401(k) vs Annuity: Beware of Fees And Income Stability
Guaranteed income with high fees vs. volatile investment growth with low fees: annuity vs. 401(k)
No Income Limit in Roth 401(k): A Compelling Tax-Free Retirement Investment
Roth 401(k) has no income limit but is subject to the combined annual contribution limit of all 401k accounts.
Pros and Cons of Rollover from a 401(k) to a Self-Directed IRA
Rollover from a 401(k) to a self directed IRA has many advantages but also has some issues to consider.
Getting a 401(k) Loan: Why, How, and What to Watch Out For
Beware pros and cons of 401(k) and Indexed Universal Life Insurance (IUL).
401(k) vs Indexed Universal Life Insurance (IUL): The Pros And Cons
Beware pros and cons of 401(k) and Indexed Universal Life Insurance (IUL).
Maxing out 401k Contributions to Be a Multi-Millionaire
You can be a multi-millionaire if you save as much as possible to your 401(k) and invest prudently.
Retirement Savings: How Much Should You Save For A Comfortable Retirement Life?
We review various 401(k) retirement savings rate and use our retirement calculator to show that one can reach a comfortable retirement life if saving regularly and diligently.
401k Company Match: How To Maximize Your Free Money
We encourage maximizing 401k match and discuss some details on 401k contributions and match.
This is How Much Student Debt Will Cost in Retirement: Retirement Scan
It doesn’t necessarily make sense to pay off student loans early if that means foregoing saving for retirement; plus, how the life-expectancy gap between rich and poor skews Social Security.
This is How Much Student Debt Will Cost in Retirement: Retirement Scan
It doesn’t necessarily make sense to pay off student loans early if that means foregoing saving for retirement; plus, how the life-expectancy gap between rich and poor skews Social Security.
Lessons to Learn from Parents’ Generation: Retirement Scan
Today’s young workers can learn from their parents’ example on making early sacrifices and managing debt wisely; plus, how clients can save by automating their portfolios.
Lessons to Learn from Parents’ Generation: Retirement Scan
Today’s young workers can learn from their parents’ example on making early sacrifices and managing debt wisely; plus, how clients can save by automating their portfolios.
Which is Better, Insurance or Investments: Retirement Scan
These are fundamentally different ideas for retirement income planning, but it doesn’t need to be an either/or situation; plus considerations for clients looking to work in retirement.
Which is Better, Insurance or Investments: Retirement Scan
These are fundamentally different ideas for retirement income planning, but it doesn’t need to be an either/or situation; plus considerations for clients looking to work in retirement.
Boomers’ Retirement Confidence Hits All-Time Low
Worries grow over retirement security, according to new research from IRI.
Boomers’ Retirement Confidence Hits All-Time Low
Worries grow over retirement security, according to new research from IRI.
When Clients Should Not Max Out 401(k) Contributions: Retirement Scan
Clients may contribute less than the maximum if they’re carrying high-interest debt or need funds for education or a new home; plus, why raising the retirement age is a bad idea.
When Clients Should Not Max Out 401(k) Contributions: Retirement Scan
Clients may contribute less than the maximum if they’re carrying high-interest debt or need funds for education or a new home; plus, why raising the retirement age is a bad idea.
Why Social Security Should Offer a Lump-Sum Payment: Retirement Scan
More retirees would delay Social Security if they had this option, which wouldn’t cost the government anything, says a contributor; plus, three questions for nearly retired clients.
Why Social Security Should Offer a Lump-Sum Payment: Retirement Scan
More retirees would delay Social Security if they had this option, which wouldn’t cost the government anything, says a contributor; plus, three questions for nearly retired clients.
Diversified Asset Allocation Portfolios For Your Plans
Featured Brokerage Plans
| Vanguard ETF: | 10%* |  |
| Diversified Core: | 11%* | |
| Six Core Asset ETFs: | 10%* | |
*:5 Yr Annualized Return of TAA Moderate Portfolio
Bogleheads Latest Posts
- Re: ChatGPT [Investment opportunities in the Artificial Intelligence field] May 30, 2023adave wrote: ↑Mon May 29, 2023 6:15 pm ChatGPT is easily fooled by capital letters. This tech is a big deal sure but has many issues that may never be resolved. Problem is nobody really understands how it works. According to the Washington Post, it appears to work like BS artists. Recently, researchers asked two […]jebmke
- Regarding trad 401k vs roth 401k May 30, 2023I’m new to the forum and new to personal finance. Relatively New grad from residency (been out almost 2 yrs). In my mid 30’s. I recently became eligible to contribute to my offices’ 401k plan. They have options of Roth vs traditional. I wanted to get some advice on what would be the best decision […]Harambe
- Re: Fama quotes May 30, 2023billaster wrote: ↑Tue May 30, 2023 9:45 am Fama is a real fanatic about the Efficient Market Hypothesis . I would be interested in seeing a source for this. I’ve read a number of his papers and listened to him speak on a number of podcasts. While he is a proponent of the semi-strong version […]Gaston
- Re: Alternatives to booking on RENFE (rail travel in Spain) May 30, 2023muffins14 wrote: ↑Tue May 30, 2023 10:09 am talzara wrote: ↑Mon May 29, 2023 1:59 pm It's easy, but it could cost more. Trains that accept reservations use dynamic pricing. The later you buy the ticket, the more it costs. I sort of doubt that basic local train travel has dynamic pricing in Spain. Is […]talzara
- Re: Inerited my parents' home but don't want it May 30, 2023Pops1860 wrote: ↑Sat May 27, 2023 1:37 pmYou only incur a gift tax liability if you exceed the annual limit "per person/per year." Kiplinger describes it succintly: The tax-free gift limit (gift tax exclusion) for 2023 is $17,000 (it was $16,000 in 2022). As a result, you can give up to $17,000 to as many […]Jimbo Moneybags