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PROFIT INCENTIVE BONUS PLAN OF HUDSON CITY SAVINGS BANK
Investment Model Portfolios

Hudson City Bancorp, Inc. operates as the bank holding company for Hudson City Savings Bank that provides a range of retail banking services. It offers a range of deposit accounts, including passbook and statement savings accounts, interest-bearing transaction accounts, checking accounts, money market accounts, and time deposits, as well as IRA accounts and qualified retirement plans.

Investment options of PROFIT INCENTIVE BONUS PLAN OF HUDSON CITY SAVINGS BANK

Total Available Funds: 22
Asset Class Ticker Description
FIXED INCOME
SHORT GOVERNMENT STABLEVALUE Morgan Stanley Stable Value Fund Class A
Intermediate Government USGDX Morgan Stanley U.S. Government Securities Trust Fund Class A
US EQUITY
LARGE BLEND SPIAX Morgan Stanley S&P 500 Index Fund Class A
LARGE VALUE ACSTX Van Kampen Comstock Fund Class A
Mid-Cap Growth FMCAX Fidelity Advisors Mid Cap Fund Class T
MID-CAP BLEND FASPX Fidelity Advisors Value Strategies Fund Class T
Others
Moderate Allocation ACEIX Van Kampen Equity & Income Fund Class A
Moderate Allocation FAIGX Fidelity Advisors Balanced Fund Class T
Financial FAFSX Fidelity Advisors Financial Services Fund Class T
Target Date 2000-2010 FCFTX Fidelity Advisors Freedom 2010 Class T
Target Date 2016-2020 FDTFX Fidelity Advisors Freedom 2020 Class T
Target Date 2026-2030 FTFEX Fidelity Advisors Freedom 2030 Class T
Target Date 2036-2040 FTFFX Fidelity Advisors Freedom 2040 Class T
Retirement Income FTAFX Fidelity Advisors Freedom Income Fund Class T
Target Date 2000-2010 FFTVX Fidelity Advisors Freedom 2005 Class T
Target Date 2011-2015 FFVTX Fidelity Advisors Freedom 2015 Class T
Target Date 2021-2025 FTTWX Fidelity Advisors Freedom 2025 Class T
Target Date 2031-2035 FTTHX Fidelity Advisors Freedom 2035 Class T
Target Date 2041-2045 FFFTX Fidelity Advisors Freedom 2045 Class T
ROOT NoTicker Fidelity Advisors Freedom 2055 Class T
ROOT CASH Money market substitute
INTERNATIONAL EQUITY
WORLD STOCK VGFAX Van Kampen Global Franchise Fund Class A

Investment model portfolios

We provide two types of investment model portfolios for PROFIT INCENTIVE BONUS PLAN OF HUDSON CITY SAVINGS BANK participants. You can customize and follow a model portfolio in your plan account.

Types of portfolio strategies

These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.

Let us know (Email us) if you need help to create a custom model portfolio for your plan.

Example model portfolios

The following provides historical returns for example model portfolios with a moderate risk profile (at most 60% in stocks) and their comparison with benchmark index funds. You can customize these portfolios according to your own risk profile.

Strategic Asset Allocation Model Portfolio

The following portfolio is based on the MyPlanIQ Strategic Asset Allocation (SAA) strategy.

Tactical Asset Allocation Model Portfolio

The following portfolio is based on the MyPlanIQ Tactical Asset Allocation (TAA) strategy.

Name YTD Return 1Yr AR 3Yr AR 5Yr AR 10Yr AR 15Yr AR 20Yr AR Inception
PROFIT INCENTIVE BONUS PLAN OF HUDSON CITY SAVINGS BANK Tactical Asset Allocation Moderate NA -4.30% 0.08% 2.01% 2.09% 2.61% 3.36% 3.70%
VFINX (VANGUARD 500 INDEX FUND INVESTOR SHARES) NA 9.98% 9.75% 10.95% 11.06% 12.38% 9.19% 7.54%
VSMGX (VANGUARD LIFESTRATEGY MODERATE GROWTH FUND INVESTOR SHARES) NA 6.25% 1.68% 4.40% 4.69% 6.67% 5.54% 5.08%
Data as of 10/31/2023, AR inception is 12/31/2000

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