Bogleheads Latest Posts

• Re: Under what conditions is a 50/50 portfolio worse than any other? November 29, 2021
  pascalwager wrote: ↑Sun Nov 28, 2021 2:52 pm Phyneas wrote: ↑Sun Nov 28, 2021 2:13 pm nisiprius wrote: ↑Sun Nov 28, 2021 8:17 am 50% stocks (VTI+VXUS), 50% bonds. The bonds are there for ballast and hopefully some anti-correlation, not income, so they are treasuries only, split 50/50 between long and short, The long and […]
  Phyneas
• Re: How much of the historical average return comes from dividends? November 29, 2021
  22twain wrote: ↑Mon Nov 29, 2021 2:37 am Using http://portfoliovisualizer.com to analyze Vanguard's 500 Index fund 1985-2021 I get: With dividends reinvested: Initial balance = $10,000 Final balance = $607,000 CAGR = 11.8% With dividends not reinvested: Initial balance = $10,000 Final balance = $218,000 CAGR = 8.7% So roughly a quarter of the S&P […]
  rossington
• Re: Afraid to realize capital gains or rebalance November 29, 2021
  I realize this doesn't answer your question, but depending on your personal goals, it might actually work around the problem. Bogleheads as a group tend to be extreme savers, but most believe at the end of the day that their intention is to spend the money eventually. Granted, some of that "spending" might be in […]
  dboeger1
• Re: High Cost Once-in-a-lifetime "Vacation" November 29, 2021
  I'll add myself to the "just do it" camp. Here's a trip that the wife might find more attractive. She can meet you at the pole. https://white-desert.com/adventures/sou ... -emperors/
  VaR
• Re: Tales from this insane real estate market November 29, 2021
  Bought a house about a year ago during what felt like must be a peak. I had a safety threshold of a 50% drop in value (of all non-cash assets including the house), plus a job loss without disastrous impact. It was very scary, but it was our plan before Covid and we decided not […]
  vfinx