J AND S ANALYSIS 401K PLAN
Investment Model Portfolios

Plan investment options

Total Available Funds: 19
Asset Class Ticker Description Rating Expense
Others
Target Date 2016-2020 FFFDX FID FREEDOM 2020 0.58%
Retirement Income FFFAX FID FREEDOM INCOME 0.42%
Target Date 2011-2015 FFVFX FID FREEDOM 2015 0.54%
Target Date 2026-2030 FFFEX FID FREEDOM 2030 0.66%
Target Date 2036-2040 FFFFX FID FREEDOM 2040 0.64%
Target Date 2021-2025 FFTWX FID FREEDOM 2025 0.34%
Target Date 2031-2035 FFTHX FID FREEDOM 2035 0.7%
Target Date 2046-2050 FFFHX FID FREEDOM 2050 0.75%
Target Date 2000-2010 FFFCX FID FREEDOM 2010 0.49%
Target Date 2041-2045 FFFGX FID FREEDOM 2045 0.75%
Target Date 2000-2010 FFFVX FID FREEDOM 2005 0.42%
Target Date 2051+ FDEEX FID FREEDOM 2055 0.65%
Target Date 2000-2010 FFFBX FID FREEDOM 2000 0.44%
US EQUITY
LARGE GROWTH FDGRX FID GROWTH COMPANY 0.79%
LARGE GROWTH RGAEX AF GRTH FUND AMER R4 0.3%
LARGE GROWTH FFTYX FID FIFTY 1.65%
LARGE BLEND FUSVX SPTN 500 INDEX ADV 0.04%
FIXED INCOME
Intermediate-Term Bond PTTRX PIM TOTAL RT INST 0.83%
Intermediate-Term Bond FSITX SPTN US BOND IDX ADV 0.11%
Average Expense Ratio: 0.58%

The following is a moderate-risk model portfolio constructed from the investment options of J AND S ANALYSIS 401K PLAN.

This portfolio is proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation. We offer customization features, allowing subscribers to tailor the portfolio to align with their own risk tolerance and return expectations by changing risk profile parameter.

Our model portfolio is rooted in the MyPlanIQ Asset Allocation Composite (AAC) strategy. This dynamic (tactical) asset allocation and quantitative fund selection algorithm prioritize risk management by dynamically adjusting stock allocations based on prevailing asset momentum. Extensive research has shown that this momentum-based tactical approach can potentially reduce temporary losses while maintaining or outperforming traditional buy-and-hold strategies.

Both historical back test and real-time portfolio return and risk data are shown in the table on this page. These metrics are compared with stock and moderate allocation index funds.

Furthermore, subscribers have the option to explore alternative strategies such as Strategic Asset Allocation Optimal (SAA) and Tactical Asset Allocation (TAA) to further customize their model portfolio. See our investment methodology for more details on the investment strategies



Puzzled on what to invest?

  • We ask a few questions to decide your personal return and risk expectations
  • We build a custom portfolio for your plan (401(k), 403(b), 529 ...) or for a  brokerage account
  • We monitor and send timely rebalance emails on what investment funds to buy and sell