Re-balance Cycle Reminder All MyPlanIQ’s newsletters are archived here.

For regular SAA and TAA portfolios, the next re-balance will be on Monday, November 9, 2015. You can also find the re-balance calendar for 2015 on ‘Dashboard‘ page once you log in.

As a reminder to expert users: advanced portfolios are still re-balanced based on their original re-balance schedules and they are not the same as those used in Strategic and Tactical Asset Allocation (SAA and TAA) portfolios of a plan.

Please note that we now list the next re-balance date on every portfolio page.

Advanced Portfolio Review

We feature some advanced portfolios on Advanced Strategies. These portfolios are meant for users with an expert subscription. One of the main reasons we call them ‘advanced’ is that they require expertise to actually implement these portfolios. These include

  • Some of these portfolios use no load mutual funds. However, they are not necessarily available to a specific brokerage. Furthermore, these portfolios do not take the minimum holding period requirement into account. They require users’ discretion and modification to implement in a brokerage. 
  • Some of these portfolios are more for monitoring and reference purposes. For example, the high yield bond portfolio P High Yield Bond Alpha VWEHX is not directly implementable as it might require a very frequent trading of the underlying fund, which is Vanguard high yield fund VWEHX. This portfolio is to illustrate the short term momentum of high yield bonds. It should be really used as a reference or baseline portfolio. To actually implement it, one needs to use either high yield ETFs or even closed end funds (CEFs). 

Furthermore, most of these portfolios are not suitable to be used for all of your investments. Users should only allocate (small) appropriate capital to them based on their overall risk profile. 

We understand that it is sometimes challenging to understand and implement these portfolios. Please send us email or post in our support forum if you have questions regarding these portfolios. 

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