Valassis Employees’ Retirement Savings Plan
Investment Model Portfolios

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Plan investment options

Total Available Funds: 24
Asset Class Ticker Description Rating Expense
INTERNATIONAL EQUITY
Foreign Large Blend HAINX Harbor International 1.02%
Others
Target Date 2041-2045 JSAIX JPMorgan Smartrtmt 2045 0.67%
Target Date 2021-2025 JNSIX JPMorgan Smartrtmt 2025 0.63%
Target Date 2026-2030 JSMIX JPMorgan Smartrtmt 2030 0.64%
Target Date 2036-2040 SMTIX JPMorgan Smartrtmt 2040 0.67%
Target Date 2016-2020 JTTIX JPMorgan Smartrtmt 2020 0.62%
Target Date 2031-2035 SRJIX JPMorgan Smartrtmt 2035 0.51%
ROOT CASH JPMorgan Cash in Stock NA
Target Date 2011-2015 JSFIX JPMorgan Smartrtmt 2015 0.66%
Target Date 2000-2010 JSWIX JPMorgan Smartrtmt 2010 0.61%
ROOT CASH JPMorgan Stable Asset Income fund NA
FIXED INCOME
Intermediate-Term Bond FTRBX Federated Total Return Bond fund 0.94%
High Yield Bond OHYAX JPMorgan Smartrtmt 2050 fund 0.75%
High Yield Bond OHYAX JPMorgan Smartrtmt Inc. fund 0.75%
US EQUITY
LARGE VALUE AAGPX American Beacon Large Cap Value 0.94%
LARGE BLEND NYVTX Davis NY Venture 1.75%
MID-CAP VALUE ARTQX Artisan Mid Cap Value 1.05%
LARGE BLEND HLEIX JPMorgan Equity Index fund 0.2%
LARGE GROWTH RGAFX American Funds Growth Fund of Amer 0.63%
SMALL VALUE VSOIX Victory Small Company Opportunity 0.85%
SMALL BLEND OPMSX Oppenheimer Main Street Small Cap 1.32%
MID-CAP VALUE MDFAX Morgan Stanley US Mid Cap Value NA
Mid-Cap Growth THGRx Thornburg Core Growth NA
Small Growth WFSIX Wells Fargo Adv Sml Cap Growth NA
Average Expense Ratio: 0.83%

The following is a moderate-risk model portfolio constructed from the investment options of Valassis Employees’ Retirement Savings Plan.

This portfolio is proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation. We offer customization features, allowing subscribers to tailor the portfolio to align with their own risk tolerance and return expectations by changing risk profile parameter.

Our model portfolio is rooted in the MyPlanIQ Asset Allocation Composite (AAC) strategy. This dynamic (tactical) asset allocation and quantitative fund selection algorithm prioritize risk management by dynamically adjusting stock allocations based on prevailing asset momentum. Extensive research has shown that this momentum-based tactical approach can potentially reduce temporary losses while maintaining or outperforming traditional buy-and-hold strategies.

Both historical back test and real-time portfolio return and risk data are shown in the table on this page. These metrics are compared with stock and moderate allocation index funds.

Furthermore, subscribers have the option to explore alternative strategies such as Strategic Asset Allocation Optimal (SAA) and Tactical Asset Allocation (TAA) to further customize their model portfolio. See our investment methodology for more details on the investment strategies


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Puzzled on what to invest?

  • We ask a few questions to decide your personal return and risk expectations
  • We build a custom portfolio for your plan (401(k), 403(b), 529 ...) or for a  brokerage account
  • We monitor and send timely rebalance emails on what investment funds to buy and sell
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