Retirement Savings Tracker
Monitor your savings progress, get up-to-date estimated pension at retirement
Create a Static Portfolio
Enter fund allocation and create a ‘static’ or ‘lazy’ portfolio with back test and ongoing monitoring.
Model portfolios
Stock ETF model portfolios
The return data shown below all delayed by 3 months. Their latest dates are all the same: 10/31/2024.
| Name | YTD Return | 1Yr AR | 3Yr AR | 5Yr AR | 10Yr Ar | 15Yr Ar | 20Yr Ar |
|---|---|---|---|---|---|---|---|
| MyPlanIQ ETF Strategic Stock Allocation | -0.01% | 29.21% | 7.63% | 12.83% | 11.19% | NA | NA |
| MyPlanIQ ETF Tactical Stock Allocation | -0.06% | 35.67% | 8.56% | 13.78% | 11.73% | 14.11% | 15.30% |
| VT (Vanguard Total World Stock ETF) | NA | 32.11% | 5.03% | 11.03% | 9.13% | 9.69% | NA |
Fixed-income ETF portfolio
The return data shown below all delayed by 3 months. Their latest dates are all the same: 10/31/2024.
| Name | YTD Return | 1Yr AR | 3Yr AR | 5Yr AR | 10Yr Ar | 15Yr Ar | 20Yr Ar |
|---|---|---|---|---|---|---|---|
| MPIQ ETF Fixed Income | 0.54% | 4.13% | 0.40% | 0.49% | 2.15% | NA | NA |
Fixed-income mutual fund portfolios customized to brokerages
The return data shown below all delayed by 3 months. Their latest dates are all the same: 10/31/2024.
| Name | YTD Return | 1Yr AR | 3Yr AR | 5Yr AR | 10Yr Ar | 15Yr Ar | 20Yr Ar |
|---|---|---|---|---|---|---|---|
| Schwab Total Return Bond | 0.97% | 6.03% | 0.51% | 1.03% | 2.30% | 4.91% | 5.90% |
| Fidelity Total Return Bond | 0.97% | 6.06% | 0.51% | 1.02% | 2.76% | 5.35% | 6.23% |
| Etrade Total Return Bond | 0.96% | 6.03% | 0.51% | 1.03% | 2.76% | 5.23% | 6.14% |
| Merrill Edge Total Return Bond | 0.59% | 6.06% | 0.52% | 1.03% | 2.77% | 5.44% | 5.65% |
| Vanguard Brokerage Total Return Bond | 0.93% | 7.58% | 0.24% | 0.93% | 2.40% | 4.75% | 5.91% |
| BND (Vanguard Total Bond Market ETF) | NA | 10.45% | -2.22% | -0.29% | 1.46% | 2.33% | NA |
You can create a single model portfolio with a custom risk profile (custom percentage/weight on the ETF stock portfolio and the ETF fixed income portfolio) using our Get Started Now flow:
Selected advanced model portfolios
The return data shown below all delayed by 3 months. Their latest dates are all the same: 10/31/2024.
| Name | YTD Return | 1Yr AR | 3Yr AR | 5Yr AR | 10Yr Ar | 15Yr Ar | 20Yr Ar |
|---|---|---|---|---|---|---|---|
| P Composite Momentum Scoring Factor ETFs | -3.02% | 42.74% | 14.33% | 16.79% | 15.07% | 15.62% | NA |
| P Composite Momentum Scoring Fidelity Select Funds | -2.95% | 34.86% | 12.91% | 20.08% | 16.17% | 15.88% | 17.16% |
| SPY (SPDR S&P 500 ETF Trust) | NA | 37.81% | 8.91% | 15.16% | 12.90% | 14.06% | 10.47% |
See this link for more Advanced Portfolios.
Custom 401(k) or ETF portfolios
All paid subscribers can customize a model portfolio for a 401(k) or 403(b) plan. Click on the following button to follow the step by step guide: