Vacation Publications Inc. 401 K Plan
Investment Model Portfolios

Plan investment options

Total Available Funds: 19
Asset Class Ticker Description Rating Expense
INTERNATIONAL EQUITY
Foreign Large Blend ARTIX Artisan International Inv 0.97%
Foreign Large Blend FOSFX Fidelity Overseas 0.95%
Foreign Large Blend FSIIX Fidelity Spartan International Index Inv 0.17%
Others
Target Date 2016-2020 FFFDX Fidelity Freedom 2020 0.58%
Retirement Income FFFAX Fidelity Freedom Income 0.42%
Target Date 2011-2015 FFVFX Fidelity Freedom 2015 0.54%
Target Date 2026-2030 FFFEX Fidelity Freedom 2030 0.66%
Target Date 2036-2040 FFFFX Fidelity Freedom 2040 0.64%
Target Date 2021-2025 FFTWX Fidelity Freedom 2025 0.34%
Target Date 2031-2035 FFTHX Fidelity Freedom 2035 0.7%
Target Date 2046-2050 FFFHX Fidelity Freedom 2050 0.75%
Target Date 2000-2010 FFFCX Fidelity Freedom 2010 0.49%
Target Date 2041-2045 FFFGX Fidelity Freedom 2045 0.75%
Target Date 2000-2010 FFFVX Fidelity Freedom 2005 0.42%
Target Date 2051+ FDEEX Fidelity Freedom 2055 0.65%
Target Date 2000-2010 FFFBX Fidelity Freedom 2000 0.44%
US EQUITY
LARGE GROWTH RGAEX American Funds Growth Fund of Amer R4 0.3%
MID-CAP BLEND FSEVX Fidelity Spartan Extnd Mkt Idx Advtg 0.07%
FIXED INCOME
Intermediate-Term Bond PTTRX PIMCO Total Return Instl 0.83%
Average Expense Ratio: 0.56%

The following is a moderate-risk model portfolio constructed from the investment options of Vacation Publications Inc. 401 K Plan.

This portfolio is proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation. We offer customization features, allowing subscribers to tailor the portfolio to align with their own risk tolerance and return expectations by changing risk profile parameter.

Our model portfolio is rooted in the MyPlanIQ Asset Allocation Composite (AAC) strategy. This dynamic (tactical) asset allocation and quantitative fund selection algorithm prioritize risk management by dynamically adjusting stock allocations based on prevailing asset momentum. Extensive research has shown that this momentum-based tactical approach can potentially reduce temporary losses while maintaining or outperforming traditional buy-and-hold strategies.

Both historical back test and real-time portfolio return and risk data are shown in the table on this page. These metrics are compared with stock and moderate allocation index funds.

Furthermore, subscribers have the option to explore alternative strategies such as Strategic Asset Allocation Optimal (SAA) and Tactical Asset Allocation (TAA) to further customize their model portfolio. See our investment methodology for more details on the investment strategies


Retirement Plan (401(k)) Info for Vacation Publications Inc. 401 K Plan

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Puzzled on what to invest?

  • We ask a few questions to decide your personal return and risk expectations
  • We build a custom portfolio for your plan (401(k), 403(b), 529 ...) or for a  brokerage account
  • We monitor and send timely rebalance emails on what investment funds to buy and sell
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