LARGE BLEND MALRX Active U.S. Core Stock Fund 0.73%
FIXED INCOME
Intermediate-Term Bond VFICX Washington State Bond Fund 0.2%
Average Expense Ratio: 0.38%

The following is a moderate-risk model portfolio constructed from the investment options of Washington State Deferred Compensation Program.

This portfolio is proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation. We offer customization features, allowing subscribers to tailor the portfolio to align with their own risk tolerance and return expectations by changing risk profile parameter.

Our model portfolio is rooted in the MyPlanIQ Asset Allocation Composite (AAC) strategy. This dynamic (tactical) asset allocation and quantitative fund selection algorithm prioritize risk management by dynamically adjusting stock allocations based on prevailing asset momentum. Extensive research has shown that this momentum-based tactical approach can potentially reduce temporary losses while maintaining or outperforming traditional buy-and-hold strategies.

Both historical back test and real-time portfolio return and risk data are shown in the table on this page. These metrics are compared with stock and moderate allocation index funds.

Furthermore, subscribers have the option to explore alternative strategies such as Strategic Asset Allocation Optimal (SAA) and Tactical Asset Allocation (TAA) to further customize their model portfolio. See our investment methodology for more details on the investment strategies



Puzzled on what to invest?

  • We ask a few questions to decide your personal return and risk expectations
  • We build a custom portfolio for your plan (401(k), 403(b), 529 ...) or for a  brokerage account
  • We monitor and send timely rebalance emails on what investment funds to buy and sell