Ahh June, the start of summer and wedding season a-palooza. According to TheKnot.com, June is the most popular month for weddings, and if you’re the bride, groom or attending several this summer, there are a few ways you can keep your wedding budget under control, so you don’t face a fall filled with debt.
Q: What is an umbrella insurance policy, and under what circumstances should I have one? — Matthew M., Smithfield, N.Y.
Feeling burned out? Stressed?
Q: My husband and I always seem to owe on our taxes. What can we do? — J.B., Indianapolis
For many homeowners, the warmer months is the prime time to remodel a kitchen or bathroom. But beware — there are some contractors who may offer you a deal that’s simply too good to be true.
Q: Our kids are 10 and 16. We expect to inherit $200,000, which we need for retirement. Can we still get financial aid for college? — Name withheld
There is some good news for college grads looking for that first job.
Warmer weather means relief from the high cost of heating your home. Enjoy it while you can.
If you’ve not been flying the friendly skies recently, it might have to do with those pesky fees.
You may have noticed that the appeals to go paperless from banks, credit card issuers, and brokerages have reached fever pitch lately.
Q: I have a large balance in my health savings account. What’s the safest way to invest the money and maximize yield? — Mark Paine, Cincinnati
Q: A variable annuity that I’ve owned for many years has risen a great deal in value. Can I gift it to my kids? — Anthony Cupo, Fayetteville, Ind.
Q: My husband is retired, and I work part-time. Can we contribute to a Roth IRA for him this year? — Martha Chamberlain, Lanesville, Ind.
It’s probably safe to come out from under your desk now.
1. Sell your old tech
Q: My wife and I could use the funds in our 5-year-old son’s money-losing Ohio state 529 account to pay off my wife’s $25,000 Stafford loan. Any reason not to? — Joseph Kim, Sandusky, Ohio
Diversified Asset Allocation Portfolios For Your Plans
| Vanguard ETF: | 10%* |  |
| Diversified Core: | 11%* | |
| Six Core Asset ETFs: | 10%* | |
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