June 6, 2016: Newsletter Summary

Jun 7, 2016 | Asset-Allocation, Bonds, Economy, Feature, Gold, Headline, Income, Investments, IRA, Markets, Mutual-Funds, Newsletter, Retirement

Re-balance Cycle Reminder All MyPlanIQ’s newsletters are archived here.

For regular SAA and TAA portfolios, the next re-balance will be on Monday, July 11, 2016. You can also find the re-balance calendar for 2015 on ‘Dashboard‘ page once you log in.

As a reminder to expert users: advanced portfolios are still re-balanced based on their original re-balance schedules and they are not the same as those used in Strategic and Tactical Asset Allocation (SAA and TAA) portfolios of a plan.

Please note that we now list the next re-balance date on every portfolio page.

Newsletter Summary

It’s time to have a periodical summary on the newsletters published since the last time we did this (see February 8, 2016: Newsletter Collection Update). 

We regularly update our newsletter collection. It is a helpful resource for many existing users. We also strongly encouraged new users to browse through these newsletters. It classifies newsletters into several categories including portfolio management, fixed income and risk management. It can be found by clicking on Articles tab and then Newsletters. Then on the articles page, click on ‘Newsletters’ tab on the far right to reveal the link. 

Newsletter Collections

Latest update: 6/6/2016

Several readers have asked us to categorize and summarize our previous newsletters as they tend to cover various topics. We believe this is a good idea as many of them provide useful information that can be useful for both new and old users. In the following, we select and list some newsletters in each category

Portfolio Management

Asset Allocation and Other Investment Strategies

Strategic: 

Tactical

Asset Behavior

Strategic and Timing

Fund Selection

Core Satellite and Multiple Strategies

Momentum Strategies and their behavior. How various asset allocation strategies work in different market cycles

Strategy and Portfolio Evaluation
Risk Parity, Four Pillar and Permanent Portfolios

More newsletters can be found in these articles:

Portfolio Rebalance & Daily Management
Risk Management & Investor Behavior

Portfolio risk management techniques and issues. 

Investment Philosophy
Fixed Income, Dividend, Total Return Bond Funds & Conservative Allocation

The following newsletters address many concerns for retiree, conservative and income investors. 

Financial Planning & Retirement

Features & System Q&As

These newsletters address new features and how to for our system usage. 

Existing Portfolio Performance Reviews

In general, we review various portfolio performance in each newsletter. However, you can get latest up to date  performance result and comparison by clicking on links below portfolio comparison tables listed in our quarterly or annual review newsletters: 

Portfolios suggested by advisors and brokerages

Market Overview

Even though the Federal Reserve has indicated its intention to raise interest rate, economy fundamental has shown its inconsistent and anemic nature that has been typical in this recovery cycle: the last Friday’s jobs report was underwhelming. Stock markets are again betting on a goldilocks situation and have kept rising. For now, risk assets are in favor. We again maintain our cautious position but in the meantime, we will follow the trend. 

For more detailed asset trend scores, please refer to 360° Market Overview. 

We would like to remind our readers that since the financial crisis in 2008-2009, we have not seen substantial structural change in the U.S., European and emerging market economies. Economies have heavily relied on low interest debts. Capital might be misallocated to unproductive investments and consumption. U.S. stock valuation is at a historically high level. It is thus not a good time to take excessive risk. However, we remain optimistic on U.S. economy in the long term and believe much better investment opportunities will arise in the future. 

We again would like to stress for any new investor and new money, the best way to step into this kind of markets is through dollar cost average (DCA), i.e. invest and/or follow a model portfolio in several phases (such as 2 or 3 months) instead of the whole sum at one shot. 

Latest Articles

Enjoy Newsletter

How can we improve this newsletter? Please take our survey 

–Thanks to those who have already contributed — we appreciate it.

Disclaimer:
Any investment in securities including mutual funds, ETFs, closed end funds, stocks and any other securities could lose money over any period of time. All investments involve risk. Losses may exceed the principal invested. Past performance is not an indicator of future performance. There is no guarantee for future results in your investment and any other actions based on the information provided on the website including, but not limited to, strategies, portfolios, articles, performance data and results of any tools. All rights are reserved and enforced. By accessing the website, you agree not to copy and redistribute the information provided herein without the explicit consent from MyPlanIQ.

Submit a Comment

Your email address will not be published. Required fields are marked *