WELLS FARGO and COMPANY 401K PLAN
Investment Model Portfolios

Wells Fargo & Company (Ticker: WFC), through its subsidiaries, provides retail, commercial, and corporate banking services principally in the United States. The company operates through three segments: Community Banking; Wholesale Banking; and Wealth, Brokerage, and Retirement.Wells Fargo acquired Wachovia and still maintains Wachovia's 401K plan.

Plan investment options

Total Available Funds: 19
Asset Class Ticker Description Rating Expense
INTERNATIONAL EQUITY
Foreign Large Blend EFA INTERNATIONAL INDEX FUND 0.33%
Others
Retirement Income WOTDX Wells Fargo Advantage Dow Jones Target Today Fund 0.6%
ROOT CASH 100% TREASURY MMKT FUND NA
Target Date 2046-2050 WFQFX DOW JONES TARGET 2050 FUND 0.85%
Target Date 2041-2045 WFQPX DOW JONES TARGET 2045 FUND 0.6%
Target Date 2036-2040 WFOSX DOW JONES TARGET 2040 FUND 0.49%
Target Date 2031-2035 WFQRX DOW JONES TARGET 2035 FUND 0.49%
Target Date 2026-2030 WFOOX DOW JONES TARGET 2030 FUND 0.29%
Target Date 2021-2025 WFTYX DOW JONES TARGET 2025 FUND 0.29%
Target Date 2016-2020 WFOBX DOW JONES TARGET 2020 FUND 0.49%
Target Date 2011-2015 WFSCX DOW JONES TARGET 2015 FUND 0.6%
Target Date 2000-2010 WFOAX DOW JONES TARGET 2010 FUND 1.35%
US EQUITY
MID-CAP BLEND MDY S&P MID CAP INDEX FUND 0.24%
SMALL BLEND IWM RUSSELL SMALL CAP INDEX 0.19%
LARGE GROWTH IWF LARGE CAP GROWTH FUND 0.19%
LARGE VALUE IWD LARGE CAP VALUE FUND 0.19%
LARGE GROWTH QQQ NASDAQ 100 INDEX FUND 0.2%
FIXED INCOME
Intermediate-Term Bond AGG U.S. BOND INDEX FUND 0.03%
WORLD BOND PSAIX PIMCO GLOBAL ADVANTAGE STRATEGY BOND I S 1.07%
Average Expense Ratio: 0.47%

The following is a moderate-risk model portfolio constructed from the investment options of WELLS FARGO and COMPANY 401K PLAN.

This portfolio is proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation. We offer customization features, allowing subscribers to tailor the portfolio to align with their own risk tolerance and return expectations by changing risk profile parameter.

Our model portfolio is rooted in the MyPlanIQ Asset Allocation Composite (AAC) strategy. This dynamic (tactical) asset allocation and quantitative fund selection algorithm prioritize risk management by dynamically adjusting stock allocations based on prevailing asset momentum. Extensive research has shown that this momentum-based tactical approach can potentially reduce temporary losses while maintaining or outperforming traditional buy-and-hold strategies.

Both historical back test and real-time portfolio return and risk data are shown in the table on this page. These metrics are compared with stock and moderate allocation index funds.

Furthermore, subscribers have the option to explore alternative strategies such as Strategic Asset Allocation Optimal (SAA) and Tactical Asset Allocation (TAA) to further customize their model portfolio. See our investment methodology for more details on the investment strategies


Retirement Plan (401(k)) Info for WELLS FARGO and COMPANY 401K PLAN (WFC)

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Puzzled on what to invest?

  • We ask a few questions to decide your personal return and risk expectations
  • We build a custom portfolio for your plan (401(k), 403(b), 529 ...) or for a  brokerage account
  • We monitor and send timely rebalance emails on what investment funds to buy and sell
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