NADART (Auto Dealers) Retirement Plan
Investment Model Portfolios

NADART provides and administers 401(k), pension and profit-sharing plans and has done so since 1957. Approximately 2,300 automobile dealers and 110,000 participants use NADART for their retirement plan needs. Due to increased capacity, we have recently expanded our scope to offer our retirement plans and complete plan administration services to companies other than NADA members.

The latest plan investment options are based on NADART 2009 Retirement Plan Annual Report.

Plan investment options

Total Available Funds: 17
Asset Class Ticker Description Rating Expense
INTERNATIONAL EQUITY
Foreign Large Blend EFA International Investors Fund 0.33%
Foreign Large Blend EFA International Fund 0.33%
Others
Moderate Allocation PAAIX PIMCO ALL Asset 1.84%
ROOT CASH Money Market NA
Conservative Allocation SSLIX SSgA Retirement Income NA
US EQUITY
LARGE BLEND LLPFX Longleaf Partners 0.79%
SMALL BLEND IWM Russell 2000 Small Cap 0.19%
LARGE GROWTH VWUSX NADART Large Cap Growth 0.3%
LARGE VALUE PRFDX T Rowe Price Equity Income 1.23%
LARGE GROWTH VIGRX Vanguard Growth Index 0.04%
MID-CAP BLEND IJH S&P 400 Mid Cap 0.05%
Mid-Cap Growth JAENX Janus Enterprise 1.14%
LARGE BLEND SVSPX S&P 500 0.16%
LARGE GROWTH LMGNX Legg Mason Growth Equity 1.06%
SMALL BLEND GACIX Gabelli Small Gap Growth 1.14%
Mid-Cap Growth TMGFX Turner Midcap Growth 1.18%
FIXED INCOME
Intermediate-Term Bond PTTRX PIMCO Total Return 0.83%
Average Expense Ratio: 0.73%

The following is a moderate-risk model portfolio constructed from the investment options of NADART (Auto Dealers) Retirement Plan.

This portfolio is proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation. We offer customization features, allowing subscribers to tailor the portfolio to align with their own risk tolerance and return expectations by changing risk profile parameter.

Our model portfolio is rooted in the MyPlanIQ Asset Allocation Composite (AAC) strategy. This dynamic (tactical) asset allocation and quantitative fund selection algorithm prioritize risk management by dynamically adjusting stock allocations based on prevailing asset momentum. Extensive research has shown that this momentum-based tactical approach can potentially reduce temporary losses while maintaining or outperforming traditional buy-and-hold strategies.

Both historical back test and real-time portfolio return and risk data are shown in the table on this page. These metrics are compared with stock and moderate allocation index funds.

Furthermore, subscribers have the option to explore alternative strategies such as Strategic Asset Allocation Optimal (SAA) and Tactical Asset Allocation (TAA) to further customize their model portfolio. See our investment methodology for more details on the investment strategies



Puzzled on what to invest?

  • We ask a few questions to decide your personal return and risk expectations
  • We build a custom portfolio for your plan (401(k), 403(b), 529 ...) or for a  brokerage account
  • We monitor and send timely rebalance emails on what investment funds to buy and sell