Re-balance Cycle Reminder All MyPlanIQ’s newsletters are archived here.

For regular SAA and TAA portfolios, the next re-balance will be on Monday, December 14, 2015. You can also find the re-balance calendar for 2015 on ‘Dashboard‘ page once you log in.

As a reminder to expert users: advanced portfolios are still re-balanced based on their original re-balance schedules and they are not the same as those used in Strategic and Tactical Asset Allocation (SAA and TAA) portfolios of a plan.

Please note that we now list the next re-balance date on every portfolio page.

Broad Base Core Mutual Fund Review

Similar to the previous newsletter November 2, 2015: Broad Base Index Core ETFs Review, in this newsletter, we extend our review to the core mutual funds used in major brokerage plans. These core mutual funds are picked to represent major asset classes. 

Readers might notice that we didn’t use Index word for these core mutual funds. This is due to the fact that many major brokerages do not actually provide low cost index funds such as Vanguard mutual funds as their transaction free funds. Surprise! Certainly we can understand the competition because firms like Schwab and Fidelity have their own funds to sell. 

We still do not recommend a TD Ameritrade mutual fund plan due to its excessive minimum holding period (6 month) requirement. For TD Ameritrade, however, using its extensive commission free ETF line up is good enough to construct asset allocation portfolios with core index ETFs. 

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