It doesn’t necessarily make sense to pay off student loans early if that means foregoing saving for retirement; plus, how the life-expectancy gap between rich and poor skews Social Security.
Clients should try these last-minute approaches for savings on their taxes. Plus, the complications that arise when family members co-own real estate investments and strategies that make paying taxes optional.
Today’s young workers can learn from their parents’ example on making early sacrifices and managing debt wisely; plus, how clients can save by automating their portfolios.
These are fundamentally different ideas for retirement income planning, but it doesn’t need to be an either/or situation; plus considerations for clients looking to work in retirement.
Clients may contribute less than the maximum if they’re carrying high-interest debt or need funds for education or a new home; plus, why raising the retirement age is a bad idea.
The Department of Labor closely collaborated with the powerful lobbying group for retirees as it campaigned for the fiduciary proposal.
More retirees would delay Social Security if they had this option, which wouldn’t cost the government anything, says a contributor; plus, three questions for nearly retired clients.
Client should consider their life expectancy and get a cash-refund policy so their loved ones can inherit the money in case they die before the payouts start.
How millennial clients can get more out of their tax returns; plus, a $1 million tax credit clients aren’t taking advantage of, and comparing Roth IRAs to deferred comp.
Retirees should expect lower returns going forward, but the safety of bonds still warrants a place in their portfolios; plus, considerations before taking Social Security early.
Why some industry experts say long-term interest rates may soon reach historic lows; plus, will change come to the Social Security windfall elimination provision?
At the end of the day, manager selection is all about damage control.
Ways the DoL’s new fiduciary plan is expected to directly affect advisors; plus, how clients can contribute to a Roth IRA if they’re already retired.
The benefits will have no impact on their former spouse’s retirement benefits; plus, what clients need to know about their IRAs.
The rep opened and funded an account with an IRS tax-refund check that was later connected to a fraudulent filing.
Many young people procrastinate when it comes to saving, which greatly reduces the growth opportunity from compounding; plus, what clients need to know when they inherit an IRA.
Digital advice technology is more likely to enhance advisor productivity, not replace humans, according to a new Citigroup report.
The new independent practice shares a co-founder with Palantir, a CIA-backed data-gathering firm.
Labor Department event planned for next week.
A tax break for retired clients who donate IRA assets to qualified charities. Plus, knowing how annuities are taxed for better returns, and strategies for deducting long-term senior care expenses.